Jim's Articles

Month: May 2020

Singapore attractions and perfume gifts

Posted on by John Concrane

Singapore Girl femme fragrance and top destinations in Singapore? The most awesome personalized souvenir from your Singapore trip is a personalized perfume from Scent-osa. Flickingeria Fimbriata, Used in Fresh 3 (Women) for Team building Perfume workshop. This species has a watermelon scent and are found on open rocks and bluffs along streams and rivers in lowland evergreen and in medium elevation semi-deciduous forests. The large sized epiphyte with a long branching rhizome with freely branching stems giving rise to yellow, compressed pseudobulbs. They carry leaves that blooms in the spring, summer and fall on a single flowered inflorescence with sweetly scented, short-lived flower. One of the toughest to manage but very rewarding. Sanskrit name for this orchid is Jivanti , which means ‘life’. It is used for many herbs which are considered to be powerful tonics possessing rejuvenating and life- prolonging properties.

Located in two buildings, the former Supreme Court and the former City Hall, the National Gallery Singapore presents a collection of modern art by artists across Southeast Asia. The gallery showcases the works of both up-and-coming and established artists from the region. Be sure to visit the newly opened galleries showcasing Chinese Ink Art, and don’t miss the rooftop sculpture garden featuring works by Vietnamese-born Danish artist Danh Vo. Singapore’s largest museum, the National Museum of Singapore houses two main galleries: the Singapore Living Galleries with exhibitions on food, photography, film, and fashion, and the History Gallery, which traces the island’s history from the 14th century.

Your personalized perfume is created in front of your eyes, based on a personality test. So Scent-osa perfume is a truly personalized fragrance created with essences native to Singapore and Asia.Our quiz helps you understand your own perufme personality- Citrus, Floral, Fresh, Oriental and Woody. Our ingredients also correspond to these 5 categories. Oriental- The Vintage Enthusiast – Do you love turning heads? People immediately notice you and some might be intimidated? You are truly one-of-a-kind. Bold,sophisticated and in control! You’re mysterious and don’t let people get to know you too quickly. Maybe you even have a bit of a dangerous daredevil side. Not just any kind of girl can rock an Oriental fragrance! Only a few rare, exquisite femme fatales have this perfume personality. This is the kind of the perfume that makes you compulsively sniff your wrists all night. Oriental perfumes are made of everything that’s warm, sensual, and opulent. Orientals tend to comes on strong at first, but with time they leave you absolutely hypnotized. Find even more details at https://www.perfumeworkshop.com/perfume-team-building-singapore.html.

The name Acampe or Greek akampes means (rigid), which is the character of the plant. Also called ‘rigid air ?ower’, Acampe is a robust, monopodial epiphyte with coriaceous leaves and rigid ?owers. It is easily found in throughout Thailand, and is also found in Myanmar, Sikkim, Mumbai, the Western Ghats and Sri Lanka. Additionally, orchids have also been used in food. One such example is the vanilla orchid, who’s bean is used for flavoring in the much loved classic vanilla ice cream. Another example is the genus Dendrobia, which is commonly used as a food ingredient or garnish. So, in conclusion, though orchids are known mostly as decorative items to beautify our homes, they have many more uses than we may think.

It is amazing to think that the art of making and wearing perfume goes back 2500 years ago and today we have the opportunity to wear again an iconic fragrance such as Singapore Girl. Singapore Girl Perfume ingredients are scents that are crafted from the exquisite oils extracted from delicate flower petals and tree roots. This amazing fragrance is the lotus, water-lily make the heart and Teak-wood finish this refreshing perfume.

Singapore Girl femme fragrance. Now picking up from there, Singapore Memories was established with passion to bring back that nostalgia of the iconic Singapore Girl perfume. Singapore Memories tries to uses all the same core values and the exact beautiful fragrance that will leave you feeling like you are taking a trip back in time. Whether this was a perfume you wore yourself or worn by someone you loved dearly, having a bottle of history in your home is a sure-fire way to take that much desired trip down memory lane and feel emotionally incredible all over again. Discover extra information at https://singapore-memories.com/products/singapore-girl-best-perfume-for-her.

Tax preparation top companies in Houston, TX

Posted on by John Concrane

Tax help best providers in Houston, TX? If you expect a tax refund, you have several options for how it’s handled. You can apply some or all of the refund toward next year’s taxes. If you normally pay estimated taxes throughout the year, that can help cover the first quarterly installment. The government can send you a check or deposit the refund directly into your checking or savings account. You can contribute some or all of your refund to certain types of accounts (IRAs, health savings accounts, education savings accounts) or buy U.S. Savings bonds through Treasury Direct.

The SECURE Act, which became law at the end of 2019, includes several provisions that apply to high income earners. They include: The age for Required Minimum Distributions (RMDs) from retirement plan accounts was raised to 72. However, if you turned 70 1/2 in 2019, you will be required to take a disbursement in 2020. Eliminating the age limit for contributions to Traditional IRA accounts. Increasing annual contribution limits for 401(k) and 103(b) accounts to $19,500, and to $13,400 for SIMPLE IRAs. The contribution maximum for Traditional and Roth IRAs remains at $6,000 per year. Increasing the Social Security wage base to $137,700. Increasing the income ceiling for Roth IRAs. Contributions now phase out at $124,000 and $139,000 of modified adjusted gross income. ($196,000 to $206,000 if you’re married filing jointly.) Increasing limits for long-term care premium deductions to $5,430 per person for people age 71 or over, and to $4,3500 for people between the ages of 61 and 70. Self-employed earners may write off 100% of their premiums using Schedule 1 of the 1040 form. These changes are significant because they make it possible for high income earners to make additional contributions to a retirement plan during the tax year.

Tax credits are the federal government’s way of encouraging businesses and individuals to do things—or not do things—that affect the greater good. For example, you can take tax credits for hiring employees, going green, providing access to disabled employees and the public, and providing health coverage for employees. Most are part of the General Business Credit, which is quite extensive so it’s quite possible that you qualify under some of its terms. Check with your accountant. Discover extra info at https://greentree.tax/tax-preparation-service-in-houston/.

Current research indicates that individuals are likely to make errors when preparing their tax returns. The following tax tips were developed to help you avoid some of the common errors dealing with the standard deduction for seniors, the taxable amount of Social Security benefits, and the Credit for the Elderly and Disabled. In addition, you’ll find links below to helpful publications as well as information on how to obtain free tax assistance. If you do not itemize your deductions, you can get a higher standard deduction amount if you and/or your spouse are 65 years old or older. You can get an even higher standard deduction amount if either you or your spouse is blind. (See Form 1040 and Form 1040A instructions.)

London attractions and Luton airport transfers

Posted on by John Concrane

5 top attractions in the UK and airport taxi from airporttransfersonline.co.uk? Located in Upton, just over a mile north of Chester city center, Chester Zoo is England’s most visited attraction outside of London and is one of the best places to visit in England for families. The more than 11,000 animals living in this 125-acre site represent about 400 different species. But the zoo’s appeal reaches beyond just animal lovers, with prizewinning landscaped gardens also available for visitors to enjoy. You can tour these extensive grounds on the zoo’s monorail system to reach highlights that include Chimpanzee Island, a penguin pool, and Europe’s largest tropical house. There’s plenty of other fun things to do at Chester Zoo, too, so expect to easily spend a day enjoying this top-rated tourist attraction.

Being a groundling (that’s getting yourself a £5 standing ticket and watching Elizabethan-style) at Shakespeare’s Globe in London is unmissable, but it doesn’t get more special than sitting in the audience of one of the Bard’s beloved plays in his actual hometown. Head to pretty Stratford-upon-Avon to see a Royal Shakespeare Company production in the riverside theatre, before visiting Shakespeare’s birthplace and the church where his body was laid to rest in 1616.

UK airport transfers also have some of the finest line of cab fleets in Europe. The cabs that are sent for pick up and drop services are impeccably clean, spacious, well maintained, with smooth engines that ensure a comfortable ride for the passenger. Based on your requirements, i.e. whether you are alone or if not, how many individuals are travelling with you, the company will send a car along with any other needs or requests that you might have. See even more information at Airport Transfer Services.

The childhood home of Anne Boleyn is a fascinating and fun-filled visit for children and parents. See where Henry VIII slept, explore a miniature medieval village, get lost in the wooden playground or try to avoid the jets in the water maze. If the suns out, hire a rowing boat and take in the beautiful surroundings from the lake. Jousting displays are also on in the summer. Located next to the iconic Brighton Pier, the Sea Life Centre is an underwater world of fun and adventure. Walk through a glass tunnel underneath sharks, watch huge sea turtles having their dinner or enjoy an ice cream in the cafe surrounded by tanks of exotic marine life. Pay a little extra for a magical glass-bottomed boat ride with the turtles!

Meet the animals at ZSL London Zoo. The inhabitants include penguins, lions, meerkats, reptiles and gorillas. See the animals in action at daily talks and displays – including giraffe high tea and otter snack time. Take in the stunning architecture of iconic London landmark, Westminster Abbey and find out about the part it played in British history. Explore the setting for ceremonial events, including royal weddings, coronations and funerals. Find more details at https://www.airporttransfersonline.co.uk/.

Payday loans applications by Slick Cash Loan

Posted on by Marian Vasilescu

Fast payday loans tips? Get help from local nonprofits, charities and religious organizations. Explore options to pay off medical bills, like a payment plan or income-driven hardship plan. Ask your employer for an emergency loan or a paycheck advance, or use an app like Earnin. If you are comfortable with it, ask family and friends for a loan through lending circles or a loan agreement. Once your emergency passes, do what you can to build an emergency fund that can help you avoid taking high-cost loans in the future. Most financial experts recommend saving between three and six months’ worth of living expenses. If that seems like a lot, start small with savings of $10 to $20 per week. Set a goal to save at least $500, which can usually cover small emergency expenses like minor car repairs.

Our team is a mix of digital marketing experts and data analytics professionals with a profound knowledge of the mortgage industry. We know firsthand at RobustLoans that shopping for a mortgage can be very stressful and time consuming. This is largely due to the fact that following the financial crisis of 2008 federal and state regulations, mandatory disclosures and penalties governing mortgage lending have become far more stringent. Some of the new regulations for lenders are far too rigid, especially for highly qualified applicants with large down payments and outstanding credit scores. Thank you!

Another excellent way to receive payday loan debt relief is by asking the creditor if you can restructure the loan into a payment plan. Putting a payment plan on your payday loan will give you more than your next payday to pay the loan in full. Many times when payday advance companies allow their customers to pay through an extended payment plan, they will give the customer 6 months to 1 year to pay over time. You and the payday loan advance company will put yourself on a reasonable monthly payment plan. That way you will be able to pay the loan in full without the worry of paying it by your next payday. You will also be able to pay your credit cards and other bills during the time it takes to payday loan relief through an extended payment plan. Find more information at easy payday loans.

This is a very necessary process, used to ensure that your new home is free from defects that could potentially cost you thousands of dollars later to repair. Home inspections will often reveal problems that you can have the seller correct before agreeing to purchase the home. This is known as a contingency. Most offers are usually contingent offers. This means, that the offer is contingent on another factor, such as a favorable home inspection or the ability to obtain insurance. In general, contingencies are safeguards for both buyers and sellers, but should not be overdone. In addition, it is important to meet all deadlines and that all contingencies are met exactly the way the offer describes. Your agent is responsible for making sure contingencies are written correctly.

Get An FHA Loan? That refers to a loan that is guaranteed by the Federal Housing Administration. The loan itself typically comes from a private lender. One advantage of FHA loans is that they can have higher debt ceiling ratios. Instead of the conventional 28/36 ratios, FHA loans may let you use a 31/43 ratio. Still, FHA loans can have slightly higher interest rates, says Mary Ellen Garrett, wealth management advisor and portfolio manager, Merrill Lynch. Homebuyers tend to get FHA loans because they do not have much saved for a down payment. Another reason is that their credit score is too low to qualify for a regular loan. In most cases, that means a credit score below 620, according to BankRate.com, but above 500.

There’s nothing wrong with borrowing money. In fact, most people have to at some point in their lives when they purchase a home or a car. If you need money before your next paycheck, though, a payday loan is a great option to consider. But, not everyone knows the best way to get one. Not sure where to start? Don’t worry, we’ve got you covered. Let’s take a look at everything you need to know about how to get a payday loan. Read even more information on here.

Best neck joint providers

Posted on by Marie Poppins

Neck joint services? One of the primary reasons why a business may want to outsource a task is when it requires skilled expertise. To allow you to focus on your core mission in providing a high quality product and service to your customer offshoring the task to people who can perform it better makes sense. Workload increases with additional non-core functions and the quality of your core activities suffers as your business grows. Outsourcing in such scenario to a third party plays an important role by allowing your key resources to focus on primary business tasks.

Outsourcing is a business practice in which services or job functions are farmed out to a third party. In information technology, an outsourcing initiative with a technology provider can involve a range of operations, from the entirety of the IT function to discrete, easily defined components, such as disaster recovery, network services, software development or QA testing. Companies may choose to outsource IT services onshore (within their own country), nearshore (to a neighboring country or one in the same time zone), or offshore (to a more distant country). Nearshore and offshore outsourcing have traditionally been pursued to save costs.

We want you to know how to unlock its full potential. Yes, that’s why we created this post, to provide you 10 extremely useful Photoshop tips to boost your design speed. There can be shortcut, feature or setting you don’t know about, but not anymore. With this article you gonna learn them all, and you will design faster, and faster. Layer styles are very entertaining when you can just apply them to make, let’s say, a social media icon looks pretty charming and unique, but it will be very tiring if you want to apply same layer styles to all social media icons which usually come in multiple pieces. Have you ever realized that there’s an fx icon beside your layer? Well everything exists for a reason, if you press Alt and drag the fx icon to another layer, it will copy first layer’s styles to the one you dragged to, convenient isn’t it?

Neck joint service or ghost mannequin service is very popular over the last decades. The number of garment industry is the main reason behind this topic. They need a huge amount of images to be edited in a single day and that is why this service is becoming popular among young entrepreneurs. E-commerce retailers and product photographers need this service badly. Discover a few more details on Neck Joint Service.

Several Photoshop tips and tricks to start : Adjustment Layers, A truly stunning image generally has more to it than meets the eye. That’s what makes the Adjustment Layers tool so important. The Adjustment Layers tool lets you adjust the color and hue of your image by adding a top layer to it. The best part about this feature is by adding that extra layer, you can totally reverse your changes while keeping the rest of your image intact. You will find Adjustment Layers in the bottom of the the Layers Panel (a black and white circle icon).

Hey, guys! How is your time going? Photo editing is an art and an appropriate photo will help you to represent your eCommerce product accurately. If you are running an eCommerce business then appropriate photo editing is a must issue. Today we will talk about a mostly used eCommerce photo editing service and it is remove background from image service. We from Background Remover India do all types of background removal service for any kind of products or party images. Our price range is starting from $0.3 and we believe it is the cheapest rate in the market. At the same time, we can assure you that our team will never compromise about the image quality.

Background Remover India is an outsourcing image editing firm with more than 20+ highly experienced employees offering all kinds of photo editing services in worldwide. Our number one aim is 100% customer’s satisfaction. We provide all kinds of photo editing services manually to using update Adobe Photoshop software. So we can assure you, you will not be frustrated with our services. Discover extra details on Background removal from image.

Gentlemen’s club adult entertainment in Colorado Springs

Posted on by Patrick Moreau

Night club rules and guides? This might not be strip club etiquette, but it’s definitely a common mistake guys make at the club. Even if you’re usually pretty reserved, don’t miss out on treating yourself to a lap dance. Even the best stage entertainment can’t quite hold a candle to the experience of a beautiful, scantily-clad dancer in your lap. Not taking advantage of all the strip club amenities. You already know that there are stunning exotic dancers waiting for you at the strip club, but are you ready to make use of all the other amenities the venue has to offer? An excellent strip club is more than just adult entertainment – you can also enjoy delicious food, a full bar, cigars, sports viewing parties, party planning services, and so much more.

Strip clubs or the hidden desire to date ? “If you want to be successful at online dating, you can’t wait for the right dates to come to you. Be proactive with [Liking and Noping] often, sending the initial message, and taking charge of your dating destiny. [People] who do are more satisfied with their dating-app experience and feel that they meet more appropriate and satisfying dates.” — Damona Hoffman, certified dating coach and host of “Dates & Mates”.

I should make my messages personal, advises Hoffman: “Comment on something in his profile and follow with a question.” Dutifully, I tell one bespectacled prospect, “I like melty ice cream, too. What’s your favorite flavor?” I have some interesting chats, but nothing leads anywhere. After a lengthy back-and-forth with a cute guy who asks why I’m still single (beats me!), I try a Hoffman move, writing, “That’s a story better told over a drink.” He suggests… chicken fingers. As in fast food? Is this a sex thing I don’t know about? Find extra info at Gentlemen’s club Colorado Springs.

This is the ultimate “pretend first date” experience. Guys are there to live out a fantasy and the girls are there to sell it – not act it out with you. No touching means no touching. Please don’t ask for their phone numbers – the dancers are not there to date you. They are not private escorts; they provide a public service in a R-rated playground environment. You’d better damn tip her.

It’s an amazing experience to watch the Bronco’s compete in such distinct detail; you’ll never miss a play! We have a state of the art light and sound system like nothing else in Colorado Springs. We offer a large party area, as well as more personal and private areas, allowing the guest to choose what type of experience they wish to have. At Snooty Foxx, FANTASY is not just a word; it’s a way of LIFE!