Jim's Articles

Month: September 2020

Investment return advices in 2021

Posted on by Marie Poppins

Is gold the top investment return pick in 2021? : There are both advantages and disadvantages to every investment. If you are opposed to holding physical gold, buying shares in a gold mining company may be a safer alternative. If you believe gold could be a safe bet against inflation, investing in coins, bullion, or jewelry are paths that you can take to gold-based prosperity. Lastly, if your primary interest is in using leverage to profit from rising gold prices, the futures market might be your answer, but note that there is a fair amount of risk associated with any leverage-based holdings. (For related reading, see “Has Gold Been a Good Investment Over the Long Term?”).

Gold is a precious metal and we all know that. As we have mentioned earlier, gold holds a special place in any Indian household and is considered a wealth of the family, for example, the gold jewels are passed on from one generation to the other as a legacy and a symbol of family wealth. Have you ever tried to invest in real estate or tried to make any financial investment? If yes, then you must know that buying gold is much easier than real estate or anything else. It is safe for the people who are trying to start doing investments as very less risk is involved with the gold purchase.

Alf Field has been called the “world’s best gold analyst.” He is well known for his many spot-on predictions in the precious metals market and these are some of his determinations regarding the future price of gold: “In the 1970’s bull market, gold increased from a low of $35 to a peak of $850, a massive 24.3 times the low price. If the current bull market was to be of the same order, then one could project an ultimate peak of $6,221(gold’s low price in the current cycle of $256 x 24.3). Field outlined in an article back in August 2003 his conviction, which he referred to again in his concluding November 2008 article on the subject of Elliott Wave and the gold price, “that the world, and especially the USA, was heading for a major financial crisis that would be so powerful that it would overwhelm all other factors [which] I referred to as the ‘Big Kahuna’ crisis. I anticipated that the Big Kahuna would give rise to the risk of a systemic meltdown, which would result in the authorities ‘throwing money at problems’, bailing out all the banks and large corporations that got into trouble.

But this gold standard did not last forever. During the 1900s, there were several key events that eventually led to the transition of gold out of the monetary system. In 1913, the Federal Reserve was created and started issuing promissory notes (the present day version of our paper money) that could be redeemed in gold on demand. The Gold Reserve Act of 1934 gave the U.S. government title to all the gold coins in circulation and put an end to the minting of any new gold coins. In short, this act began establishing the idea that gold or gold coins were no longer necessary in serving as money. The U.S. abandoned the gold standard in 1971 when its currency ceased to be backed by gold.? Find additional details on return on investment.

Unlike paper currency, coins or other assets, gold has maintained its value throughout the ages. People see gold as a way to pass on and preserve their wealth from one generation to the next. Since ancient times, people have valued the unique properties of the precious metal. Gold doesn’t corrode and can be melted over a common flame, making it easy to work with and stamp as a coin. Moreover, gold has a unique and beautiful color, unlike other elements. The atoms in gold are heavier and the electrons move faster, creating absorption of some light; a process which took Einstein’s theory of relativity to figure out.

The right investment strategy will strike a fair balance between risk level and profitability. Given the many changes brought on by COVID-19, finding a strategy that minimizes risk and maximizes profits can seem more challenging than ever. Luckily there are a few investments that have performed well throughout history, the most well known being gold. That being said learning how to invest in gold may not be at the top of your to-do list. This investment strategy can seem advanced, time-consuming, and even antiquated. However, with the right amount of research gold can be a great addition to your investment portfolio, particularly in these times. Keep reading to learn about the various ways to invest in gold, and how you can get started today.

High quality cameras and laptops to buy 2020

Posted on by John Concrane

Top laptops and mobile phones to purchase today? If you need a Windows laptop for home, work, or school—and you can’t afford to spend a lot—you can find a good one for $450 to $600. They’re ideal for K–12 students, people on a strict budget, and people who use their computers mostly at home in the evenings for schoolwork, Web browsing, managing a budget, or watching Netflix. Cheaper, lighter laptops tend to be too slow to recommend, while faster, sleeker ones usually cost too much. To get a laptop that doesn’t feel slow for a decent price, you’ll have to make a lot of compromises. Most budget laptops with decent specs have 15-inch screens, weigh 5 or 6 pounds, and have much shorter battery life compared with ultrabooks. And because some budget laptops use a traditional hard drive instead of a solid-state drive, they feel slower than an ultrabook with the same processor and memory.

The four-camera setup on the Galaxy S20 Plus — a 12MP main shooter joined by a 64MP telephoto lens, 12MP ultra wide angle lens and time-of-flight sensor — produce colorful, well-composed shots. And when you need to zoom in to capture more detail, the 3x lossless zoom on the Galaxy S20 Plus’ telephoto lens beats what other smartphones have to offer. We were even impressed when we zoomed in further with a 10x digital zoom, though anything beyond that — the S20 Plus can support up to a 30x zoom — and your pictures get a little grainy.

The parallel evolution of powerful tablets and laptops’ emphasis on touch capability haven’t just encouraged the growth of those individual categories—they’ve created one that combines them. Hybrid systems, a.k.a. 2-in-1s, are capable of functioning either as a laptop or a tablet, depending on what you need (or want) at any given moment. This gives you a lot more freedom when interacting with the device, and makes it more functional in more places. There are two types of 2-in-1. The first is the convertible-hybrid, which transforms from a laptop to tablet and back again by rotating all the way around on the display’s hinge. You can also stop at various positions along the way, if you want to stand the screen up on the keyboard like a kiosk display, or if you want to balance it on its edges, tent-style, so you can use just the touch screen in very little space. This design is best if you’re interested in a tablet, but expect to need a good keyboard with some frequency.

Gizmofacts is the new kid in the block which hopes to play an important role in providing various ideas and views towards upcoming gadgets, mobile apps and softwares so that even a layman can also work his or her way around the latest changes in the tech world. In other words, Gizmofacts will never let a ‘novice nonplus’. In today’s world when a man can choose a eatery, movie theatre and even his wife (for feminists, it can be the other way round too) through an app, it is imperative to keep pace with the dynamics of technological advances and gadget births. Find even more details on The Best Games of 2020.

Apple has seriously improved its photographic output with the iPhone 11 Pro – and, in many ways, with the iPhone 11 – which now holds its own among the best phone cameras out there. Packing three distinct 12-megapixel cameras, the iPhone 11 Pro is the first iPhone to feature an ultra-wide-angle lens (13mm equivalent, f/2.4). You also get a standard lens (26mm, f/1.8) and a 2x telephoto lens (52mm, with an improved maximum aperture of f/2.0). The video recording, audio and super-bright XDR display are all tremendous, and the iPhone 11 Pro is also an absolute performance beast. The new A13 Bionic chipset helps put it up there with the fastest phones we’ve reviewed. This is also the first 5.8-inch iPhone that doesn’t feel hamstrung by a battery which needs constant attention to get it through a full day.

Premium processors: If you need a laptop with more power, we recommend a Ryzen 5 or Intel Core i5 processor. These fantastic processors are an excellent choice for fast, responsive, affordable laptops; they can streamline day-to-day tasks, and can even support some basic graphic design work and gaming. Provides a large amount of space for your files – from 500GB to 3,000GB (3TB). However, it is far slower than an SSD, so things like games can take longer to load. In recent years, HDD storage has become less popular with the rise of solid state drives.

The Tecno Camon iClick features a 6-inch, 18:9 display, which produces good colours but the HD+ resolution is a bit low. The plastic build feels sturdy and the aesthetics are pleasing, although we would have liked some metal here. The phone is powered by a MediaTek Helio P23 SoC and comes with 4GB of RAM and 64GB of expandable storage. General app performance is good and the phone doesn’t overheat, however the performance is still a bit behind that of what the competition offers. The 20-megapixel selfie camera captures good detail but the rear camera has average low light performance. Battery life is good as the phone does last an entire day on a single charge.

So I wanted a good smartphone for my mother in the budget segment and while I was searching for a smartphone, this one came ahead. No doubt, I bought this smartphone and it did satisfy all my expectations. I mean a good Mediatek processor which works really well for playing small games and watching videos, a powerful battery in the smartphone, a good display and the storage specs are also good enough. The best thing is, in spite of being so low in terms of its cost, the smartphone does not contain any quality issues and it also does not lag while working. In fact, even the heating issues are negligible and this smartphone is smarter than you would have though. Completely satisfied and recommended for the budget buyers. Find additional info on this website.

Ameno Passion or the hot organic skincare sustainably sourced brand

Posted on by Marian Vasilescu

Hot beauty skincare vegan brand : Ameno Passion? While there’s no shortage of beauty and skincare brands on the market today, finding one that’s committed to delivering the best in effective, all-natural ingredients is another story. The good news is new skincare line AMENO PASSION is answering the call. AMENO PASSION puts health and quality first, with a remarkable selection of natural health, beauty, and cosmetics free from unnatural ingredients, artificial fragrance, allergens, and toxins. The new line is proudly USDA organic, sustainably sourced, GMO-free, gluten-free, and vegan. Not surprisingly, customers have responded with enthusiasm to these exceptional products.

“We are very happy about the market launch of our skincare line and are happy to report the products will be available on Amazon.com and other major online marketplaces soon,” commented a spokesperson from the company. “Our line already has some amazing highlights and we plan on seeing it grow in the months and years to come.”

Ameno Passion daily skincare tip : Your pent-up stress is breeding new pimples. Stress triggers acne, and acne results in more stress—ah, the very vicious cycle. When you’re under pressure, your skin produces stress hormones, including cortisol, that can stimulate your oil glands to make testosterone, Dr. Downie explains. This then increases your oil production and clogs your pores. What you can do differently: Work out regularly, meditate, and take time out of your busy schedule to focus on yourself. All these things will help you release stress, so your body doesn’t continue to release hormones that are trying to wreak havoc on your skin.

The first AMENO PASSION products include a hydrating foam cleanser, a moisturizing cream, and serum containing vitamin C and niacinamide. All are manufactured to the highest standards in the USA, using only the top ingredients available to help ensure quality.

Don’t believe every DIY hack you see. While it’s tempting to mix up a cure-all witch’s brew of whatever drying agents you have in the house, Dr. Tanzi says she sees a lot of irritation from DIY skin care products. Even toothpaste isn’t the remedy it was when we were teens. According to Dr. Zeichner, triclosan (the ingredient in toothpaste that has antimicrobial properties) is rarely used these days. But if you are in a pinch and need to DIY it, here are some tips that are actually legit—and derm-approved.

The early feedback for AMENO PASSION has been extremely passionate across the board. Christine S., from New York, recently said in a five-star review, “I have been having some trouble finding a skincare line that I am comfortable using. I don’t want to expose my skin to dangerous chemicals. That’s how many women look older before their time. My cousin recommended AMENO PASSION and I started out with their moisturizing cream. I absolutely love it. My skin looks and feels incredible. I’ll be checking out the rest of the line soon.” See more info on Ameno Passion.

The interest and demand for all-natural, vegan, and GMO-free skincare products continues to grow all of the time. Both conventional media and platforms like YouTube have seen a rise in beauty, health, and wellness experts doing features on the advantage of using products like those offered by AMENO PASSION both over the short term and long term. Health and wellness can come along with strong results, when a brand is using well-crafted skincare product formulas.

Glamour of ION fragrance for awesome presents from Singapore holidays

Posted on by Patrick Moreau

Glamour of ION fragrance for incredible corporate gifts from Singapore holidays? After an $118 million refurb and rebranding job, the Singapore History Museum reopened as the National Museum of Singapore: the largest museum on the island. There are two main galleries: the Singapore History Gallery, which traces the history of Singapore from its beginnings in the fourteenth century to the present day and the Singapore Living Galleries, which focus on four lifestyle themes – food, fashion, film and photography. It’s worth a visit just for the building, an imposing neoclassical structure, complemented by modern glass additions. Shoehorning art and science into the same room and doing justice to both was always going to be a big risk. But by and large, the ArtScience Museum succeeds. Future World: Where Art Meets Science is a collaboration with Japanese art collective teamLab and features interactive experiences that are also perfect Instagram fodder.

Perfume is easy to pick out with a few guidelines. Age and past scents are good things to keep in mind when buying a fragrance to give as a gift. Trendy designer perfumes endorsed by celebrities are perfect for younger women, while older women may prefer classic fragrances. If you know she has a favorite scent, find out what the main elements of that fragrance are. From there you can easily select something that is similar but new.

Budget-friendly: As compared to other options of gifts available in perfume range, miniature ones are quite affordable. The gift pack looks expensive with its high-quality plastic box and carry case, but it is very budget friendly. You can get them in bulk without going overboard with your costing. Apart from all these benefits, there are a couple more aspects that make miniature fragrances best corporate gifts. If you’ve ever burnt herbs for incense in your home, you’ve experienced yet another simple way to interact with the beneficial aspects of plants. When we use incense in a purposeful way it’s called smudge. Smudging is the burning of herbs in a ceremonial way. Most of the herbs that have been used around the world have a beautiful scent that you’ll love to have throughout your house. When you burn dried herbs or resins, you’ll need a heat tolerant vessel. Traditionally this is an abalone shell with a bit of sand in the bottom. You might also use a charcoal disc beneath the herbs to keep them smoking, especially in the case of resins. Here are some plants commonly used as incense and why they are burnt. Try growing some of them on your own property.

IONs are believed to produce biochemical reactions that increase levels of serotonin, a happy hormone. This alleviates depression, relieves stress, and boosts our energy. Aromatherapy works the same way. Aromas are pleasant smelling volatile chemical or IONic vapors exuded by various plant. We used variety of brilliant Orchid notes including Vanda Miss Joaquim to create ION scent, some of which are native to Singapore. Find additional details on https://singapore-memories.com/collections/scent-serum-inspired-by-singapores-history-culture-and-orchids/products/glamour-of-ion-room-fragrance.

Built in 1894, Lau Pa Sat, once a wet market, is now a popular and atmospheric hawker centre. This historic building was built with Victorian filigree cast-iron and is located in the heart of Singapore’s business area. At lunchtime, it’s full of office workers, whereas, by night, the street is closed and the many food stalls serve plenty of local favourite dishes. Also known as Telok Ayer Market, standout dishes at Lau Pa Sat include sticks of tasty satay chicken with peanut dipping sauce and grilled stingray, covered in a spicy sambal sauce.

We have been researching on Fragrant Orchids and our quest lead us to various Orchid genomes that were not only Fragrant but also Medicinal. Ancient Chinese medicine philosophy, known as the “qi” was discovered by the Yellow Emperor, father of Chinese medicine. It explores the body’s capacity to heal itself. Today’s medicines have many forms of complementary and alternative medical practices to help relieve pain. These alternative medicines have turned to the medicinal benefits of orchids discovered ages ago.

The “center of commerce during the 19th century,” Clarke Quay lives up to its legacy as a busy hub. Today, it has a more polished sheen, so after a long day of shopping on Orchard Road, visitors can happily head to Clarke Quay for an evening of waterfront dining and entertainment. River taxis and cruises also depart from here, giving tourists the chance to admire some of the city’s historic bridges and view landmarks like the Merlion from the water. The Quay’s biggest hit with younger tourists is a giant bungy-jumping attraction, an adrenaline-packed thrill ride. Nearby attractions include the Asian Civilisation Museum; the Civil Defence Heritage Gallery located in Singapore’s oldest fire station; and the Hong San See Temple, a picturesque century-old Buddhist place of worship. See even more info on https://singapore-memories.com/.

Cheap Data storage products store online

Posted on by Amelia Whitehart

Fashion & accessories products online store with CheapestProds? At the small-screen end of the spectrum, 12- and 13-inch laptops, or ultraportables (more on these below), are worth considering if you plan on toting your laptop. These models are small enough to weigh 3 pounds or less, but large enough that they include a full-size keyboard and a decent size-screen. The downside is that port selection tends to be minimal due to the limited amount of room available on side panels. These laptops usually serve simple needs like surfing the web or modest word processing, and they’re a good choice for business travelers who need to tote a laptop frequently. Smaller 10- and 11-inch laptops (now less common than they used to be) have even less room for ports, and will have smaller keyboards and space between the keys, so you’ll have to adjust your typing style to accommodate.

As such, we feel the iPhone 11 is the best phone Apple currently makes in terms of bang for your buck, and as such is an easy recommend for most users (unless you much prefer Android as an operating system on your phone). Regardless, though, as T3 concluded in our official review of the phone, the “iPhone 11 strikes a brilliant balance between features and price. You wouldn’t know it’s the cheaper of Apple’s phones from its build, camera and speed. If only it had an OLED screen…” It’s hard to know where to start with the Galaxy S20 Ultra, because Samsung has really gone to town here, from the 100x digital zoom on the rear camera to the huge 6.9-inch AMOLED display you get around the front. It’s the priciest of the S20 models, and it shows.

In recent years, Google has also been one of the industry’s major drivers toward mobile imaging innovation. The Pixel 4 delivers stunning shots in dim conditions using the company’s industry-leading Night Sight technology. Meanwhile, the new dual-lens module in the latest premium Pixel incorporates Super Res hybrid zoom to produce astonishing results from a distance. Those who really want to maximize their photography on-the-go but spend as little as possible are well advised to check out Google’s Pixel 3a — one of the best Android phones out there, because it guarantees phenomenal image quality despite the fact it costs just half as much as Mountain View’s own flagships. Read additional information on Buy Best Discounted Product Online.

Powerhouse processors: For unparalleled performance, Ryzen 7, Intel Core i7, Intel Core i9 and Intel Xeon processors are what you need. These processors allow you to unleash your creativity and are perfect for photo editing, video editing, CAD/CAM, 3D rendering and high-end gaming. SSDs are much faster than a hard drive, meaning faster boot and loading times, but don’t offer as much storage as a standard hard drive. They use less power too, which helps on battery life. They also have no moving parts making your laptop significantly quieter – and, if you’re prone to dropping your tech, this makes it harder to break.

The Samsung Galaxy S20 and S20 are the best Android phones you can buy right now. They are both smaller than the Ultra, making them easier to handle, but still have large immersive screens that boasts an incredible refresh rate and an enviable sharpness. The cameras are also sharp and detailed and have less of the lurid post-processing that affected previous Samsung flagships. The punchy performance was of a very high standard, only coming up short in comparison to the iPhone 11 Pro, and could handle everything we threw at it (though it broke a sweat undertaking 8K video recording). Battery life is generally impressive and will comfortably last you a full day – unless, that is, you opt for the high 120Hz refresh rate, which takes a big bite out of the battery. In this case, even a moderate usage will see you needing a top-up before the end of the day.

Most inexpensive Windows computers, especially those less than $500, are large and heavy and have poor battery life—among other flaws—but for a bit more money you can get an ultrabook that is almost as good as a thousand-dollar one. Budget ultrabooks are ideal for students in particular, and for anyone who can spend around $700 to $800 on a laptop. Budget ultrabooks tend to have bigger, creakier bodies and worse build quality than our top picks, and they can also have less responsive keyboards and trackpads, dimmer and less accurate screens, or fewer ports. But if you can find one that makes as few of these compromises as possible, you may be able to save a few hundred dollars. Find additional information at https://cheapestprods.online/.

Schengen Visa countries list with Schengen-Visa portal

Posted on by John Concrane

Visa application requirements and other Europe travel info? Applying for a Schengen Visa can be a tricky procedure especially when eager to obtain it. Therefore, be cautious and do not allow your laziness, or sluggishness guide you towards mistakes when approaching the application procedure. More often than not, being attentive to petty, tiny components makes all the difference when ready to apply for a Schengen Visa.

Europe is an extraordinary travel destination, here are a few attractions you can visit. Dalt Vila (meaning upper town), is Ibiza’s old town and is on a hill, contained within ancient walls, and looking out to sea. The views from the ramparts are stunning, and the numerous winding, cobbled streets and steps lead towards the cathedral at the top. The main gateway into the old town is up a ramp and through an old draw-bridge. The area is not simply a tourist attraction but is still partly residential, and offers tantalising glimpses of real life through the occasional open door. A fascinating area to wander around during the day or evening, with many little shops, galleries, museums, and restaurants in the narrow streets.

The main reason for the approval of the ETIAS authorization is security. With the increased risk of travelers worldwide, the EU wants to ensure safe travels in its countries. The ETIAS will decrease security concerns substantially through its information and data gathering systems. What this means, is that the ETIAS will detect if a person is a threat in any way to the security of Schengen countries. This will lead to the person being denied entry and avoiding the threat from being present inside EU borders. It will basically deal with a problem before it is even there.

How many times can i use my Schengen Visa? On your visa sticker the section “number of entries” indicates how many times you could enter the Schengen area: “1”, “2” or “MULT”. The holder of a multiple entry visa (“MULT”) may enter the Schengen Area an unlimited number of times during the validity of the Schengen Visa”. Where do I submit my visa application? See additional details at Schengen Visa.

Working holiday visas are easy to get and the best way to extend your stay — even if you don’t want to work. Citizens of Australia, Canada, and New Zealand (and often South Korea and Japan) are eligible for one- to two-year working holiday visas from most of the Schengen countries. Applicants must apply for this visa from a specific country and be younger than 30 (though, in some cases, like for Canadians working in Switzerland, you can be as old as 35). Additionally, know you can get multiple working holiday visas. An Australian reader of mine got a two-year Dutch working holiday visa and then got one from Norway to stay two more years. While she and her boyfriend (who also got one) did odd jobs in Holland for a bit, they mostly used it as a way to travel around the continent. Note: This type of visa won’t allow you to work in any other country than the one that issued it.

ETIAS, the European Travel and Information System set to roll out in January 2021, will help keep Europe’s Schengen Area a visa-free zone while tightening security, border control and filling information gaps. According to the European Commission, border authorities and law enforcement have little to no information on those who travel visa-free – a luxury tourists have enjoyed when visiting the Schengen countries. Beginning January 2021, eligible visitors can still travel visa-free, but only with an approved ETIAS waiver.

A business visa allows the bearer to enter the host country and engage in business activities without joining that country’s labour market. For example, an individual may require a business visa if they are travelling to a country to do business with another company or if they are attending a business conference. The visitor typically must show that they are not receiving income from the country. Traditional visas can either be stamped or glued into your passport. If your visa is glued into your passport, it is usually a small document that includes your name, passport number, place of birth, reason for travel and expiration date. Stamped visas typically have less information on them. They usually only have the destination and date from which the visa is valid and official instructions stating how many days the visa is valid for. Read more info on https://www.schengen-visa.com/.