Jim's Articles

Month: December 2020

Farrukh Kazmi or the ascent of an investment broker expert

Posted on by Marie Poppins

The ascent of an asset management expert : Farrukh Kazmi? We offer a wide range of financial services to individuals and business owners. We believe you will be better able to identify your goals and make sound decisions to help reach them by A&S providing our financial information. Please call us if you have any questions about our firm or the range of Investment services we provide. Our firm has a relationship with a variety of financial services companies, so if we don’t have a product or service, we know a group that does. One of the many benefits of working with A&S Asset Management is our ability to provide clear, easily understood explanations of financial markets, financial ideas, and where you fit within them. The personalized program that we can provide is a road map to working toward a more secure financial future.

A cash bank deposit is the simplest, most easily understandable investment asset—and the safest. Not only does it give investors precise knowledge of the interest they’ll earn, but it also guarantees they’ll get their capital back. On the downside, the interest earned from cash stored away in a savings account seldom beats inflation and loses around 2% a year. Exchange-traded funds (ETFs) have become quite popular since their introduction back in the mid-1990s. ETFs are similar to mutual funds, but they trade throughout the day, on a stock exchange, just like shares of stock. Unlike mutual funds, which are valued at the end of each trading day, ETF values fluctuate intra-day.

There are both advantages and disadvantages to every investment. If you are opposed to holding physical gold, buying shares in a gold mining company may be a safer alternative. If you believe gold could be a safe bet against inflation, investing in coins, bullion, or jewelry are paths that you can take to gold-based prosperity. Lastly, if your primary interest is in using leverage to profit from rising gold prices, the futures market might be your answer, but note that there is a fair amount of risk associated with any leverage-based holdings. (For related reading, see “Has Gold Been a Good Investment Over the Long Term?”).

Farrukh Kazmi is the founder of A&S Asset Management, I am committed to helping people achieve financial freedom by bringing Wall Street experience to the local investor.

Financial advisors may work in independent practices or part of a firm or financial institution. All advisors who work with the public must have a current Series 65 License. The National Association of Personal Financial Advisors (NAPFA) is a good place to start your search for help. A fee-based structure can be hourly, project, retainer or a flat ongoing amount that is derived from the percentage of assets being managed; usually, the greater the assets, the lower the percentage. Commission-based means the advisor charges a straight commission every time a transaction occurs or a financial product is purchased.

Cryptocurrencies are systems that allow for the secure payments of online transactions that are denominated in terms of a virtual “token,” representing ledger entries internal to the system itself. “Crypto” refers to the fact that various encryption algorithms and cryptographic techniques, such as elliptical curve encryption, public-private key pairs, and hashing functions, are employed. The first cryptocurrency to capture the public imagination was Bitcoin, which was launched in 2009 by an individual or group known under the pseudonym, Satoshi Nakamoto. As of February 2019, there were over 17.53 million bitcoins in circulation with a total market value of around $63 billion (although the market price of bitcoin can fluctuate quite a bit). Bitcoin’s success has spawned a number of competing cryptocurrencies, known as “altcoins” such as Litecoin, Name coin and Peercoin, as well as Ethereum, EOS, and Cardano. Today, there are literally thousands of cryptocurrencies in existence, with an aggregate market value of over $120 billion (Bitcoin currently represents more than 50% of the total value).

All of our brokerage accounts are held and available for viewing at National Financial Services, a Fidelity Investments Company. Registered Representative of and securities offered through Berthel Fisher & Company Financial Services, Inc. (BFCFS). Member FINRA/SIPC. A&S Asset Management and BFCFS are independent entities. See even more information at Farrukh Kazmi.

Deflation is defined as a period in which prices decrease, when business activity slows and the economy is burdened by excessive debt, which has not been seen globally since the Great Depression of the 1930s (although a small degree of deflation occurred following the 2008 financial crisis in some parts of the world).. During the Depression, the relative purchasing power of gold soared while other prices dropped sharply. This is because people chose to hoard cash, and the safest place to hold cash was in gold and gold coin at the time.

High quality airport transfers Henley On Thames firm

Posted on by Patrick Moreau

High quality luxury airport transfers Henley On Thames firm? Look for signs of trouble: According to the USA Limo Guide, “The law requires all limousine rental companies to arrange for proper private hire insurance.” But “some companies evade insuring their vehicles and occupants as its an expensive overhead.” And, of course, the chauffeurs need to have chauffeur’s licenses. Ask for proof of both. Other omens… Avoid a limo company that requires more than a 50 percent deposit. For my wife’s present, one company demanded full payment in advance. I said thanks-but-no-thanks and hung up. USA Limo Guide says, “Generally, a deposit of 20-50 percent of the total rental fee is required by credit or debit card.”

Book Ahead of Time: While you are planning your wedding especially in peak season, make sure you book the ride with time to spare because certainly, you don’t want to find yourself locked out of reservations for the day. In Toronto, spring and early summer is the peak of the season for hiring wedding limo service. Most wedding limousine service companies have hourly minimums on Friday and Saturday nights.

Airport Transfers Reading – Whether you are travelling for business purposes or for enjoying your holiday you need to hire our airport transfers Reading service, so that you reach your desired destination in a comfortable way. When you hire our services we offer a huge range of services and chauffeur services and ensure that we meet all the needs of our customers. All our employees have years of experience in providing a excellent proactive level of executive car services. Our airport transfer services includes a free flight monitoring service. We track your flight timings and our drivers reach the surrey airport according to your flight timing. So whether your flight is early or subject to delay we come to know about it and hence act accordingly allowing us not to charge our clients unnecessary waiting time charges except in extreme circumstances such as held up in customs or reasons beyond our control. Read extra info at Airport Transfers Didcot.

Why can’t I find a limousine for only a one hour rental? Most companies require a minimum 2 or 3 hour booking to rent the vehicle. This is due to the large expense and cost involved in securing and maintaining the vehicles. The average limousine can run around $70,000-$110,000 new! A one-hour rental is simply not cost effective because the vehicle is only in ‘paid-service’ for one hour; however actual vehicle run time may be more than 2 hours. Other costs that make a 1-hour rental not possible is vehicle preparation time and driver salary. In addition, during prom or other high demand season, minimum hourly booking requirements may increase to 5-8 hours due to the overwhelming demand for limousines. You are more likely to get struck by lightning than getting a limousine rental for 1 or 2 hours during prom or special event season. Some companies may offer special exceptions to this rule depending on fleet availability and their current scheduling considerations.

Wedding cars Berkshire need not always come in stark white. Many companies providing wedding cars can offer you wide choices ranging from cream and icy blue to silver or grey. Some companies can even offer you more unusual choices like red and blue. Finally, a glamorous wedding car needs to be complemented by the perfect chauffeur. The best wedding cars are driven by uniformed chauffeurs matching the period of the car. Check if these services will be provided. You should also check if the uniform of the chauffeur can be made according to your preferences.

Tricks on how to select the best limousine for your needs? There are many aspects to achieve a good limo rental experience. Focus on value: the best limo service at the best price: Not all limousine services are equal. Price should not be the only factor in your search. Much like renting a hotel, different price points often mean different service levels. It’s good to have a budget determined ahead of time, but also know what type of experience you want. Read more information at https://www.1stclasscars.com/.

Wholesale makeup remover cloth and organic bamboo toothbrush online shopping

Posted on by Marian Vasilescu

Wholesale makeup remover padas and travel bamboo toothbrush online store? The manufacturing method is characterized in that the method includes the following steps: (1) preparing materials, cutting bamboo materials into bamboo segments according to the required length of the brush handle, (2) heat treatment, heat treating the bamboo segments, (3) cutting Brush handle blanks, cut bamboo segments into brush handle blanks according to the size of the brush handle, (4) make the brush handle, use the lathe to carve, make the brush handle, (5) drill holes, drill several plants on the brush handle Pores, (6) assembly, the bristles are implanted into the pores, (7) inspection packaging. The step (2) heat treatment includes the following steps: (1) drying, drying the bamboo segments in a drying furnace, keeping the temperature at 70 ° C for 48-72 hours, (2) carbonizing, drying the bamboo segments Put it in steam at a temperature of 120-140 ° C for 2-8 hours. (3) Anti-mildew treatment, boil the bamboo section in the anti-mildew solution for 1 hour, take it out and dry it.

How Do I Use My Makeup Remover Pads? Simply apply your makeup remover to your pad and work the product in circular motions, flipping the cloth over if needed. Repeat this process until all makeup is removed. Designed to last for years: these makeup remover pads are an easy and convenient alternative to typical storebought disposable cotton rounds! Instead of continuing to add waste to the planet that isn’t biodegradable, make the planet healthy choice to purchase reusable pads that will last you for years. These adorable, durable pads will save you money and trips to the store.

A plastic bottle can take up to a thousand years to decompose. A biodegradable toothbrush helps reduce more than 4.9 billion plastic toothbrushes that are thrown away every year and end up in our oceans and landfills. Bamboo is completely biodegradable, making it a perfect alternative for daily used plastic products. Customized bamboo brushes, You can now make your product even more unique with your own brand, it is important because not only is it what makes a memorable impression on consumers but it allows your customers and clients to know what to expect from your company.

Different Materials for optional, bamboo cotton, 100% cotton, hemp cotton, bamboo terry, bamboo velvet and bamboo charcoal,the super fluffy and soft pads are great to clean your pores and effectively pull out all of the makeup, sunscreen, chemicals etc., What’s more, you can use the pads to apply skincare product. Made of bamboo cotton, it will gently, naturally remove all your waterproof makeup by breaking the surface tension of the ingredients that bonds your makeup to the skin when rubbing. Find more info at bamboo charcaol cotton makeup remover pad.

How to use bamboo makeup remover pads? Just add your facourite cleanser to your skin,simply rinse the pads under warm water and wring out.Gently massage the pads into your skin in circular motions to remove dead skin cells and lift away impurities. Rinse and repeat until you’re feeling fresh. Wring out and allow to dry naturally. Easy-to-Follow Instructions for ibannboo Cleansing Pads: Step 1: Tie hair back using the included headband to keep hair clean and ease the cleansing process. Step 2: Apply coconut oil or other natural cleanser to your face to loosen makeup.

Soft Bamboo and Organic cotton: Made of sustainable and biodegradable fabrics–GOTS certified organic cotton and bamboo, , which can wipe off makeup by breaking the surface tension of the ingredients that bonds your makeup to the face when rubbing. It works effectively in removing dirt and oil in just seconds with makeup remover. Leaves your face smooth,soft and clear. Ibannboo provide a lot of package options to customers, Bamboo store case/Kraft Paper box/ Kraft paper tube/ Paper bag/ Paper wrap. Yes. All of them can be customized with your own design, A custom package with reusable makeup remover pads be nearly impossible for customers to understand what makes each pads unique.

Ibannboo are concerned about pollution, let us helping leave our planet a better place for the next generation. We are a passionate group of people who want to help you on your way towards a “zero-waste lifestyle”,We exist to create thoughtful, sustainable and elegant everyday products. And so we source and sell items which we think will make a big difference to the environment without making a big dent in your wallet. Find additional info at Travel bamboo toothbrush.

Top retirement planning recommendations for health professionals

Posted on by John Concrane

Premium investment advice for health professionals? After serving doctors clients (Practicing and Salaried), it was observed that doctors are among the most misled segment when it comes to making investments. Some have been sold with so many insurance policies, some are full of Real estate, some are so Risk averse that they prefer to have bank FDs and traditional Investments in the portfolio, and for some risk has nothing to do as they don’t have time to look at the product details, are thus are into PMS, Structured product, or AIF kind of complex structures.

You Will get a Wealth Monitor,as in online Real time view of your Investments and Assets, to have a clear Idea on where you are going. The Earlier you Start, better it is. But In Financial Planning its never too late. If you are a beginner or have already started investing or have been investing for quite many years, but are not sure which direction you are going and if you are on Right Track or not.

This is the Optional step where we execute the plan and put you on medications (Read Investments). If we need to involve other professionals here like CA, Lawyers, Insurance experts etc. we may do under your permission. Since the results depend on lot many uncontrollable factors so we do the monitoring, half yearly and annual review of the Investments and Financial Plan, to ensure we remain on Track always.

Being into medical profession, I hardly find enough time to manage my investments, insurances and other financials. I tried myself and then many so called professionals’ services from brokers to bankers, but to no avail as everyone was chasing his/her own job targets. My hard-earned money was getting wasted in helping people earn promotions. The financial sector has become so complex that it’s very difficult to understand the technicalities in detail. In such a scenario, you have to depend on someone who can help you in an honest and sincere manner and that too in your interest. I came in contact with Mr. Manikaran Singal in 2008 and I am quite happy with his advice and professional acumen. Find even more info on professional indemnity policy for doctors.

Do you also earn Commissions from Selling Investments? How to ensure unbiased advice? No. We will always be on your side of table. We are not associated with any Product manufacturer, and thus do not earn any commission. We being SEBI Registered Investment adviser are allowed to earn only directly from clients. How Long will it take? You said Lifelong Relationship and I am not Comfortable with that. Its Ok. You may go with our Plan RICH Service, where the association gets over once the plan is complete. We will give you a detailed advise which you may execute on your own. However, if you want you may come back for review after a Year or as and when you want. Its a One time service.

With the stable profession and Recession proof Income, you are exposed to many sellers and less advisors. You are sold with Credit Cards, Different Types of easy Loans with less documentation. You become the preferred choice of Real Estate Brokers. Slowly you find that with money going into all the debts, your Financial Wellness is getting Compromised. Due to time constraints, You are exposed to many MIS sellers. You have a lot of insurance policies but still, are under insured. You may have a lot of mutual funds with no targeted goals. You may also have invested in PMS with no understanding of how it actually works. You oblige everyone from bankers, friends, to relatives, and end up with a skewed portfolio with no clear cut structure and direction. See additional details at here.

Amazing holiday attraction Sentosa, Singapore

Posted on by Marian Vasilescu

Best tourist attraction Sentosa, Singapore? With 28 awe-inspiring hectares to explore, it’s unlikely that you’ll be able to cover Singapore Zoo in its entirety in a day. But you give it a good go. Unlike traditional zoos, which keep its animals in cages, this place was the first in the world to implement the ‘open concept’, which has animals in individually landscaped enclosures. There are more than 4,000 animals to see across 11 zones, including Wild Africa, Primate Kingdom and Frozen Tundra. Visit the world’s largest captive colony of orangutans, feed the friendly Asian elephants and see the rare white tiger.

Scents can be given to anyone; from a young spritely adult who works at a fast food joint to your sophisticated great grand aunt that lives across the street. It is unique and special either way. Fragrances are genderless depending on the perfume’s makeup. WIth this perspective, it’s the perfect gift for the gent at work or a woman on the go. An example of an androgynous perfume brand is Jo Malone. It caters to both sexes, since the brand’s scents are very neutral and unisex. Find extra info on best attraction sentosa.

Sentosa is a purpose-built island off the southern tip of Singapore which was built with leisure and relaxation in mind. A collection of beaches, theme parks, golf, shopping, dining and more are all available on this strip of reclaimed land that can be reached by road or cable car. Authentic it’s not, but if you want to add a bit of fun to your Singapore trip then Sentosa is the place to do it. You can choose to stay in Sentosa, but even if you’re not based on the island, you can easily access all the attractions via MRT in 15 minutes from downtown Singapore.

Located in two buildings, the former Supreme Court and the former City Hall, the National Gallery Singapore presents a collection of modern art by artists across Southeast Asia. The gallery showcases the works of both up-and-coming and established artists from the region. Be sure to visit the newly opened galleries showcasing Chinese Ink Art, and don’t miss the rooftop sculpture garden featuring works by Vietnamese-born Danish artist Danh Vo. Singapore’s largest museum, the National Museum of Singapore houses two main galleries: the Singapore Living Galleries with exhibitions on food, photography, film, and fashion, and the History Gallery, which traces the island’s history from the 14th century.

Looking for something unique to bring back from Singapore? Get some unique orchid-scented perfumes and fragrances from Singapore Memories! Orchid is Singapore’s national flower and this shop uses native local orchids and therapeutic orchids in their products. Other gifts suggestion: Instant Singaporean meals (from various supermarkets): Craving for halal Hainanese Chicken Rice or Laksa? There are many varieties of instant meals in Singapore. Some come in the form of instant noodles or ready-to-eat meals. They range from unique Singaporean dishes such as Singaporean Chilli Crab to common ones such as Laksa and Chicken Rice. If you are into cooking your own Singapore meals, there are those which come in paste or powder form. Dancing Chef and Prima Taste are just two of the many brands of instant meals, which can be found in the many supermarkets in Singapore. Just follow the instructions on the packets, add your own ingredients and you can enjoy Singapore meals back home! P.S. We found the packets above at Mustafa Centre – click here for a one-stop guide to this amazing 24-hour supermarket!

Giving and receiving gifts in corporate firms is considered quite a norm these days. Whether it is to appreciate someone’s hard work or their association with your organisation, these gifts can help in strengthening the relationship adding new milestones. However, when it comes to finding the right gift for a large number of people, it can be a bit confusing. You will be giving it out to various people while ensuring that they all will like it and appreciate. Although there are tons of options only a handful of them are best for corporate gifting and miniature perfume sets are the best one in this category. Here is why? The name is derived from Greek acris (locust) and opsis (resembling). They are common in low- land forests and on roadside trees throughout Southeast Asia. Ants often build gardens around its pseudobulbs, because lipids on the seed coats of the orchid attract ants that assist in their dispersal. A decoction of the leaves and roots was used as an antipyretic in Malaya (Ridley 1907; – Head of Singapore Botanical Garden and Burkill 1935). In Indonesia, juice from the pseudobulbs was dropped into the ear to cure earache or tinnitus, and pulverised pseudobulb was plastered on the head or abdomen to treat fever and hypertension. Roots are used for treating rheumatism in the Western Ghats in India.

We bringing you unique & creative scent experiences that bring smile to your face while you are at our perfumery and also bring joy every time you smell in comfort of your home. You also have an option to take this creativity home as perfume making kits for other loved ones to enjoy. Scentopia is themed around aromas of Singaporean Life, Floral Heritage Discovery and Wellness. We offer hybrid leisure experiences that integrate luxury with happiness, making it perfect for ?Guided, Self-Guided, and Independent Travellers. Visiting with a group of 20 or more? Contact us to organise a free private your for your tour group. We also offer corporate discounts for perfume making and retail. Special deals & discount for travel agents. See additional info at https://www.scentopia-singapore.com/.

London City airport cheap cars firms

Posted on by Marie Poppins

London airport best cars services? Travelling to Heathrow Airport by train, If you’re travelling to Heathrow from London, using the Heathrow Express, Heathrow Connect or the Piccadilly tube means that you can avoid getting snarled up in traffic on the M4 or having to faff around with parking. With a journey time of 15 minutes from Paddington to Terminals 2 and 3, the Heathrow Express service is the quickest train route to and from Heathrow Airport. At 21 minutes, the trip to Terminal 5 is longer, and if you’re flying from Terminal 4 then you’ll need to depart the Heathrow Express and catch the transfer service. Bear this in mind when planning the time it’ll take to get around Heathrow. You’ll have to pay for the time-saving convenience – an Express Saver ticket will set you back a cool £22 – although you can make savings if you order in advance.

Ask for a quotation: Before you book your airport transfer, be sure to obtain a quote for a fixed price. Many companies will give you a price but neglect to mention that parking is extra, waiting is not included, there’s a premium for travelling at night etc. Book On-line: Booking your airport taxi on-line is the best way to ensure you have a record of the booking. Make sure you receive a booking confirmation from the company. In the unlikely event that anything should go wrong, you have a written record to go back to and check.

Along with taking you from the airport they also pick you from your location to take you to the airport to help you in catching your flight. Usually, airport services have a fixed schedule to provide enough time for the passengers to pick up from their hotel or home to reach their airport comfortably well in time. Most of the airport transfers Cornwall offers passenger vehicles of various sizes from which you can choose as per your requirement.

At Madame Tussauds, you’ll come face-to-face with some of the world’s most famous faces. From Shakespeare to Lady Gaga you’ll meet influential figures from showbiz, sport, politics and even royalty. Strike a pose with Usain Bolt, get close to One Direction or receive a once-in-a-lifetime audience with the Queen. Delve into the ancient capital’s most horrible history at the London Dungeon – experience live actors, thrilling rides and exciting special effects. Step back into the darkest of times… are you brave enough to face 90 minutes of London’s dark past?

Stansted Airport Transfers – You may have landed on the Stansted airport for either business purpose or just for enjoying holidays. Whatever the reason may be while you are travelling to a new destination the thing that matters the most is the comfort and easy availability of the transport. It does not matter whether you require a local or long distance services, all your requirements are easily met by our excellent fleet of modern and reliable cars. Read even more info at London City Airport Transfers.

Create a timeline for your wedding day. Estimate where, when, and how long you’ll be in each location. Each factor impacts your transportation plan. Do you need transportation to a salon for hair and makeup? Where are you taking bridal party portraits? How far away is the wedding venue? Is the reception in the same or a different location? If you need help estimating time for make-up or photos, consult your vendors. Add extra time to the schedule as a cushion for last-minute emergencies or delays. Book your limo 4 to 6 months before the wedding. If your wedding is near the prom season or a holiday, reserve your transportation earlier. Demand for rentals is higher during certain times of the year. If you delay booking, you risk not getting the vehicle you want.

Airport transfer online services are fast, safe, comfortable and most importantly it is affordable in comparison to taxi or minicab services. So next time when you travel from Heathrow airport you have every reason to choose our Heathrow airport transfers services and reject any other public transport. Heathrow Airport Transfers– Anyone who lands on London has to face torturous airport transfer to their respective destination. Although airport transfers are nothing new but there are many companies in the city who will not fulfill your expectation. Many times you may have flights linked so you have to travel within the airports. Just as Luton airport transfers services you will get a warm welcome and a comfortable journey.

Why we are the Best and the Cheap Taxi Airport Transfers service provider? Airport transfer is indeed one of the most critical transport services that require a very experience services provider. We know very well that every minute counts in this services, and this is why we are very committed to time management. We are also very much aware that class and elegance of the car in this service is a factor that many customers are interested in. This has made work harder to ensure that we have holistically satisfied our customer needs completely. Our Company operates on very strict rules and timelines to ensure that our clients have accessed the best services that they expect. Apart this, we are offering very cheap taxi airport transfers compared with the rest of the market.

Although Dippy the Diplodocus has been relocated from its iconic position in the great hall, the Natural History Museum is still the place to come for a day of dino fun and historic adventures. See the amazing collection of animals and pick up fun facts about the ancient Egyptians in this English gem. A great educational day out and a chance for children to see that learning is fun! If you have a budding Einstein in the family, the Science Museum in London is the perfect place to encourage their interests. Think like a scientist at the Museums Wonderlab, where you can immerse yourself in practical scientific experiments. Explore flight engineering, dive into outer space and even check out the iMax cinema for a fun-filled day of hands-on educational thrills.

This powerhouse of contemporary art, Britain’s most visited and spectacular gallery, is actually a renovated power station on the Thames. The Boiler and Switch Houses contain the Tate’s main galleries, showcasing works from the museum’s world-class permanent collection. Minimalism, Surrealism and Post-war abstraction are well-represented, and there are works by heavy hitters such as Picasso, Anthony Gormley, Salvador Dalí, and Andy Warhol. Art is grouped by theme rather than movement, and exhibitions explore the relationships between artist and society, object and architecture, and performer and participant – the latter through performance or visitor participation. The vast former turbine hall is used to maximum effect to host temporary installations (Damien Hirst and his contemporaries have all featured here), and in 2012 the building expanded to include the Tanks – huge subterranean former oil reservoirs that now comtain video and light installations, electronic art, and stage performances. Access to the main collection is free; but there’s a fee to visit temporary touring exhibitions. Visitors traveling between the two Tate galleries can catch the Tate-to-Tate boat, departing every 40 minutes and running between Millbank Millennium pier and Bankside pier, with a stop en route at the London Eye. The Tate website has a range of downloadable apps to help you explore, including a creative drawing app for kids. Find additional info on this website.