Jim's Articles

Month: February 2021

Bankruptcy attorney Houston, TX and chapter 13 top lawsuits

Posted on by Amelia Whitehart

Chapter 7 guides by bankruptcy attorney Houston today: Many of the courts in Harris County, Galveston County and Fort Bend County require mediation to be completed before a trial can be held. Mediation is when both sides meet with an independent third person who attempts to get the parties to reach an agreement. A mediator is a go-between and does not have the power to make any decisions in the case. If neither side files or prevails on a summary judgment motion and settlement is not reached, the case will be set for trial. In a trial for an unpaid debt, the judge (or jury in some instances) decides two questions. The first question the judge decides is if the Defendant legally owes a debt to the Plaintiff or not. If it is decided a debt is owed, the second question the judge decides is how much the Defendant owes to the Plaintiff. In a debt lawsuit, the Defendant’s ability to repay the debt or reason the Defendant failed to make payments on the debt is irrelevant to the questions the judge is deciding.

The trustee’s job is to review your finances and assets and oversee your Chapter 7 bankruptcy. They will sell certain property the bankruptcy won’t let you keep (nonexempt property) and use the proceeds to repay your creditors. The trustee will also arrange and run a meeting between you and your creditors-called a creditor meeting-where you’ll go to a courthouse and answer questions about your filing.

As a bankruptcy lawyer in Houston, I primarily help people and companies file Chapter 7 bankruptcy and Chapter 13 bankruptcy. I also help both individuals and companies resolve other debt issues. I have been practicing as a Chapter 7 lawyer in Houston and as a Chapter 13 lawyer in Houston for over 5 years. I believe that customer service should be the number one priority in any business, but it is especially important in the bankruptcy and debt settlement field. When people are struggling financially they may be stressed, nervous and scared about their situation. The prompt returning of telephone calls and e-mails is important so as to help alleviate anxiety. You can also take comfort in knowing that you will be speaking with an attorney every time you call or come in for an appointment. Dove Law Firm, PLLC is a Debt Relief Agency. We help people file for bankruptcy relief under the Bankruptcy Code as well as resolve other debt issues.

Earned Income Tax Credit (EITC): Millions of lower-income people take this credit every year. However, 25% of taxpayers who are eligible for the Earned Income Tax Credit fail to claim it, according to the IRS. Some people miss out on the credit because the rules can be complicated. Others simply aren’t aware that they qualify. The EITC is a refundable tax credit—not a deduction—ranging from $529 to $6,557 for 2019. The credit is designed to supplement wages for low-to-moderate income workers. But the credit doesn’t just apply to lower income people. Tens of millions of individuals and families previously classified as “middle class”—including many white-collar workers—are now considered “low income” because they: lost a job, took a pay cut, or worked fewer hours during the year. The exact refund you receive depends on your income, marital status and family size. To get a refund from the EITC you must file a tax return, even if you don’t owe any taxes. Moreover, if you were eligible to claim the credit in the past but didn’t, you can file any time during the year to claim an EITC refund for up to three previous tax years.

Chapter 13 petitioners must stipulate that they haven’t had a bankruptcy petition dismissed in the 180 days before filing due to their unwillingness to appear in court. Also, anyone seeking bankruptcy protection, must undergo credit counseling from an approved agency within 180 days of filing a petition. Shortly after filing, the debtor also must propose a repayment plan. A bankruptcy judge or administrator will hold a hearing to determine whether the plan meets the requirements of the bankruptcy code and is fair. Creditors may raise objections to the plan, but the court has the final say. Read extra information on view.

Bunch Your Charitable Contributions: In 2019, married couples filing jointly have a standard deduction of $24,400. For single taxpayers, the standard deduction is $12,200. The Tax Cuts and Jobs Act of 2017, which nearly doubled the standard deduction, also eliminated miscellaneous deductions, capped state and local tax deductions at $10,000 and limited mortgage interest deductions to loans of up to $750,000. These changes can make it difficult to itemize deductions unless someone has significant charitable donations. Powell suggests people bunch two years of contributions into a single year, which would allow them to claim an itemized deduction every other year. For those with the financial means, setting up a donor-advised fund may be ideal. “You get the deduction in the year you move the money (into the fund),” Powell says. However, charitable gifts from the fund can be spread out over time.

Top quality facial rejuvenation and medical spa clinic in Santa Barbara, CA

Posted on by John Concrane

Spa medical surgeon in Santa Barbara? Are the lines on your neck vertical rather than horizontal? This would mean that they are bands rather than rings, and cannot really be treated with dermal fillers. Instead, you will likely need to opt for a surgical treatment if you want to clear these. Have you noticed that the lines on your neck extend further down to the rest of your decolletage? This is common due to how the muscles in the neck and shoulders are pretty much constantly moving. The décolletage also tends to experience more sun exposure than other parts of the body, leading to a crepey appearance over time. Well, dermal fillers can be injected here too. This will rejuvenate your décolletage and increase the moisture content of the skin here, giving you a plumper, smoother and tighter appearance.

A mini facelift, or short scar facelift, is the most common facelift procedure performed today, and is designed to remove the visible signs of aging in the lower face and neck region. This procedure in known by a number of names, such as the mini lift, limited incision facelift, short scar facelift, s-lift or baby boomer lift. Patients in their forties and fifties are the top candidates for this procedure who are seeking a moderate enhancement without the need for a full facelift. This is an appropriate alternative cosmetic procedure for patients with signs of lower face aging such as sagging jowls, drooping skin in the chin and neck area and excess skin around the lower region of the face. Using short incisions around the ears this procedure restores and defines the chin by trimming excess tissue and skillfully tightening the remaining skin creating a refreshed look. Dr. Sheffield is a highly skilled plastic surgeon who can create a more your youthful appearance which can enhance the patient’s natural beauty and boost self-confidence.

There is quite the collection of frequently asked questions when it comes to Rhinoplasty. Discovering the ins and outs of a procedure is the correct primary step in deciding to move forward with your decision. Let’s start with the foundational information that you need to know about Rhinoplasty to guide you through this article. What is Rhinoplasty? Rhinoplasty is also known as a nose job. It is achieved by correcting the shape and/or size of the nose, whether it be for appearance or breathing purposes, or possibly both.

Liposuction, also known as lipo, is one of the most common and transformative plastic surgery procedures to slim and reshape areas of the body that don’t respond to diet and exercise. Dr. Sheffield of SB Aesthetics is a specialist employing all of the latest techniques for liposuction Santa Barbara with the idea of creating a natural looking result. The popularity of this procedure for most patients is relatively simple to explain. What is Tumescent Liposuction? Tumescent Liposuction is a minimally-invasive technique where unwanted fat is removed from areas like hips, buttocks, thighs, calves, ankles, breasts, neck, and arms. This technique can be performed by itself or in combination with others to achieve the desired results.

Those who are considering a nose job in the Santa Barbara area would do well to learn more about discovering how the SB Aesthetics surgeons can assist them. Achieving more balanced facial aesthetics and receiving a more aesthetically pleasing profile and balanced facial aesthetics are both goals that are well within your grasp. The top candidates are patients who are in search of an improvement when it comes to the way that their nose looks. Perfection is not promised nor should it be expected. A physically healthy patient who is realistic in their expectations and psychologically stable is the most ideal candidate. A good candidate for nose reshaping surgery could be someone who was born with a nose that makes them feel self-conscious or unhappy with their outward physical appearance. Other candidates may have dissatisfaction by how the shape of the nose has transformed with the aging process. Even the slightest augmentation of the nasal structure can have a huge impact on the personal appearance and related social interaction. Plastic surgery can reshape the bridge of the nose, the tip or other structural issues to restore balance to the face.

Your desire is to look and feel your best, and in many instances, the surgical approach is not the right one as you need a small aesthetic boost to get you to where you want to be. At SB Aesthetics Medical Spa Santa Barbara, we provide the most cutting-edge non-surgical aesthetic procedures and treatments to assist with hair removal, tattoo removal, acne treatment, skin resurfacing, eliminating dark spots, smoothing away fine lines and folds, restoring volume loss, reshaping and enhancing, skin tightening, removing spider veins and many others. Each of our procedures has been proven to provide excellent results and we will provide you with a customized treatment plan to ensure the best possible outcome.

What’s the difference between a medical facial and a spa facial? The end goal—clear, beautiful healthy skin—is the same no matter what facial you get. But a medical facial, like the ones we offer, is much more powerful than anything you can get in a spa. The main reason: we use medical-grade skincare products that contain higher concentrations of active ingredients. This gives you more dramatic results. Day spa facials and a massage facial are often geared toward a more relaxing, pampering experience with added hand and foot massages, spa music, and aromatherapy, for example. The other benefit of medical facials: you can have other concerns treated by one of Dr. Sheffield’s staff after your facial. Specialty spa facials are generally for patients 30 years and old and are used as part of the facial rejuvenation anti aging process. Read additional info at med spa Santa Barbara.

What is a Botox Lip Flip? The Botox lip flip is fairly quick cosmetic procedure performed in the office. The entire process takes about fifteen to twenty minutes. Dr. Sheffield will inject Botox into the corners of your mouth and the Cupid’s bow area of the upper lip. By using Botox, Dr. Sheffield will relax the muscles around the lip area. The process results in flipping your upper lip upward and outward creating much fuller looking lips. One of the main benefits of the Botox lip flip is that is does not involve dermal fillers. The lip flip procedure created the appearance of fuller lips by the flipping of the upper lip whereas fillers acutally increase the fullness through filler injection.

Rhinoplasty is a small risk for heart patients, but it should be considered. If you are worried about your rhinoplasty and are afraid of the risks after surgery; All you have to do is talk to your cosmetic surgeon about your concerns and desires. Fortunately, rhinoplasty has far fewer risks than other surgeries, and its complications are very rare. It is often done completely without any side effects. There is no need to worry if you are careful in choosing your surgeon and get enough information about rhinoplasty. Because choosing the right ENT surgeon will help you make sure they take the most preventive measures for you.

Feeling ‘frozen’ can actually feel good. If there’s one thing everyone seems to fear about Botox, it’s looking like an expressionless robot. Isn’t it freaky not to be able to move certain parts of your face? In my experience, no. The inability to knit my brows together when my husband makes a snarky comment or my kids grind couscous into the carpet has actually been a kind of relief. The faces we make carry emotional weight. You’ve probably heard that simply smiling more can make you feel happier — and it turns out that not frowning can have the same effect. See even more details at here.

Best book reads with Mocienne Petit Jackson

Posted on by Marie Poppins

Premium book reads by Michael Jackson’s daughter Mocienne? Legal circumstances aside, Ms Jackson also expresses a strong personal sentiment toward Michael Jackson. She claims that, although the relationship she had had with her father did not manage to fully develop into adulthood,…” , he had indeed loved her and he was glad to have her as his child. Additionally, due to the fact that her aunt Diana Ross has declined to provide the press with a comment regarding Michael Jackson since his death, Ms Jackson believes that crucial insights about the story are being concealed from the public. As a result of this, Ms Jackson was prompted to write the second instalment of her three-part autobiographical series, Thriller: The Dark side of the Netherlands, which focuses on her life in the Netherlands as well as the context surrounding the court case.

I have never asked for judgment from people who do not know me. Or to agree with me on what I believe. I live in a world where internet can destroy your life because people you do not know, like people working for the media or fans of Michael Jackson, can write about you what they want. What if I am wrong, and a DNA test proves that Michael Jackson is not my father? Still, it seems there is no respect or understanding that he could have been a part of my life, because he is the illusionist Michael Jackson and the King of Pop. What do people know about that? Is there proof he was not? It is easy to talk bad about a person you do not know. Because, after all, it is about Michael Jackson.

In this first part of Mocienne Petit Jackson’s three-part autobiography, we are introduced to Mocienne, the main character. We follow her from her sixth to her ninth year of life and read about her wonderful adventures. First she lives with her father – Michael Jackson! – in California. Because she often has to leave, she is always accompanied by a nanny. More than once the nanny is replaced by another. Mocienne is often ill. She goes to live with an aunt on Haiti – her father Michael thinks it is important that she grows up in a family with other children. See more info on https://www.kobo.com/nl/nl/search?query=mocienne%20petit%20jackson&fcsearchfield=Author.

Unfortunately, when I felt the situation had calmed down sufficiently, my ex-husband did not want my son to return to me. This led to a lengthy court case, where my ex abused his knowledge of Michael Jackson being my father by describing me as delusional. This lead to a mental examination, which showed my sanity was fine, but also revealed that I was seriously traumatized. The court ruled that Joshua should return to me. However, due to many delays and postponements the whole case dragged on for some 4 years! After that, a new judge decided that Joshua had already stayed so long with his father that he would stay there. The hell that my ex Charat Graafland put my child and me through because of the situation between me and Michael Jackson has made me lost a lots of time with my son Joshua.

Part two of Mocienne Petit Jackson’s autobiographical trilogy begins with an extensive description of Mocienne’s abduction to the Netherlands. We then read how she fares in the adoptive family where she ends up together with her niece Delivrance. Along the way, Mocienne discovers that her father is Michael Jackson. When she is fifteen years old she leaves the adoptive family, lives in a boarding school for four years and then goes to live independently. Discover more details at Mocienne Petit Jackson.

Spa medical surgeon in Santa Barbara and beauty advices

Posted on by Marie Poppins

Best facial rejuvenation and medical spa services in Santa Barbara? Do you spend quite a bit of time looking down at a screen? These repeated motions will soon lead to what is now being coined as tech neck. What is tech neck? It’s the horizontal wrinkles and lines that appear on the neck, due to you constantly bending your neck downwards. Of course, even if you don’t do this, you may still experience lines on your neck due to age. The skin here is much thinner and more delicate than people realize, meaning that it does not take long for it to become loose and wrinkled. This is where dermal fillers come in… They provide pretty much instant results to tech neck, plumping this area up and restoring its youthful appearance.

Dr. Sheffield will give you specific guidelines to prepare for the mini facelift under local anesthesia procedure. Smoking, drinking, eating and medication schedules are given at this time. The surgery will go more smoothly if these instructions are followed. Smokers must stop at least one to weeks before the procedure so that blood flow to the skin is not inhibited and incision areas can heal. Patients will typically need a ride home after the procedure whether it is performed on an inpatient or outpatient basis. They may also need their friend or loved one to assist them around the house for 24 to 48 hours after the procedure is complete.

A healthy diet will always contribute a little or even a lot to the success and experience of your surgery. Eating healthy also contributes positively to your mental health. Having stable mental health going through a process that can be strenuous on the mind and body is essential. If you are a smoker, you should definitely consider either quitting or taking a break a month around the surgery. Smoking can slow down the healing process.

People that found it difficult to eliminate stubborn fat in certain areas of the body. Also, some other conditions like: Abdomen, thighs, necks, and arms with stubborn deposit fat don’t disappear after diet or exercise. Good skin elasticity with low excess skin; if you plan to go for surgery but don’t have any of these conditions, your overall result won’t be aesthetic. Excess skin is a contraindication for this procedure. If your main concern is cellulite, this might not be the procedure for you; other minimally-invasive treatments can be recommended to address this concern. If you want to improve your body shape but you don’t have over 20 pounds overweight.

Rhinoplasty, or nose surgery, is one of the most common and transformative plastic surgery procedures. Dr. Sheffield of SB Aesthetics is a specialist employing all of the latest techniques with the idea of creating a natural looking result. The popularity of this procedure for most patients is relatively simple to explain. The nose is what defines a person’s symmetrical facial appearance thus creating balance. By refining this profile, the harmony of a person’s facial features is altered for the better. The size of the nose is a common complaint and this surgery will address that issue. The shape of the bridge or tip can be changed as well. The nostril span is narrowed and the angle between the upper lip and nose is corrected.

Looking and feeling your most beautiful is just an appointment away at the top Med Spa in Santa Barbara, SB Aesthetics. Robert W. Sheffield, MD, FACS, a board-certified facial plastic surgeon, offers Medical Spa services to patients who want to revitalize and restore their youthful appearance. Our Santa Barbara spa offers aesthetic and cosmetic procedures designed to restore and rejuvenate the face and enhance and revitalize other areas of the body. Our patients experience results which allow them to look and feel their best feeling confident and enjoying a refreshed more youthful looking appearance.

The main difference between a classic European Facial and a medical facial is that the procedure is usually performed at the offices of a plastic surgeon or dermatologist. Medical grade tools and products are used for a variety of skin types. SB Aesthetics Medical Spa is in Santa Barbara and is under the supervision of Dr. Sheffield, the plastic surgeon program director. The practice is allowed to utilize stronger peels than the average medical facial as a result. For instance, a 30 percent glycolic peel is the strongest that can be found in most classic spas, but I can utilize a 70 percent glycolic peel at this location and more advanced chemical peels are available. Discover extra information at medical spa Santa Barbara.

Horizontal forehead lines. This is another result of facial movements. If you’re a chronic brow furrower than this is likely an unwanted result. Botox can treat this area by relaxing it. The benefits Botox injections in the forehead lines, of 11’s lines, can significantly increase self-esteem and restore youthfulness. When perform by an aesthetic plastic surgeon, Botox can gently reduce dynamic 11’s lines thereby relaxing the muscles which create the lines. This will result in a fresher more youthful look. Using Botox for forehead lines can help with the aging process and decrease the overall impact aging can have over time.

Rhinoplasty is a bit risky for heart patients. It all depends on the extent of your heart disease. If you have cardiovascular disease, you can have rhinoplasty without any worries under the supervision of your cardiologist. The nose is the focal point of our face, so having a beautiful nose will definitely be one of the reasons for feeling better and more confident in your appearance. Because your airway was probably just ”perfect,” any incremental reduction in it would cause airway obstruction. That is why it is important to be evaluated by a physician who is trained in otolaryngology, or a plastic surgeon who specializes in nasal surgery so that you can get a good-looking nose that functions well.

Getting Botox is not a moral failing. Because of my previously held opinions about Botox, a part of me felt that to try it would mean selling out on my principles. Plus, as a deeply religious person, I’ve always subscribed to the belief that vanity is a sin. But I’ve come to believe that the desire to look attractive (or at least not look angry) is natural and good. If I could prevent myself from frowning on my own power, I would do so! It doesn’t bother me to use a little medical help to get there. Discover even more information at https://sbaesthetics.com/.

Neidra Demery or the upsurge of a fashion professional

Posted on by Patrick Moreau

Neidra Demery and the upsurge of a fashion industry professional? Neidra Demery believes in creating that dazzling appeal, that extraordinaire beautiful woman who is waiting to shine. A Glam life professional and an established celebrity make-up and fashion expert, her fashion creations are using garments that are uniquely designed, using an array of selective delicate fabrics and patterns to create that glamorous bold impression.

Neidra Demery is the CEO and Founder of HOBH establishment. Neidra Demery and her experienced team of professionals take complete pride in creating that unforgettable moment and look that only you can dream of having. Neidra Demery also believes that when you look good, you feel good, and ultimately when you feel good about yourself it pushes you to do good. Neidra Demery take pride to assure that every customer receives the one on one pampering time of glam that they truly deserve.



Neidra Demery glam team of professionals specialize in working behind the scenes directly with movie producers, music artist, cast directors, and production teams, by utilizing her couture lines along with other designer garments for pulls. Behind every celebrity or red carpet personal appearance there is a makeup artist who makes this miracle happen. Beyond the responsibility of supplying her designer garments,and working directly with various other designers, in showcasing their garments ensuring cast are well prepared for set mentally is very important.

Neidra Demery leads her own interior design firm based in Atlanta, Georgia, a premier residential and commercial interior design firm that also service clients throughout the US. Has a creative offer of exquisite taste in lavish home decor. Creating the beauty and elegance of a luxury home environment and showcasing a designer’s creation. We offer a total design experience from architectural detailing to interior design function and form. Our ultimate goal is to create a unified environment that will last a lifetime. Creating spaces that are both functional and superb. We invite you to experience our unique blend of home furnishings and exquisite taste in fine decor.



House of Beverly Hills, led by Neidra Demery, provides fashion services for photo shoots, music videos, fashion shows, tv/film, video commercials, image portfolios, print and media, high class events, endorsements, cd covers, modeling, performances, tv interviews and beauty campaigns. Do you need a fashion wardrobe makeover? Neidra Demery’s design team will create a total transform with pieces that you already own in your closet by turning your old garment pieces from rags to stylish riches on a budget.

Quote of the day : “We use our expertise in applying makeup and hair techniques to beautify all of our clients. As cinematic makeup artist playing an integral role in the overall fashion beauty and look of the film industry we add a touch of pizzazz when working closely with the directors and the entire production team to create the desired eloquent appearance. Our skilled makeup artist, hair stylist, fashion stylist, and photographers are extremely knowledgeable in using certain techniques to ensure that everything runs smoothly. We utilize shadow and lighting techniques to accentuate features, making the performer look amazing and feel confident!” – Neidra Demery, 2021.

Neidra Demery glam team of professionals specialize in working behind the scenes directly with movie producers, music artist, cast directors, and production teams, by utilizing her couture lines along with other designer garments for pulls. Neidra Demery N.K.D designer garments are utilized along with her professional team of film, makeup artists, and beauticians showcasing the best of hair care essentials and makeup. Neidra Demery along with her amazing team all play an important role in helping the writer’s and directors by working side by side to bring the story on set to life. Designer… Neidra Demery and the entire production team use their expertise working in TV, Film, Commercials, Video Shoots, Runways, Weddings, Print, Photo Shoots, Beauty Campaigns, and individual portfolio’s. Behind every celebrity red carpet face, there is a makeup artist who makes the miracle happen.

Premium residential roof repairs with CS Roofing

Posted on by Patrick Moreau

Top complete roof maintenance with CS Roofing? We perform roof inspections for many customers from homeowners to people in charge of commercial and industrial facilities. You may ask “What is the point of getting my roof checked?” The answer is that a roof inspection looks beyond the roof to check out other trouble spots, too. The attic will be inspected for any evidence of water, moisture, dry rot or other issues. Many times attic problems are the cause of a leak that you may think is coming from the roof itself. If your AC condenser is having any type of problems and the pan has standing water, this can cause a leak in your ceiling that may mimic roof leaks. Also condensation or cracks and deterioration in the attic can cause some problems that may look like roof issues as well.

CS Roofing Company uses 5-inch K-Style Gutters for our residential customers. Like other gutters systems, K-style gutters come in different sizes, with 5-inch models being highly popular. They are most often made with aluminum, but come in a variety of materials including copper, galvalume and steel. The 5 inch K-style gutter is a very common choice for many homes. It is a high-functioning seamless gutter and fits most budgets. You’ll likely notice 5-inch K-style gutters on more homes than any other system. The unique shape mimics crown molding to blend into the homes exterior. This shape also makes them very durable.

Warehouses – Commercial roofing needs for warehouses can be tricky and we know that. We have the experience and well trained staff to help with all concerns that may arise. We can help identify ways to improve the health of the warehouse roof as well as identify errors in previous installation or roof repairs. We always offer prompt service and ensure the integrity of the roof so that what’s inside is protected. Flat RoofApartment complexes – We have done roof replacement, repairs and inspections for several types of apartment complexes in the area. We have enough crew members to be able to handle this type of job with little or no errors and impressive turnaround times. If you own an apartment complex, please call us today so we can talk to you about your specific commercial roofing needs and issues. Discover additional details on full roof maintenance Lansing.

Concrete tile roofs – Another type of residential roof system is concrete tile roofing. Tile roofing also comes in a huge selection of colors and styles, so that you can choose a style that you like and one that reflects your character and how you want your home to look. This type of roofing is extremely durable and can be expected to last as long as 50-75 years. . Call now so that we can handle your concrete roof replacement or repairs. Wood shake roofs – Wood shakes are a beautiful choice for your residential roof. The wood used to make these roofing systems will always be varied, because every tree is unique. Shakes can add so much character to the look and feel of the structure. There are advantages such as the fact that wood allows the roof to breathe – therefore reducing energy costs. Our company has the knowledge that it takes to handle a wood shake repair or replacement, which is important because these types of roofing systems take a bit more specialization, which we have.

If you are looking for a roofing company that has extensive expertise, excellent customer service and affordable prices, you have come to the right place. CS Roofing has been in the business for years and we are here to help you with any roofing needs that you may have. Our clients consist of residential homeowners, as well as commercial and industrial building owners. We have experience solving all different types of roofing problems, repairing roof leaks and replacing most roofing materials. Read a lot more information on https://csroofingcompany.com/.