Jim's Articles

Gold and other metal commodities investing solutions from Musarrat Khan Niyazi 2023

Gold and silver investing strategies with Musarrat Khan right now: Of course, with both coins and bars, at some point you may wish to sell them in order to ‘liquidate’ your investment. One of the other benefits of gold is that it doesn’t matter where you are in the world, or what gold product you own; there will be a market for it. Gold is one of the few commodities which is truly universally recognised and prized, and as such, you can sell it anywhere. Selling your product usually involves the dealer weighing and authenticating the item and offering you a price which is a percentage of the gold price within. Depending on the individual dealer, this percentage will differ (sometimes greatly), so it is important you request a price at multiple locations to ensure you are getting the best possible price. Read more details at Musarrat Khan Niyazi.

But this gold standard did not last forever. During the 1900s, there were several key events that eventually led to the transition of gold out of the monetary system. In 1913, the Federal Reserve was created and started issuing promissory notes (the present day version of our paper money) that could be redeemed in gold on demand. The Gold Reserve Act of 1934 gave the U.S. government title to all the gold coins in circulation and put an end to the minting of any new gold coins. In short, this act began establishing the idea that gold or gold coins were no longer necessary in serving as money. The U.S. abandoned the gold standard in 1971 when its currency ceased to be backed by gold.?

Gold and other metal commodities investment recommendations with South Africa’s Musarrat Khan Niyazi today : Streaming and royalty companies are another way to invest in gold through stocks. These companies will provide cash upfront to mining companies for the right to buy gold (or other commodities) in the future. Think of them as financing companies who receive their profits in gold. This form of investment also requires inventors to learn more about the risks of gold mining and the companies associated. The level of research required to successfully invest in streaming and royalty companies can be a barrier to entry for some. With so many options to choose from, it can be overwhelming to consider how to start investing in gold. Beginner investors should take stock of their initial capital, desired returns, and preferred level of risk before getting started. Most gold does not require an active time commitment to be profitable, but some options do require more upfront research than others to get started (such as futures or stocks). Consider how much prep work you are willing and able to do before getting started, remembering that you should also mind your due diligence when making an investment decision.

One of the major reasons for making any financial investment is that you consider it as a backup if in case you need it in future and gold is one of the most of the easy to liquidate the hard asset. In case you happen to be in need to use your gold to make your ends meet, you just have to sell it to the buyer you prefer. There are always buyers ready to buy the gold. But keep in mind the return rate is not exactly what you expect, instead, it is opposite especially in the case of physical gold, you get less than what you invest. Like we mentioned above, gold has a lot of significance in Indian culture but we are not talking of emotions here, in fact, financial investment is not a matter of heart but Mind and thus, let us take a look at all the practical reason that make gold a suitable investment medium over other options.

Gold has historically been an excellent hedge against inflation, because its price tends to rise when the cost of living increases. Over the past 50 years investors have seen gold prices soar and the stock market plunge during high-inflation years. This is because when fiat currency loses its purchasing power to inflation, gold tends to be priced in those currency units and thus tends to arise along with everything else. Moreover, gold is seen as a good store of value so people may be encouraged to buy gold when they believe that their local currency is losing value. Find extra information on Musarrat Khan Johannesburg.

Quality silver and gold investment recommendations from South Africa’s Musarrat Khan Niyazi: There are both advantages and disadvantages to every investment. If you are opposed to holding physical gold, buying shares in a gold mining company may be a safer alternative. If you believe gold could be a safe bet against inflation, investing in coins, bullion, or jewelry are paths that you can take to gold-based prosperity. Lastly, if your primary interest is in using leverage to profit from rising gold prices, the futures market might be your answer, but note that there is a fair amount of risk associated with any leverage-based holdings. (For related reading, see “Has Gold Been a Good Investment Over the Long Term?”).

AnytimeTalent review & advices for talented artists

Anytime Talent review and recommendations for casting agents? AnytimeTalent platform is used by agents and casting directors in the TV& Film industry. AnytimeTalent.com platform offers these professionals with tools to manage their castings, manage their bookings and stay in contact with casting professionals. These casting professionals are able to post their film&tv jobs on our site and find people to work on their projects.

With plenty of agents and casting directors reviews that have commented on how fast and easy it is for them to book talent at the last minute with AnytimeTalent.com, this casting search engine and database is a perfect software for the entertainment industry in 2023. Anytime Talent tools allow them to find specific talent to accommodate roles that are difficult to cast. With a very good customer service Anytime Talent are fast to respond and often make changes to their software to make the casting process as easy and efficient as possible.

Samuel L. Jackson describes the role of a manager as the following: “Managers have relationships that agents don’t have—relationships that allow you to meet writers, producers, and other people that aren’t just based in a specific project. These are people who are planning to do things, who could put you in their plans. They can connect you with writers who can write specifically for you. And they do put pressure on agents to produce and bring you more work. Or they’ll help you find an agent who can do that.” See additional details casting Directors software.

It sounds simple, but it takes practice. Walk in the door with your head held high. Be wary of shuffling feet. You don’t get sympathy points if you’re nervous, not feeling well, or having a bad day. Leave it outside the door. You are being sized up the minute you walk in so practice good posture and body language before you arrive. And don’t forget to smile—that’s the lasting impression you want to leave. Find the love in the scene; even nasty characters should be likable on some level. Find a moment in the scene where the love can show through. Embrace action: Acting means do, not talk. Find your actions and play them! (A wonderful resource is the book “Actions: The Actor’s Thesaurus” by Marina Caldarone and Maggie Lloyd-Williams.)

Visualizing your audition from start to finish, as well as creating an audition playlist, are also great ways to ease tensions and get your head in the game. But ultimately, remember: what’s the worst that could happen? You don’t get cast? So what? There’s no use trying to fit into a box you don’t belong in—so on to the next! For self-tape auditions, you must have good lighting, a neutral background, the proper framing (not too wide, not too close), no distracting objects in the room (i.e. plants, pets, posters), and most importantly, good sound. You likely won’t get hired if they can’t hear you. Oftentimes, creatives are unavailable to attend every audition. Or auditions are being held nationwide and you’re submitting from Missouri to a casting director in L.A. Or the CD wants to get a feel for the network response before bringing you for an in-person. Sending a self-tape is one way to ensure you are in the running to get seen for the role—despite your lack of physical presence.

What’s the difference between an aspiring actor and a working actor? Often times it’s just a good agent. Georgia’s film industry is booming. There are dozens of movies and TV shows filming at one time… Are you looking for an acting, dance, or a Los Angeles talent agent? Here is a full list of LA talent agencies you need to know? The most reliable way to become a famous actor in… Are you looking for an acting, dance or a New York talent agent? Here is a full list of New York talent agencies. What’s the difference between an aspiring actor and a working actor?

Anytime Talent guides for talent firms : The local media is always looking for a buzz-worthy story, which you can create. If your talent agency is new, create a press release for the local news outlets that describes your agency, your experience, the type of talent you seek and your contact information. To ensure your press release gets in the right hands, call the newspaper or news source to find out the appropriate person’s name and email address or fax number. If you are hosting a special event, like a charity dinner, let the editors or producers at local news agencies know about this event to see whether a reporter would like to write a story about the event and your talent agency.

Submit to your target agents every 6 months…with an update about something NEW you have added to your skill set; bookings/plays/training/new headshots. But only submit IF you have something new to share. Make sure you have On Camera training on your resume. When meeting an agent you may need to audition with a prepared television side, or cold read commercial, industrial or film sides. Secondly, the agent wants to know you understandthe technical demands of working on camera, as well as how to navigate the variety of scripts and genres…so that they can feel confident submitting you for work. See more details anytimetalent.com.

Every actor needs an agent at some point in their career. Although I’d caution against seeking out representation too early (no agent wants to sign someone with zero professional experience!), below are six steps you should take when you’re finally ready to get an acting agent. Make a list of potential talent agencies and agents. Start by mining your personal network for recommendations. If you know industry professionals, acting classmates, teachers, or relatives who are involved in the business, ask them the following questions.

Anytime Talent is an innovative online database system that provides performers, agents and casting directors with a platform to facilitate the casting process. Through our excellent customer support and efficient online database system, Anytime Talent is committed to bringing a high-quality experience to entertainment professionals. Anytime Talent is not an agency and does not offer employment. We are a talent database system that offers web hosting and messaging systems to our members. We are not responsible for job postings or agreements made between our members, casting directors, and agents while using our service.

One key to getting auditions is to remember that actors should see themselves as a small business, so “think about what look you are selling,” advises acting coach and Backstage Expert Matt Newton. One of his tips for figuring this out? “Write down three shows you could see yourself on. Series regular, guest star, co-star, whatever…. Watch [these shows], learn from them, observe what kind of actors they are casting. Take notes. Look up the casting director and the actors. If you are right for that show, and are trained, and they cast your type over and over, then by all means sign up for a casting director workshop to meet them in person. If you are over 50 and play ‘extraterrestrial’ roles all the time, probably don’t sign up for a soap opera casting workshop. Again, it’s all about being smart and knowing yourself.”

Essential World attractions and vacation flights finder with unseendiscounts.com

Hot World destinations and vacation car booking finder with UnseenDiscounts: Thailand’s famous beach resort town of Pattaya has developed a colorful reputation over the years. Located less than 200 kilometers from Thailand’s capital city of Bangkok, it’s a convenient place to enjoy the sun, sand, and sea. Pattaya has drawn tourists and expats from all over the world ever since US soldiers “discovered” the once-sleepy getaway destination during the Vietnam War. Since then, Pattaya’s profile has steadily increased, and it is now one of the most popular beach destinations in Southeast Asia. See extra information at hotel copthorne dubai airport on this travel blog.

Priceline is a big deal in the online travel site world for a good reason. It’s effortless to use with options available for flights, cars, hotels, or any combination of the three. It’s mildly annoying that Priceline’s super cheap Pricebreaker deals don’t extend to bundles, so you won’t get an incredible bargain like you would if you booked separately. However, combining the set is still a worthwhile deal with discounts offered for the more you bundle together. One thing we really appreciated is that every hotel we looked at had dozens of reviews, and they’re all from verified customers. It takes seconds to gain a reasonably accurate picture of what to expect from wherever you’re considering booking. That’s the perfect peace of mind when you’re booking online, and you can’t be sure of what you’re getting without user reviews backing hotel statements up. Clearly laid out, you can focus on enjoying rather than worrying. Finally, Priceline is keen to make its VIP scheme easily accessible with straightforward discounts offered to you over time — something that not all sites so clearly highlight.

Located north of Greater Ho Chi Minh City, the Cu Chi Tunnels provide a more interactive historical experience for all ages (although claustrophobics should perhaps miss this one). Stretching for 100-plus miles towards former Saigon, this immense network of connecting underground tunnels was the secret HQ for the Viet Cong’s military operations during the Vietnam and Indochina wars. Of immense strategic value, the Cu Chi Tunnels played a major role in the Northern Vietnamese victory, regarded as one of their proudest wartime achievements. These historic tunnels have now been preserved and transformed into a war memorial park and hugely popular attraction. Visitors can enter two short sections of the original tunnel network, at either Ben Dinh or Ben Duoc villages, which have been restored, slightly widened and cemented. Led by guides, crawl along the deep tunnels and get a rough idea of what conditions were like and see former subterranean facilities, like the conference rooms.

The scenic Ourika Valley is popular with both locals and tourists. There are several walking routes through the valley, along the river, and in the mountains, though for many, the seven-level waterfalls are the highlight of a trip. Climbing the lower levels requires a bit of a scramble up rocks, but the track to the upper levels is less challenging. In addition to lovely views, visitors can also experience Berber life, go rafting, and take a dip in the refreshing water. Within the Middle Atlas Mountains, Ifrane is often referred to as the Switzerland of Morocco. The charming city, with its Swiss-style chalets, is a prime gateway to the nearby Ifrane National Park. Hiking opportunities through cedar forests abound, and you may spot Barbary macaques.

In Table Bay, World-Heritage-listed Robben Island is a haunting reminder of the horrors of apartheid. Nelson Mandela spent 18 years imprisoned in a tiny cell here along with other political dissidents and social misfits. Perhaps the best part about this experience is that ex-prisoners are usually the guides, sharing poignant first-hand accounts of the atrocities they endured. Tours to the island begin with multimedia exhibits in the museum at the Nelson Mandela Gateway in the Victoria and Alfred Waterfront. Sightseers then board boats to Robben Island, often braving rough swells on the 30- to 45-minute ride. Be sure to book early, as the tours can fill up fast. The sweeping waterfront promenade called the Golden Mile is a legendary Durban tourist attraction and a great starting point for a tour of the city. Long blond beaches lure swimmers, surfers, and anglers, while the bustling promenade feels like Miami Beach with its high-rise hotels, shops, restaurants, and flashy entertainment complexes.

Being North Africa’s highest mountain range, High Atlas is popularly known as the mountain of mountains. This place is a paradise for trekkers, especially from spring to autumn. It runs diagonally across Morocco for approximately 1000 km, and its saw-toothed Jurassic peaks act as a weather barrier. Out of all the best places to visit in Morocco, this one is so beautiful that it will take your breath away! Get your hiking shoes out and set off on a journey you’ll remember for life!

Under French rule, the Con Dao Islands were known as the Devil’s Island of Indochina, a place where thousands of prisoners of war were kept. Today, this group of 16 islands off the southern coast of Vietnam has a completely different purpose. Visitors come for the beautiful beaches and the abundance of scuba diving and snorkeling spots. However, the history of Con Dao can still be explored at some of the prison buildings that still stand. See additional info on unseendiscounts.com.

For whale watching tours in Walker Bay (Hermanus) you have 3 options, tours departing from Hermanus, Gansbaai or Cape Town. Whale watching from Gansbaai or Hermanus? – Whale watching tours from Hermanus harbor are excellent for seeing Southern Right whales. Other than whales you can also see dolphins, seals, penguins, and marine birds on these trips. To see a bigger variety of marine animals going on a Marine Big 5 safari from Gansbaai is a better option. There are only 5 boat licenses for whale interactions in Walker Bay to ensure minimal impact on the whales. These tours are all well-rated, with many reviews, go and take a look at the activities and read a couple of reviews from different people before booking.

In the fishing village of Naklua sits a rather delightful restaurant called Mum Aroi, the restaurant itself sits right beside the sea and serves up a fantastic variety of seafood. As you eat your dinner in this busy restaurant you can gaze out over the water and watch the old fishing boats bob up and down on the waves. Popular with expats and locals the restaurant is quite large and normally very full in the evenings. For a relaxing evening with a glass of wine and a gentle sea breeze few places can live up to Mum Aroi.

Quality mobile mechanic and vehicle MOT testing verification Reading

Car MOT inspection services and mobile mechanic Reading, UK 2023: Ask questions. Lots of them. Don’t be intimidated. Ask questions about why something needs fixing or how a technology works. As the customer, you have a right to become more educated about your vehicle. Request Original Equipment Manufacturer (OEM) parts. Whenever parts need to be replaced, be sure to request genuine OEM components rather than generic pieces. Maintaining exact manufacturer specifications is important in achieving optimum performance. The low-price allure of aftermarket parts often prompts customers to forgo OEM quality, but spending the extra dollars on factory-approved equipment now can make a big difference down the road, especially in terms of vehicle longevity.

Looking for Mobile Mechanic Near Me or other MOT verification services? Any chip or crack in your windscreen that is larger than 40mm will result in a failed MOT. On the drivers’ side the allowance is even smaller; any damage larger than 10mm in the area covered by your driver-side wiper will result in a failure. As well checking your windscreen for faults, it is also important to assess the wipers. Your wipers and washers should be in a suitable condition to give you a clear view of the road ahead. If your wipers are splitting or your washer feed is blocked, this will require attention prior to your MOT. You can fail your MOT for having no screen wash so make sure that the bottle is topped up!

Replace windshield wipers: If your wipers aren’t working like they used to, don’t let the problem linger. Damaged or worn out blades can reduce visibility during a heavy rain or a snowstorm. Knowing how to inspect your wiper blades regularly and replace them when necessary is one way to help keep your car safe. Change your engine air filter: A dirty engine air filter can allow dirt and other particulates into your car’s engine and reduce its efficiency. Inspect your car’s air filter once a year and replace it as needed.

How much does an MOT cost? The Vehicle and Operator Services Agency sets the maximum fee official test centres can charge for an MOT. It’s currently £54.85 for cars and motor caravans and £29.65 for motorbikes, but many garages charge less than this – sometimes up to 50% less. Search online for “cheap MOT” or “MOT discount” to find out how you can save money on your car’s next MOT. Top 5 simple reasons for cars failing the MOT test: Nearly two in five MOT tests are a fail first time. Yet often this is because of minor faults the owner could easily have fixed beforehand.

During the summer months, dust and debris settle on your windshield, restricting your visibility. This is indeed dangerous as it makes you more prone to making mistakes and getting into accidents. Therefore, you should ensure that your windshield is clean. If your windshield wipers are leaving marks or not effectively keeping the windshield clean, you should get them replaced.

Although some may not be dealer owned, many private mechanics and technicians are just as good, if not better than most approved garages. You may just be referred to them by someone you know and trust. SO go ahead, but just make sure they do a good job on your car. Service stations with a good reputation aren’t hard to find, you just need to look around and ask the right people. Out Of The Way Car Servicing Tilehurst If you happen to drive far out of town and then are faced with a problem, you’ll no doubt have to visit a nearby car servicing centre. Unless it’s an absolute emergency, don’t let just any technician get under your car’s bonnet. See additional info at mot-centre.com.

Battery maintenance: Car battery maintenance is also important. Keep cleaning it from time to time as dirt can reduce the current. Use a damp cloth to wipe it off. Avoid leaving the car on when the ignition is off, as it may weaken the battery life.

Not every chip or crack on a windscreen will cost you an MoT certificate, as it’s all down to location. The details may seem complicated, but as a rule of thumb you can get away with chips smaller than 10mm in front of the driver. Any damage bigger than 10mm in front of the driver – and also in the glass area swept by the wipers – will be an MoT fail. Elsewhere on the glass, damage has to be larger than 40mm to constitute an MoT fail. Wiper blades must be in good condition – not perished or damaged – and clear the screen effectively. The washers must work too, and the MoT tester is within their rights to issue a fail if you haven’t topped up the washer bottle or unblocked dirty washer jets with a pin!

When you come to sell the car, having a full service history will make it more appealing and boost its second-hand value, and if your car is written off, an insurer is likely to pay out more for a car with a full service history. Don’t forget to take your car’s service booklet (often found in the same pouch as the handbook) to the garage or dealership, so they can stamp and date when the service was carried out. A growing number of cars come with no service record or handbook, but the servicing agent should be able to log into the car maker’s online portal and add in information about the service that has been done.

If your car is in need of repairs, it can be frustrating. Being without a car can make you feel like a child again. Having to catch buses, or pay for taxis is no fun. Our expert mechanics have the experience and knowledge to carry out all repairs speedily and effectively. Tilehurst Service & MOT Centre offers a complete range of repairs, from removing scratches and dents in bodywork, to complete engine replacements. We’ll give you an accurate quote and let you know how long it will take, at the very start. It’s car repair perfection.

The air you breathe inside your car is important, which is why experts recommend you change the air filter every 12 months or 12,000 miles. Changing the air filter is something you can get done when you take your car for an oil change or a routine check. However, if you’re skilled with cars, you can change it yourself. A typical air filter costs about $10, and it takes 10 minutes to change.

A test centre isn’t allowed to let you drive away a car that has failed an MOT until the problems are fixed, unless your existing MOT certificate is still valid, or you’re taking the car to have the faults fixed. Second, the test might take an hour or less, but, even if there aren’t any repairs, this doesn’t mean your vehicle will only have to be at the garage for 60 minutes. Test centres can require you to drop your vehicle off first thing in the morning and collect it when ready. The body and vehicle structure; The MOT test specifies areas of your car that must be free of excessive corrosion or damage. Any sharp edges on your vehicle that could cause injury will be examined.

Richard Mille luxury watches online shop in United Arab Emirates with hmwatches.ae

Top Audemars Piguet luxury watches online store in Dubai: Santos-Dumont, 31.4mm stainless steel case, navy alligator leather strap. The Santos, Cartier’s style icon, was first introduced in 1904 and became not only a Cartier signature but also one of the defining wristwatch designs of the 20th century. The latest iteration takes the full Santos-Dumont moniker and steers the line in a new direction — thinner, smaller and more affordable. Key to that is its slimline quartz movement, which may offend the more mechanically minded, but in the flesh it barely registers because of the absence of the tell-tale ticking seconds hand of a quartz movement. It helps too that Cartier is claiming a punchy six-year battery life. The larger of the two models announced is only 31.4mm wide, although feels larger on the wrist, and is just 7mm thick. Mounted on a navy alligator hide strap, it’s chic, dressy and a lusty addition to the Santos canon. See more details at Excellent Patek Philippe luxury watches online shop Dubai, UAE.

Patek Philippe began in 1839 and has been led for over 80 years by the Stern family, with the ownership now in its fourth generation. This provides a high degree of consistency in the company’s philosophy and policies. It also excludes the possibility of radical shifts in direction imposed by a changing management, so the path of success will most certainly continue. This ensures sustainability, which is closely aligned with the following point.

Chunky, luxury watches don’t suit everyone’s style, but this sleek-looking beauty carries the elegance and swagger needed to stand out from the crowd. The steel blue-like dial with its mix of distinctive leaf hands and Roman numerals exudes an air of class appropriate to a watch brand founded in Geneva in 1830. At 40mm it’s on the upper end of the medium size scale. Strap it on your wrist and see why celebs like David Duchovny and Kiefer Sutherland are huge fans. Chotovelli, a brand founded in the 1920s in Turin, derived and inspired by Italian aviators, is a name you probably haven’t heard before. Which just means it qualifies as a ‘find’. For the price, this handsome oversized chrono is by far the biggest bargain on the list, and the opportunity it affords to give each admirer a mini history lesson is just icing on the cake. The saddle leather strap will only get better with age, but caveat emptor: at 47mm, this is one big watch.

Let’s face it, there are many exclusive watch brands out there that we see and read about, and frankly, there have almost always been. After carefully considering every one of them you can literally find something special in just about every single one of them. Which is better Rolex or Audemars Piguet? The big question is which one is the best for you specifically. Today we will do an AP Rolex comparison; two of the top brands in watchmaking. Read on to find out.

The latest iteration of Orient’s beloved, mid-century-style dress watch. The domed dial now comes in an excellent slate-gray colorway and features rose gold accents. The watch also gets an updated suede strap. Ticking underneath is an automatic movement from Orient featuring hand-winding and hacking seconds. If you want excellent modern design in a watch, you don’t need to pay much, fortunately. Braun’s BN0211 has won both an iF and a Red Dot award for its minimal, stealthy aesthetic. A yellow seconds hand pops against a stealthy black dial and sleek black case, and the watch comes mounted on a comfortable stainless steel mesh bracelet. With few exceptions, Timex abandoned mechanical movements in favor of digital and quartz movements years ago. That’s exactly why Timex’s reissue of the famed Marlin is so exciting. It’s now available with an automatic movement underneath, and if that weren’t enough, it comes with a sleek case, dial, and strap design that truly look like they were plucked from the 1960s.

When deciding the style of watch that you prefer, it is very important to determine if would like an analog, digital, or analog & digital timepiece. Analog watches have a face that holds hour and minute hands. The hands of a wrist watch can point to numbers, markers, or Roman numerals that display a 12-hour or sometimes a 24-hour day. An analog watch is generally considered a more formal, classic watch type – perfect for business, dates, and formal events. On the other hand, digital watches either have a liquid crystal display (LCD) or light emitting diode (LED) face that displays the time in a numeric form (ex. 2:30). Watches with a digital display are considered more casual and do not give that classic and elegant look of an original timepiece. Find even more info at www.hmwatches.ae.

Excellent Victoria BC real estate tips in 2023 from Jason Craveiro

Jason Craveiro Victoria BC premium realtor tips 2023? Here are a couple real estate advices: Selecting a lender is a matter of personal preference. Many people often shop around, looking for a lender that offers the lowest rate. More often, however, people will choose a lender based on a referral from an agent or friend. Most lending institutions will offer the same basic programs, such as FHA, VA, conventional fixed rate, etc.; and most will meet or beat another lender’s rates. What usually separates one lender from another is their “niche” product. An example would be a lending institution that specializes in low down payments, as compared to another that specializes in self-employment financing. Most agents will be able to point you in the right direction based on your particular situation. Discover even more info at Jason Craveiro.

JasonCraveiro Victoria

If there are any large issues with your home project, take a few days, and do your homework. We were told early on that we couldn’t have a gas stove in our home and designed the house accordingly. Once the project was completed, we found out that our neighbors on all three sides had gas stoves and the functionality was clearly available for our street. Don’t blindly trust when someone tells you that something can’t be done or that this is “the best price available” – do your homework.

One of the largest reasons some buyers walk away from a home purchase feeling remorseful is because they don’t consider everything about purchasing real estate before they jump into it. There are common buyer mistakes we address with all of our buyers upfront so they have a highly successful transaction. One thing that many folks don’t want to do is put in the upfront work, studying, and preparation that goes into buying a house. You need to prioritize your needs, and your wants – and if you have a partner you need to communicate together on everything. Maybe one person is ready to buy, and the other isn’t ready just yet. Read additional information on Jason Craveiro.

Break Down Your Income & Expenses: Credit for this one goes to user GeekLimit on Reddit – one of my favorite personal finance tips! This is an odd little trick that can change the perspective you have about your money, and help you budget better. It’s all about breaking your income and expenses down into daily values, like this: You make $2,500/month = ~$83/day. You pay $800/month for rent = ~$27/day. You pay $200/month for car insurance = ~$7/day. Everything else (food, phone, gas, etc.) comes to $750/month = ~$25/day. That means you’re left with $24/day in spending money. Want to save $1,000 for a nice vacation? You’ll have to save about 42 days worth of your spending money. That means 42 days of not spending a dime. Want to buy a new $10,000 car? That’s about 416 days worth of your spending money. This will help you see how far purchases are going to set you back and affect your spending ability.

Renovating improves the house value says Jason Craveiro : When renovating a property it can sometimes be tempting to give heavily advertised ‘miracle cure’ treatments a try, lured by extraordinary claims such as ‘never paint again’, ‘seal leaks for good — instantly’ or ‘the ultimate solution to all roofing problems’. But some of these products can actually be very damaging when applied to older buildings. Spray-on renders and polyurethane foams can block crucial ventilation paths in walls and roofs, and despite claims to the contrary offer virtually zero insulation benefits. Instant damp sealants are rarely effective and can trap damp in walls. Basically, if something sounds too good to be true, it probably is.

What Slim Pickings Mean for Sellers? Low inventory means low selling competition! You can probably expect to see offer letters flooding your mailbox the same way Hogwarts sent Harry Potter his acceptance letters. Since your home will be one of the (relatively) few listed on the market, you could be in the driver’s seat. So enjoy possibly picking the best offer and moving at a pace that best suits your timeline. But after your home is sold, you probably won’t be in the driver’s seat anymore (if you’re buying again). So decide on plans for your next home before you sell.

It’s the same story in 2021 as it was in 2020, 2019, 2018, and heck, even as far back as 2012. There’s really been a lack of inventory since the housing market bottomed because homes were never for sale en masse. During the prior housing crisis, borrowers got foreclosed on or deployed real estate short sales to move on, and banks made sure all that inventory never flooded the market. Now we’ve got would-be sellers with nowhere to go, thanks to the massive price increases realized in the past few years. It’s hard to move up or downsize, so a lot of folks are staying put. That means less choice for you. While we saw an uptick in inventory in 2019, it appeared to be short-lived and now housing supply is at an all-time low! With near-record low interest rates and lots of Americans hitting the ripe first-time buyer age of 34, expect competition to intensify. Again, this supports the argument of being prepared early so you’re ready to make an offer at a moment’s notice!