Jim's Articles

Loan and credit consulting provider with loanratepal.com 2023

Loan consulting provider by LoanratePal right now: LoanRatePal prides itself on customer service and customer satisfaction. Our experienced team will assist you in finding a program that best suits your needs. LoanRatePal has for years built itself around our experience, knowledge and integrity. Our loan and credit consulting options have helped our clients improve their Credit and enhance their lifestyle. Do you need to get a personal loan quickly? LoanRatePal will guide you to instant & quick loans available by reputable financial institutions. Whether you are reviewing options for the best consolidation loans or want to review options for personal loans for some other purpose, such as establishing credit, we will be happy to assist you. Read even more info at LoanRatePal reviews.

To stay committed, write down why you want to be debt-free and how often you will make payments, and set periodic reminders to check your progress, LoanratePal says. Locking away cards doesn’t mean closing accounts, which could hurt your credit. The one exception to the no-use rule is a nominal charge on your card every few months — paid on time and in full — to keep the account active and your credit intact. Balance transfer cards let you shift over debts from other cards and charge no interest for a limited time — the best ones offer from 15 to 21 months — after which a double-digit interest rate kicks in. Most cards charge balance transfer fees and require good credit scores and high incomes to qualify.

A personal loan is a type of unsecured loan that can help you in any financial crisis. You can spend funds gained from a personal loan in any way you like, from renovating your home to repairing your car. Most individuals prefer personal loans over others since they allow you to use funds in any way you want. Personal loans are unsecured in nature, meaning, you don’t have to place collateral or security in the form of an asset such as a house, car and etc. Due to this reason, interest rates of personal loans tend to be much higher than those of traditional secured loans.

Adjusted Net Asset Method. An asset-based valuation is very straightforward as long as your balance sheet is in order. All you have to do is add up the value of your business’s assets and subtract the liabilities to get a starting value. This method is best for companies that don’t have a lot of earnings or is losing money. Capitalization of Cash Flow Method. To calculate your business value using this method, you will divide the cash flow from a specific period by the capitalization rate. The capitalization rate of a business is the expected rate of return, which is the rate of return a buyer can expect to earn if they purchase a company. This method is best for valuing mature and stable businesses unlikely to see big swings in the cash flow.

High quality loan consulting advices from loanratepal.com: Build Your Credit Portfolio: Personal loans are a great way to expand and build your credit portfolio within a short span of time. Also, they can be a good way to increase your credit limit since your credit limit is directly related to the health of your credit portfolio. A properly managed loan adds to it positively. Fast Processing: Personal loans do not require elaborate paperwork. Most banks grant personal loans instantly if your credit history seems good enough and you are an existing customer. Case in point is HDFC Bank’s 10-second loan for people holding a savings account with the bank.

What is a mortgage? It is a loan from a bank or building society that lets you buy a property. You then pay back the amount you have borrowed plus interest over a period of around 25 years, although you can take them out over longer or shorter terms. The mortgage is secured against your property until you have paid it off in full. This means the lender could repossess your home if you fail to repay it. You can get one either on your own or held jointly with one or more people.

Loan consulting tips and tricks from LoanratePal 2023: Qualifying for a business loan depends, principally, on how much you want to borrow, how long you’ve been trading and how much security you have to offer. Even if you’re not a startup, a sound business plan outlining how you’re going to scale the business is a useful supporting document. The lenders will want to understand how you’re going to use your loan, and what effects you predict it to have on the bottom line. Both your company credit score and those of the directors may be a factor, plus your annual revenue, your debt to credit ratio, and the age of your business. Your may also need recent tax returns, ongoing balance sheets, and profit and loss statements for the last 2 years. Find extra information at https://loanratepal.com/.

How to get out of payday loans fast – Many of us are trapped in the vicious payday loan debt cycle. For the many who are, we can offer some tips on how to escape payday loan debt fast. For every $300 you borrow on a payday loan, it is estimated you will pay $50 every 2 weeks in the interest charges. Read on to find out 8 ways on how to escape payday loan debt fast. When we need payday loan debt relief, we can sometimes become overwhelmed. The reason it is so easy to become overwhelmed is that we do not know how we are going to come up with the money to pay off the payday loan debt in full. Let us take our example of $300 again, we might be stressing over coming up with the $300 and the interest rate by our next payday.

Best rated MOT vehicle provider Reading, UK

Auto MOT provider Reading today: Fortunately, we are here to help you find a good mechanic in Reading area. Where to Take Your Car in Reading, You basically have three options i.e. large dealerships, large national chains, and the local mechanics. You should avoid the first two options by all means unless the warranty for your vehicle has not yet expired. This is because dealerships and large national chains are mainly revenue oriented; an aspect that often creates a conflict of interest when fixing your vehicle. They typically tend to over-price their services and may advise you to fix issues that are not a priority so that they can get higher profits. Moreover, you will not get an opportunity to create a personal relationship with the mechanic or even have a chance to discuss your car because you will not be able to meet the person fixing your car. Find extra details on Service and Mot Reading, UK.

Could the annual MOT be scrapped? Earlier this year, there was a proposal to switch the MOT to legal requirement that would happen every two years rather than every 12 months. This was widely condemned at the time, and the majority of drivers believed that changing the MOT to every two years was a ‘dangerously bad idea’. However, this has since been put on hold and no further announcements have been made. The MOT remains an annual event for drivers across the UK.

If your appointment has been made for first thing in the morning, then there is every chance the mechanic will be on time, though keep in mind that delays can occur due to traffic, or navigating their way to an unfamiliar location. For appointments later in the day, the mechanic could be delayed due to previous jobs taking longer than expected, or they’re having to travel quite some distance to get from one job to another. But we’d hope that the mechanic contacts you in the case of any delays.

If you want to know about the cost, you can call your Berkshire mobile mechanics company anytime. There are several benefits of hiring a mobile mechanic instead of taking your car to the repair Garage or workshop. In some situations, it is hard to visit the mechanic shop When your car is not starting.

Ask around before you take your car to a given Vehicle service centre. You need to get information from other people so that you can know whether the deals available in a given center are the best. There are several other car mechanics that have been offered the services. You need to check on the views of other people from where you can know whether the car service center can be the best for your given needs. There are close family members who may have been served by the service center before; you can get their advice so that you can know whether the service center can be of great help to you.

First, if your vehicle fails the test and repairs need to be made this will take longer. A test centre is not allowed to let you drive away a car that has failed an MOT until the problems are fixed, unless your existing MOT certificate is still valid, or you’re taking the car to have the faults fixed. Second, the test might take an hour or less, but, even if there aren’t any repairs, this does not mean your vehicle will only have to be at the garage for sixty minutes. Test centres can require you to drop your vehicle off first thing in the morning and collect it when ready.

We take on insurance car body work reading including private car and commercial vehicle repairs for our customers that do not want to go through their insurance avoiding loosing their no claims bonus, car insurance is expensive so we fully understand you going down this route and are very happy to help where we can, we also undertake restoration work on vintage and modern cars. BodyWork Repairs Reading: The best Reading Automotive Car And Commercial Car Body Repair Centre in Reading Berkshire. Read even more information at click here.

If your radiator builds up deposits, it can mess with the cooling system in your car. To keep the radiator in top shape, a radiator flush will do the trick. How often you need to replace the radiator fluid will depend on your vehicle. Start by consulting the owner’s manual to get an idea. For the most part, you can get away with flushing the radiator every couple of years. Now that you know about these basic car repairs, you can keep your car in top shape for many years to come. Remember to rotate your tires, change the oil, replace the brake pads, and more.

Some of our Friendly Highly Experienced Staff. Finding the best Free collection and delivery service for Car Servicing and Mot Deals In Reading and the surrounding areas of Berkshire, Interim Service Full Vehicle Servicing , Major Vehicle Service and all Classes of Vehicle Mots Class 4 Class 7 InCluding Motorbike Mots There are several places where you can get great car servicing and Mot deals. You need to do your research and locate the best place where you can be offered the best deals possible this company offers a Free Collect Delivery service.

You can always seek the help of an expert when choosing the right air filter, engine oil type or wiper blade for your vehicle. Moreover, you can ask a friend or family member to help you with the installation too. Here is a complete car maintenance checklist that makes the repairs easier and minimise your car repair cost to some extent. While many of the major car jobs are dangerous or require the careful hand of a mechanic, there are many more that you can simply do yourself. Once you learn the DIY techniques, minor car repairs can become easier for you, for instance, changing the car air filter and wiper blades.

There are things you can easily do to keep your car maintained, safe and help it retain its resale value. These tips only take a few minutes of your time but are well worth it to keep your car running safely on the road. You do not need to be an auto mechanic to inspect some areas of your car. The list below will help your car perform efficiently and allow you to know if it is time for an appointment at one of our car repair centers. Driving on the road should not feel unsafe or scary. Your tires are the easiest to inspect and one of the most important components of your car.

A Car Recovery Breakdown Service Berkshire offers lots of services. Do not panic once you drive into a lake. There are powerful breakdown machines to pull your vehicle out in a fraction of the time. The towing company dries up your car and fixes other failures just to get you back on the road. This means that you will not necessarily seek an expert to diagnose your car. Towing companies can fix some mechanical problems as well.

We also now offer a Remapping service of your Ecu and Online MOT Booking which gives your car up to 30% better performance and torque and up to 20% better fuel economy and we also carry out DPF Repairs on Diesel vehicles. Please Register for our Online MOT Booking service just text the word MCR To 60222 this will remind you one month before it is due then again 2 weeks before then again one week before so you never forgot your car mot is due avoiding a nice fine to match, plus when you receive your reminder texts our email address and phone number will be present so you know when you make your booking you are returning your car to the garage you know and trust.

Just like a normal garage, all the mechanic will need are your vehicle keys and a time slot to work with. And with no other cars to work on – there’s no waiting around to see what the problem is and what’s needed to get it back on the road. Our mobile mechanics can provide a full service from only £145; interim service from £110; oil and filter change from £90, and so much more. Usually the cost is comparable to a conventional garage, but some factors can skew costs up or down.

Vehicle mobile provider Reading near me

Car mobile mechanic provider Reading, UK 2023: Whether you’re after a Full Service, MOT preperation, Repair or Diagnostic Fault Testing for your vehicle you can give us a call. We cater for all makes and models of vehicle, the parts supplied are quality assured OE for all jobs that we undertake at our independent garage and our status means we can help to keep your costs down and here is a list of all the car related services we offer: Car Servicing , Head Gaskets , Clutches , Gearbox Repairs Automatic and Manual , Brakes , Exhausts , Cambelt Replacement, Tyres , Engine Rebuilds. Read additional information at mobile mechanic Reading.

In the midst of a cost of living crisis, we have highlighted how you can save some money ahead of your next MOT. Owning a vehicle comes with various costs, including fuel, general upkeep, insurance, and breakdown cover – but you also need to show that your vehicle is road legal. This is where the MOT comes in. When it comes to saving money on your vehicle, we have a wide range of guides to help you. These 30 money-saving tips are a good place to start – and this guide on saving during the winter months is very appropriate right now. However, when it comes to the MOT, this is all the information you need.

If your appointment has been made for first thing in the morning, then there is every chance the mechanic will be on time, though keep in mind that delays can occur due to traffic, or navigating their way to an unfamiliar location. For appointments later in the day, the mechanic could be delayed due to previous jobs taking longer than expected, or they’re having to travel quite some distance to get from one job to another. But we’d hope that the mechanic contacts you in the case of any delays.

Most people do not call the Berkshire mobile mechanic because they think these services are expensive or not available. There are several benefits of hiring a mobile mechanic instead of taking your car to the repair Garage or workshop. It is hard to take your vehicle to the mechanic Garage without having to pay for the recovery of your vehicle.

Are the mechanics fully licensed? For you to have a valid mot inspection, you need to take your vehicle to a fully licensed mechanic. You can ask the mechanics about his qualification or just ask other people who have been served. It is always necessary for you to go for a car repair centre which has been licensed to offer the Mot inspection. Remember failure to take your car to a fully licensed Mot inspection center can make the inspection invalid which will expose you to different legal issues. You should insist on hiring fully licensed professionals at all times.

The handbrake: check the tension in your handbrake. If it slides up and down without resistance and can’t be ratcheted to a set level, there’s likely to be a problem needing fixing by a professional mechanic. Seats and seatbelts: check the driver’s seat adjusts forwards and backwards and inspect the full length of the seatbelt for any damage. Check all the seatbelts latch and fasten securely, and lock when you give them a sharp tug. Windscreen: any damage wider than 10mm in the driver’s central view will cause an MOT fail, as will any damage larger than 40mm in the whole of the swept area.

Starting from the showroom standard light refinishing is set, all through to the restoration of full body. We undertake the highest detailed vehicles body repairs. Our company has been in this business for a number of years and due to that it has earned a lot of working experience on remedial improvements and damage accidents. BodyWork Repairs Reading team is skilled and well trained on the use on bodywork materials, just from steel and glass fibre all through the aluminium and even the exotic materials like Kevlar and carbon fibre. See additional information at this website.

Although they might not seem as important as tire rotation or oil change, replacing the windshield wipers is also important. If you’re caught in a storm and your windshield wipers don’t work properly, you could put everyone around you in danger. Windshield wipers are not only affordable, but they’re also easy to change on your own. You can get them in all auto parts stores, and the instructions are on the back of the package. Of course, if you doubt your skills, you can always ask an auto parts store employee to change them for you. While you’re there, don’t forget to check your wiper fluid levels.

Some of our Friendly Highly Experienced Staff. Finding the best Free collection and delivery service for Car Servicing and Mot Deals In Reading and the surrounding areas of Berkshire, Interim Service Full Vehicle Servicing , Major Vehicle Service and all Classes of Vehicle Mots Class 4 Class 7 InCluding Motorbike Mots There are several places where you can get great car servicing and Mot deals. You need to do your research and locate the best place where you can be offered the best deals possible this company offers a Free Collect Delivery service.

Try used car parts to save cost: Ideally, it is recommended to get new car parts in case of getting them replaced. However, this is not always the case especially if it is something as trivial as a side-view mirror or car headlights. Using second-hand car parts, in this case, will save you quite a few dirhams and it is not difficult to check the quality of such parts. On the other hand, if you plan to opt for a used electrical or mechanical car part, make sure you have an expert examine it before installing it. You don’t want a part breaking down right after you have purchased it resulting in more damage. You can easily buy used car parts in the UK with a variety available on dubizzle.

Check your windshield wipers to see if there are any fraying, cracks, hanging rubber, or bends. If so, it’s time to change your windshield wipers. Another more obvious way to determine if your wipers are still effective is to wet your window and turn them on. You can squirt your windshield washer fluid or just pour some water on the windshield. The water should wipe away easily without blotting or streaks. If streaking, use a rag and wipe away any dirt and oil from your blades and window then retry. If not wiping evenly and cleanly, have your wipers replaced.

A Car Recovery Breakdown Service Berkshire offers lots of services. Do not panic once you drive into a lake. There are powerful breakdown machines to pull your vehicle out in a fraction of the time. The towing company dries up your car and fixes other failures just to get you back on the road. This means that you will not necessarily seek an expert to diagnose your car. Towing companies can fix some mechanical problems as well.

The Car Service Centre Reading is an established business that has a wide range of loyal customers throughout the Reading and Berkshire areas. Our reputation for providing an honest, professional and cost-effective service has grown through recommendation for over twenty five years. We offer all kinds of car repairs and we are your one stop shop for all Car Services that you will or may require. We Can offer a Courtesy Car for our Customers that have booked their car in at our garage that cannot be turned round or repaired within 24 Hours.

Best rated folding knives online store in Kyiv, Ukraine

Quality folding knife online store Kyiv: On the site in the catalog you can also see perfectly polished stainless steel knives, which are decorated with beautiful and stylish engraving. There is also a large selection of handles from a wide variety of materials. Decorative elements made of mother-of-pearl, horns or animal bones, bronze and cupronickel castings can be added to the handle. Since there are a large number of models in the catalog, the price for them varies. SteelClaw offers its users both unique knives made of excellent and unusual materials, which are more expensive. So are the average, but proven models. All prices can be conveniently sorted according to your needs. See more info at https://steelclaw.com.ua/nozh-babochka.

Mcusta is a Japanese knife-making company. All knives are made in Seki, Japan. “Mcusta” is a combination of “machine” and “custom.” They start out with the machine process and are then enhanced with custom work. Normally, Mcusta does folding knives and kitchen cutlery, but they’re branching out to the hunting sectors. The Sport 100, 200, and 300 are the most interesting knives featured at their SHOT Show 2023 booth. The designer wasn’t able to make them for a few years, so he’s happy to have Mcusta bring them back to the market. It has a BG10 Core Damascus blade with a hammered finish. The different versions have slight differences in design, but the same blade and finish.

With the rise of the Roman Empire came a multitude of technological advances throughout the known world. While folding knives remained much the same in regards to form, the quality of materials and designs improved. Archaeological digs have elicited examples of ornate ‘friction folders’ – a folding knife whose blade is held in place by the grip of the wielder due to an extended tang (a projection from the base of the blade) – made from metals such as copper, iron, and steel. Such examples can be traced back as far as 43 CE.

Who uses a butterfly knife? This shape of the blades suggests that the main purpose of the butterfly knife is strong penetrating injections. In Europe and America, balisong knives appeared after the Second World War. They were brought by American and British sailors who were based in the Pacific region. What is a Butterfly Knife for? Training butterflies indicate the purpose of their existence already in the name. As a rule, this is an analogue or similarity of the original knife, but without the removed cutting edge. Such knives are intended for learning various flipping tricks.

Buck Knives: Though the first Buck Knife was made in 1902, it wasn’t until 1961 that Buck Knives became an incorporated company. In 1963, Al Buck – son of the late Hoyt Buck – created their Model 110 Folding Hunter pocket knife. It is still one of the most popular models they offer today. Buck Knives had gone through a period where they sourced much of their business overseas, but have since been trying to find ways to move production back to the USA. Today, they manufacture about 80% of their knives out of their Idaho facility. They also offer a limited “forever” warranty on all of their products.

I’ve used my Invictus for EDC, hunting, and fishing this fall. I bought it because of its unique construction and I liked that every component of the knife is corrosion free. So whether I’m wet wading in saltwater or use it to field dress a deer, I don’t have to worry about rust. It has the bank vault click that’s a hallmark of a well made framelock and it rivals many midtechs for it’s fit and finish. The blade steel used in the Invictus isn’t your typical blade steel, it’s not even steel. Terravantium is a cobalt alloy that doesn’t need to be heat treated. It’s also completely rust proof, non-magnetic, and keeps an edge for a very long time. Although I’ve found it doesn’t keep a razor edge long, it holds a toothy edge seemingly indefinitely. Mine has broken down hundreds of cardboard boxes without needing a touchup.

Bestech highlighted the first release of 2023, a new variant of the Mothus line. A premium-line knife with droppoint blade, M390 steel, and titanium with a lot of details and milling work. Bestech mothus knifeThe designer holding his Mothus knife. It also has reversible pocket clip for lefties. It’s fidget-friendly that has just hit the market with seven different finishes and colors. BnB is a third generation knife company that started in the 1960 and is based in Pakistan. They have 60 forgers, and specialize in Damascus steel. The knife they highlighted was one that they brought out last year but is one of their top five sellers, the Tac Hunter.

High quality glaucoma treatment solutions from Aarti Pandya MD

Premium lasik surgery solutions by Aarti Pandya, MD: Dr. Pandya was born in New York and raised in the Southeast. She earned her undergraduate degree from the University of North Carolina at Chapel Hill and was accepted to the University of North Carolina School of Medicine at the age of 19. After receiving her medical degree from UNC, Dr. Pandya completed an internship training program at the University of Tennessee at Chattanooga and went on to complete her ophthalmology residency training at the University of Kentucky in Lexington. She is certified by the American Board of Ophthalmology. See extra info at Aarti Pandya, MD.

It’s Safe, Effective and Inexpensive: More than 2 million cataract surgeries are performed every year in the United States alone. It’s considered to be one of the safest and most effective surgical procedures available. The benefits of restored vision speak for themselves. No more issues with bright lights or struggles to see the road clearly while driving at night. Colors will appear brighter and double vision will be a thing of the past. But the benefits of cataract surgery go far beyond these day-to-day lifestyle improvements.

What Exactly Is It? Diabetic retinopathy typically affects both eyes and causes progressive damage to the retina, the light-sensitive tissue at the back of the eye. The high blood glucose levels associated with diabetes can cause serious damage to the blood vessels. And your eye is home to the most intricate network of blood vessels in the body. There are a number of treatment options that can help slow or stop the progression of diabetic retinopathy before it causes significant vision loss. Laser Treatments – Blood vessel abnormalities and leaks can be targeted using advanced focal or scattered laser therapy.

Once our team assesses the full extent of your condition, we can design a treatment plan that is tailored to your unique condition. In some cases, artificial tears (eye drops) can provide sufficient relief. Behavior modifications such as taking more frequent breaks from your computer at work or avoiding air conditioning can help relieve your symptoms. For optimal eye health, we recommend a diet rich in omega-3 foods (e.g., salmon, nuts, flaxseed oil) or supplements.

Most cases of glaucoma are caused by a buildup of fluid in the front of the eye that increases ocular pressure to dangerous levels (ocular hypertension). The increased pressure can damage the optic nerve — which is essential for transmitting the images we see to the brain for visual recognition — and result in permanent blindness. Our surgeons utilize the most advanced laser technologies and surgical procedures designed to treat any variation of glaucoma and help save your vision. The best form of treatment for glaucoma is prevention. If you are over the age of 40 and have any additional glaucoma risk factors, it’s imperative that you get regular eye exams to protect yourself against the silent threat of glaucoma.

Top advantages to hire a fractional Chief Financial Officer with Sam McQuade CFO of Panterra Finance

Quality benefits when hiring fractional Chief Financial Officer with Sam McQuade? The CFO is responsible for effective and efficient financial operations including accounting, financial reporting, cash management, budgeting, maintaining controls and issues such as capital structure, investor relations, and financing. The CFO is also involved with strategic planning and financial analysis related to mergers, acquisitions, and divestitures, as well as providing expert financial and operational guidance to business owners to maximize cash flow, minimize business risk, and increase the value of the enterprise. See more info on Sam McQuade.

CFOs usually are responsible for key finance functions which have included broad categories of accounting, treasury, financial planning and analysis (FP&A), controls, compliance, tax, and audit. Going forward towards 2022, the same functions exist, but they are getting more automated, so the CFO can focus more on forward perspectives. Storytelling requires strong emotional intelligence and solid communication skills. Here’s the four key areas the CFO can be messaging: Why & Purpose: Communicating the “Why” is one of the strongest messages the CFO can deliver. It’s not only the reason for the corporate existence, but it’s also very motivational for all the stakeholders. This message should be repeated frequently and consistently to make people feel the genuine purpose.

Developing the Interim and Fractional CFO Concept with Experience: From the inside looking out, Sam McQuade continued to sharpen his skills and nurture the ideas and mission of Panterra Finance. He spent time in the executive suites of Dell, as a Finance Manager and a Financial Planning and Analysis Manager where he achieved a 400% revenue growth in the Swiss market. Other stops in corporate suites, each of which shaped the final innovative services offered by Panterra Finance.

Friends With Benefits is a decentralized social network. It allows users to connect with each other and share content. It allows the users to collaborate and create new content. Users may connect with individuals who share their interests in other cities through city-specific hubs. The more FWB tokens a user has, the more opportunities to meet and interact with others develop. This is a decentralized autonomous organization (DAO) that uses the power of the blockchain to adjudicate disputes. Kleros is a DAO because it is powered by smart contracts. The Kleros token (PNK) is used to incentive jurors to vote on disputes. When someone wants to submit a dispute to Kleros, they first have to deposit some PNK. If the jury rules in favor of the person who submitted the dispute, then they get their PNK back. If the jury rules against them, then they lose their PNK. Kleros can be used to adjudicate any kind of dispute. It has been used to adjudicate disputes in online markets, freelance platforms, and even in the sharing economy.

Selling your business or looking to buy others? Our experts can lead the deal and make sure that you have a thoughtful ownership transition. We are happy to provide second opinions on valuations as well so you have another perspective and feel better before your close the deal.

Understanding DAO: Now, suppose the same transaction happens on a decentralized network like the Bitcoin network. There is no central entity here. Both parties can interact with each other directly. The product is transferred from A to B, and $100 is transferred from B to A. This transaction is then recorded on a digital ledger which is available to everyone in the network. So there is complete transparency, and everyone knows that the transaction has taken place. This process of recording transactions on a digital ledger is what we call ‘blockchain technology.’ This is not limited to just financial transactions; it can be used to record any kind of transaction. Now that we know what blockchain is, let’s get back to DAO.

Looking to hire your first CFO or wanting only some interim coverage? We offer solution CFOs for urgent short term objectives and longer term engagements. Adaptable with clear pricing so you solve the needs of your business and don’t have to rush into a potentially very bad and expensive full time hire. Sam McQuade CFO has successfully scaled his decades old ideas into an innovative full-service Financial Partner Solution for incubators, startups, emerging business concepts as well as well-established international companies, corporations and organizations with the introduction of Panterra Finance. The Panterra Finance professional executive team members are equipped to provide an industry leading concept of an on demand Fractional CFO and Interim CFO during pivotal transitions. Read even more information at https://www.edocr.com/user/samueledwinmcquade.

The philosophy of “What got you here won’t get you where you want to go” is ever-present in business once past the initial start-up phase. Businesses launch additional products, open new territories, open additional locations, transact in new currencies, and deal with increasing regulatory requirements. These all require more advanced thinking, tools, and techniques. Many bootstrap startups begin with a part-time bookkeeper and simple systems but later find that they cannot sustain additional business growth and complexity. Systems, resources, processes, and strategies must scale in sophistication as a company grows.