Jim's Articles

Author: Patrick Moreau

Real estate crowdfunding picks 2023 by CrowdBulls

Posted on by Patrick Moreau

High quality real estate crowdfunding platforms today and investment advices: What is a real estate crowdfunding? Real estate crowdfunding is a capital raising process, during which capital for real estate project financing is being raised from the public via open sources. Developers are using real estate crowdfunding process, when bank financing considers this as of a higher risk project and other alternative capital raising sources are not available. A typical element in real estate crowdfunding is real estate pledge as a security for the investors. Discover more info on real estate crowdfunding platforms.

Bank/credit card deposit/withdrawal payments fees: These usually does not depend on the real estate crowdfunding platform, but depends on your bank or chosen payment method. Check them with the providers you are using before choosing real estate crowdfunding platform. Inactivity fees: These are quite important fees if you are not a regular investor. All of the real estate crowdfunding platforms are incurring internal costs for overnight deposits. So the money which is not invested and kept in customers account are costing certain fees. Therefore most of the platforms introduced fees in order to encourage money movement. If you joined the platform before just for one project, make sure you wire money out, once the project is closed. Make sure you check these out before choosing real estate crowdfunding platform.

Real estate crowdfunding is one of the hottest new ways to diversify your financial portfolio today. It’s popular with investors of all ages and interests. Crowdfunding allows you to pool your money online with others to purchase property (or a share of property) as a group, and offers a compelling way to diversify your assets by tapping into real estate investments. In essence, real estate crowdfunding makes it possible to grow or build your wealth and get started in the world of property ownership and rental with minimal upfront investment. Here, you’ll learn more about real estate crowdfunding as a form of online investment and handy way to build or grow your financial holdings, as well as several of the best crowdfunding websites on the Internet to check out.

More than 100,000 investors throughout the U.S. have invested on the CrowdStreet platform. Its innovative approach gives direct access to a vetted range of institutional-quality real estate investments. Accredited investors can pick a single property or invest in a fund. Founded in 2014 and headquartered in Portland, Oregon, the company has published more than 540 commercial real estate investment offerings. Crowdfunding is a way to fund a project or venture by pooling small investments from a large group of investors. The idea is that when enough people make small investments, it’s possible to raise substantial amounts of money quickly. One of the most well-known crowdfunding sites is GoFundMe, a platform used to raise money for everything from creative projects to medical bills.

Crowdfunded interest rate: Interest rate is one of the indicators showing risk level of the project. Interest rate of the project is being defined by a borrower and the platform. Borrower is looking for the lowest possible interest rate, whereas platform is trying to inflate it to level, which would be attractable to investors and real estate project would be financed as well as would not kill the project due to a high interest rate burden. Real estate platforms is advising on the interest rate level based on their historical experience from other funded projects. As this is a direct risk indicator, the lower the interest rate, the lower the risk.

EquityMultiple: Although it requires a minimum investment of $5,000, EquityMultiple (which aims to make real estate investing simple, transparent, and more accessible to everyday investors) allows you to invest in privately managed commercial holdings. Sample real estate investment opportunities include office spaces, assisted living facilities, hotels, data centers, and more. Open to accredited investors, minimum investments can range from $10,000 to $40,000, and look to range in duration from half a year’s time to upwards of a decade. If you’re a wealthy investor looking to increase your exposure to new opportunities and overall deal flow, it could be a first port of call.

Real estate crowdfunding uses social media and the Internet to connect investors to property investments. Real estate crowdfunding is similar to equity investing since an investor can buy into a property and become a shareholder. Crowdfunding offers companies access to capital that they might never be able to raise. Crowdfunding offers investors the ability to become shareholders in a company or in a real estate property. In the past, crowdfunding was most commonly associated with equity transactions, whereby companies would use the process to raise capital. Crowdfunding pools money together so that small and mid-sized could use the funds to invest in the company’s future, such as buying equipment or building a manufacturing plant. Discover additional information on https://www.crowdbulls.com/.

Real estate crowdfunding reviews 2023 from CrowdBulls

Posted on by Patrick Moreau

Real estate crowdfunding trackers in real time by CrowdBulls: Before choosing a real estate crowdfunding platform, always check what licenses specific platforms are holding and what is the scope of those licenses. Most of the platforms disclose their licenses, but not all of the licenses are covering their crowdfunding activities (e.g. there are platforms operating under payment institution license, but this does not cover crowdfunding activities). Before that, each country applied different regulations and licenses, therefore up until now all the platforms operating in EU are operating under different regulatory regimes. The above mentioned Regulation has a transition period, which allows for countries to adopt it in the local legislation as well as for the real estate crowdfunding platforms to get a license under new regulation. Discover additional information on real estate crowdfunding tracker.

Buying investment property is a common and hugely popular activity among individuals seeking to accumulate or grow their wealth, especially with mortgage rates hovering around record lows. But acquiring real estate often requires prospective property owners to qualify for and obtain a mortgage from a loan provider such as a bank or credit union. This in turn can require these investors to make a large up-front down payment – and requires them to finance routine expenses in the form of regular ongoing bills. Buyers must also regularly upkeep and maintain any investment property holdings, pay for maintenance and utilities, and pay annual property taxes on these assets.

PeerStreet is an online marketplace where accredited investors can invest in high-quality private real estate loans. Here’s how it works: Your investment gives lenders capital to lend to real estate borrowers, then PeerStreet collects the monthly payments from the borrowers, and you (the investor) get a share of those monthly payments. You can diversify your portfolio manually or automatically with investments from various locations, lenders, borrowers, asset classes, terms, loan-to-value (LTV) ratios, and rates.

Supporting documentation and description of the crowdfunded project: Real estate crowdfunding platforms together with real estate project developers wants to provide as much information on the project as possible. This allows for potential investors to familiarize with the projects, understand development level, risk level, budget and other parameters. Different platforms provide different level of description. Some just provide written explanation on the key parameters of the project, such as location, duration, project developer and etc. Whereas other provide valuation reports, planning documents, land ownership documents and etc. Expert investors analyzed the documents, estimates the risk and makes their decision based on this. As supporting documentation and description is not a KPI based on which investment risk can be assessed, this depends on time and knowledge invested in reading this.

Fundrise: Fundrise allows even nonaccredited investors to quickly get started with real estate crowdfunding and start buying into both residential and commercial properties by teaming up with other investors. Any sums that you wish to invest are pooled into REITs, and used to purchase properties, buy land, develop real estate, and otherwise pursue private real estate deals. A simple to use and intuitive website makes the process of online real estate investment approachable. However, be aware that the privately held investments it offers may be highly illiquid and will largely appeal to long-term investors. Noting the speculative nature of these opportunities, any investments should accordingly be subject to due diligence up-front.

The Securities and Exchange Commission (SEC) has since lifted the restrictions that banned non-accredited investors from investing in crowdfunding activities. Although there are limitations, non-accredited investors can participate in crowdfunding for equity transactions as well as real estate transactions. Current Real Estate Crowdfunding: Prior to the JOBS Act, real estate investors could only invest in real estate by buying a physical property or investing in real estate investment trusts (REITs). However, crowdfunding has opened up a whole new method for investing in real estate. Find more info at https://www.crowdbulls.com/.

How do we maintain our operations? It costs time and money to run the project. Currently Crowdbulls project is maintained from the revenue received from the platforms for new registered users (referral fees) as well as referrals to projects. These are general schemes, where all the investors can participate (please see referrals section on each of the platforms). Not all of the platforms offer referral programs, nevertheless it is not a criteria to include or not to include the platform in the project.

Professional swedish massage shops in Southern Gyeonggi

Posted on by Patrick Moreau

Skilled professional swedish massage in Seoul? May treat premenstrual syndrome (PMS): Relaxation techniques, such as massage therapy, are also promoted by health professionals to help ease symptoms of PMS such as fatigue and mood shifts. Still, more clinical research is needed to determine whether Swedish massage can specifically address these PMS symptoms. May treat symptoms of depression The overall benefits of massage therapy to your mood may also help address symptoms of depression. While the NCCIH notes that research has supported such benefits on a smaller scale, larger studies are needed to explore the effects of Swedish massage on depression.

Improve Posture: While postural imbalances have many sources, including overworked muscles due to repetitive strain, overcompensating muscles to ease stress on overworked muscles, prolonged sitting, or injury, Swedish Massage helps to ease the muscular holding that underlies postural imbalance. Increase Blood Flow: Massage therapy can dilate the blood vessels and widens the membrane pores, improving your body’s ability to deliver fresh blood to muscles and organs.

Did you know that there are other physiological effects? Massage can make us more relaxed by increasing endorphins and lowering cortisol will also happen because it lowers blood pressure! Advantages of business trip massage therapy: Business trip massage therapy has the advantage of improved sleep by reducing levels of cortisol, a stress hormone that can interfere with your ability to fall asleep at night. By raising oxytocin levels, oxytocin is known as the “kuddle” hormone, which helps you relax and feel calm. This increase in oxytocin also boosts your vitality, increases your confidence and makes you feel better connected with others.

Amma It is a type of therapy that is based on traditional Japanese massage techniques introduced by John Osho, a Buddhist priest, who practiced Chinese amma in the 6th century. It was developed in the 17th century by Eiichi Sugiyama, who established schools for the blind. Being blind himself, Sugiyama taught the blind the ways of Amma and they became quite common in the 20th century. Amma uses a technique that combines the application of pressure at the acupoint with deep tissue massage. Its purpose is to correct the imbalance in one’s system, followed by refreshing the whole body.

It is a Chinese detoxification massage that treat emotional conditions associated with diseases. It targets body parts, especially the organs affected by any disease to heal and help to recover. Chi Nei Tsang uses old Taoist techniques where the limbs are gently but deeply massaged, resulting in physical, spiritual, and emotional relief. When translated, the phrase “Chi Nei Tsang” means work of the internal organs. The stomach is normally oiled so it feels warm before massaging with the palm. Sometimes the person will feel some pain because the limbs are actually being targeted, but later feel relaxed.

After shopping the day away in the Gangnam district of Sinsa-dong, soothe your aching shopping arms at Spa Lei. Unlike most Korean spas, Spa Lei is for girls only and goes out of its way to accommodate female guests. The rock sauna, a bed of heated stones that contour to the curves of the body, is particularly relaxing, and the massaging jets of the hot tubs will have you and your gal pals wanting to stay at this sanctuary for the rest of your trip. From a nail salon and powder rooms to an outdoor cafe and small shops selling jewelry and lingerie, Spa Lei brings beauty, fitness, health and fashion together into one package. Find more details at https://ma4day.com/.

The demilitarized zone between North and South Korea is one of the tensest borders in recent times. For some visiting the area, the DMZ zone is the only glimpse of the mysterious and brutal country, North Korea, that they will ever get. There are various viewing platforms from the South Korean side that look northward toward North Korea. The strip that borders each country was decided at the end of the Korean Wars as part of the Korean Armistice Agreement. The area is often used as a place of self-reflection: to reflect upon the state of our political systems and the freedoms we enjoy today. Guided tours are available at the DMZ, which explain in detail the political and social atmospheres of each distinct country.

For our Korean visitors:

두통을 치료할 수 있음: 두통에 대한 마사지 요법을 찾고 있다면 다른 형태의 통증 요법만큼 임상 환경에서 널리 연구되지 않았음을 아는 것이 중요합니다. 그러나 NCCIH에 따르면 일부 연구에 따르면 매주 전통적인 스웨덴식 마사지가 편두통을 줄일 수 있다고 합니다. 지금까지 가능한 긴장성 두통 완화를 뒷받침하는 과학은 결정적이지 않습니다. 불안을 치료할 수 있음: 마사지의 가능한 이완 효과는 스트레스 관리를 위해 촉진되지만 연구에 따르면 마사지 요법이 불안 완화에 도움이 될 수도 있습니다. 이러한 이점은 또한 NCCIH에 따라 섬유근육통뿐만 아니라 HIV 및 AIDS와 관련된 불안과 관련이 있습니다.

다른 생리학적 효과가 있다는 것을 알고 있었나요? 안마는 엔도르핀을 증가 시켜 우리를 더 이완되게 만들 수 있고 혈압도 낮추기 때문에 줄어든 코르티솔도 일어날 것입니다! 출장안마 테라피는 밤에 잠드는 당신의 능력을 방해할 수 있는 스트레스 호르몬인 코르티솔의 수치를 감소 시켜 향상된 수면의 장점이 있습니다. 옥시토신 수치를 높여주어 옥시토신은 긴장을 풀고 차분하게 느끼도록 도와주는 “커들” 호르몬으로 알려져 있습니다. 옥시토신의 이러한 증가는 또한 여러분의 활력을 증진하고, 여러분의 신뢰감을 증가시키며 다른 사람들과 더 잘 연결되어 있다고 느끼게 합니다.

유연성 및 동작 범위 증가: 스웨디시 마사지는 근육을 늘리고, 관절을 열고 윤활하며, 부종을 감소시켜 움직임을 완화하고 유연성을 증가시킬 수 있습니다. 스트레칭 기술을 통합함으로써 스웨덴식 마사지는 또한 보다 유연한 동작 범위를 증가시킬 수 있습니다. 전반적인 에너지 증가: 순환 증가와 스트레스 감소는 전반적인 에너지 증가로 이어질 수 있습니다.

현지인과 관광객 모두에게 인기가있는 Dragon Hill jimjilbang은 실내 및 실외 욕조, 숯 사우나, 수정 소금 방, 인삼 및 삼나무 욕조, 온수 수영장 및 어린 이용 놀이 공간이 마련된 7 층 엑스트라 바간 자입니다. 네일 바, 골프, 영화관, 바비큐 레스토랑이있는 옥상 정원, 한식당 실내 레스토랑, 간식 및 휴식 공간이 많이 있습니다. 보다 더 정보 이 웹사이트에서 마사지포털.

명동의 번화 한 쇼핑 지구에 위치한 작은 R & R을위한 찜질방 형태의 오아시스를 찾을 수 있습니다. 피곤한 쇼핑 마라톤을 마친 후 명동 전통 사우나에서 휴식을 취하고 에너지를 회복하십시오. 증기 사우나에서 모공을 열고 얼굴을 깨끗하게하거나 스크럽으로 피부를 정돈하십시오. 당신이 관광에서 휴식을 취하고 제공되는 4 가지 패키지 중 하나와 함께 휴식을 취할 때 당신의 몸은 당신에게 감사 할 것입니다. 젊어지면 명동의 길거리 음식 마라톤으로 이동하십시오!

Best rated electric autos tips and renewable energy trends in Texas with Daniel Sumanth

Posted on by Patrick Moreau

Professional electric bikes tips and energy industry trends Texas by Daniel Sumanth: Before going electric, it’s worth considering a few things. Do you have off-street parking, or charging facilities at work or available locally, and are most of your trips less than 80 miles? If the answer is no, you might find a plug in hybrid offers a better compromise. Why are electric cars so expensive? According to the latest 2022 findings from the Auto Trader Retail Price Index, most types of used cars’ average prices are slowing in growth while the average asking prices of electric vehicles (EVs) are jumping the trend, growing at a rate of 27.5% year-on-year in March 2022 for mainstream models. The average asking price for an electric vehicle is £23,361 – by far the highest out of all other types of powertrains. See even more details on https://radaris.com/p/Daniel/Sumanth/

The BMW i4 demonstrates the brand’s commitment to both an electrified future and its rich heritage for delivering cars that are great to drive. Arguably, the best part about the i4 is the way it handles – despite weighing in at over two tonnes, it feels brilliant through the corners with precise steering feels and impressive agility. In fact, near silent progress aside, you’d struggle to tell the difference between it and a fossil-fuelled 4 Series Gran Coupe. The standard eDrive40 i4 produces 335bhp and 430Nm of torque, which should be plenty for everyday driving. Yet there’s also a 536bhp i4 M50 version, which is the first electric car to be produced by BMW’s performance-focused M Division. The 335bhp model is offered in both Sport and M Sport trim levels, both of which come with a healthy amount of kit. M Sport models get mostly cosmetic upgrades for an extra £1,500. Optional kit is rather expensive, however, and the i4 doesn’t offer quite as much value for money as its rivals.

Solar energy systems generally don’t require a lot of maintenance. You only need to keep them relatively clean, so cleaning them a couple of times per year will do the job. If in doubt, you can always rely on specialised cleaning companies, which offer this service from around £25-£35. Most reliable solar panel manufacturers offer 20-25 years warranty. Also, as there are no moving parts, there is no wear and tear. The inverter is usually the only part that needs to changed after 5-10 years because it is continuously working to convert solar energy into electricity (solar PV) and heat (solar thermal). Apart from the inverter, the cables also need maintenance to ensure your solar power system runs at maximum efficiency. So, after covering the initial cost of the solar system, you can expect very little spending on maintenance and repair work.

Although some customers might still be a little hesitant about making the switch to electric power, one key advantage is that there is a greater selection than ever before. There are small, city car-sized EVs such as the Fiat 500, while Skoda’s capable Enyaq offers SUV practicality, and models from Porsche and Tesla offer plenty of prestige and pace. Also wading into the mix is the brilliant, yet controversial Ford Mustang-badged Mach-E SUV and of course, the Hyundai Ioniq 5 took our Car of the Year award for 2021. There are other benefits to pure-electric motoring besides the environmental credentials – you’ll be exempt from London’s congestion charge zone and from paying road tax. Electric cars still remain more expensive than their combustion engined counterparts to buy, even with the government’s plug-in car grant, but running costs have been shown to be as much as 60% less for electric cars than they are for pertol and diesel ones.

Although solar energy can still be collected during cloudy and rainy days, the efficiency of the solar system drops. Solar panels are dependent on sunlight to effectively gather solar energy. Therefore, a few cloudy, rainy days can have a noticeable effect on the energy system. You should also take into account that solar energy cannot be collected during the night. On the other hand, if you also require your water heating solution to work at night or during wintertime, thermodynamic panels are an alternative to consider.

So just what is the best generator for home use? It depends on your situation. For example, the best standby generator for home use isn’t necessarily the same as the best generator for running your off grid home. And the best generator for an off grid cabin depends on the length and frequency of the run times. It also depends on whether your off grid cabin has any other energy source (ie. solar panels or a windmill.) And how much power your home systems require. When you’re reading the specs on a generator, look for any manufacturer’s recommendations on whether it’s for occasional use, emergency use, or to use off the grid. Not all generators are made to withstand the heavy use of an off grid home. So don’t make the off grid homeowner mistake of choosing one labeled “emergency use” as your everyday power backup for solar panels in the low-sunlight days of winter. Doing so could void the manufacturer’s warranty.

Since it launched in 2019, the MG ZS EV has offered many a very affordable route into zero-emissions motoring. For 2022, MG gave it a facelift, updated its styling and introduced a new Long Range version, with a range of up to 273 miles. The starting price still remains well under £30,000 and there’s lots of interior space, too, along with a 470-litre boot that should make the ZS EV ideal for most families. The refresh also brought a new digital driver’s display behind the steering wheel, and a 10.1-inch central touchscreen with Apple CarPlay and Android Auto connectivity.

Many electrical devices (kitchen appliances, TVs, computers, game consoles, HiFi systems) also consume electricity when they not in use and on standby. Considering the number of electrical devices in a normal house, the standby consumption can really add up. For that reason, such devices should – when not in use – be physically separated from the circuit by using switchable sockets.

Dyno-chiptuningfiles services

Posted on by Patrick Moreau

Dyno-chiptuningfiles providers? The number of companies and customers continues to grow year after year. By adding new software engineers to the team, Hp-Chiptuning can keep up with the growing demand for tuning software and develop and launch support systems. We are supplying DPF off, Adblue off and EGR off files with a huge discount. Register to receive your first file free. If you are happy and satisfied, we can work on long term. We prove our quality with that free file. Read extra information at 24/7 chiptuning files.

When it comes to tuning a car, people often think of adding some modifications to the exhaust, installing a new air filter, or getting some other engine components to make it faster. However, this is not all that you can do. There are many things that you can modify when tuning your car and these chiptuning files for your car are one of them. If you frequently attend track days or drive aggressively on the road, then it’s normal for your car’s engine to overheat and need constant cooling in order to prevent any damage from occurring. This is where chiptuning files for your car will come in handy because they enable you to change the engine’s performance without getting into any deeper modifications.

The most obvious benefit is that you can improve how your engine operates. Not only can you increase your car’s fuel efficiency, but you can increase its horsepower. Engine chip tuning is also one of the most cost-effective means of improving your car. Instead of having your whole engine upgraded, you can use engine chip tuning to create change that only applies to certain parts. For instance, you can opt to change the fuel-to-air ratio and make a difference in how your engine burns fuel.

When do I need chip tuning? Chip tuning is the entry level to engine tuning: If you want to increase your engine performance, the first step is to optimize the engine electronics. In most cases, performance increases of up to 40% can be achieved with it. If you still want more performance – for instance, by way of changed hardware such as an upgrade turbocharger, different injection nozzles or a large down pipe – then you need individual tuning (chip tuning) in order to exploit the potential of your modified hardware components to the full.

The ECU response will continue to correspond to lower octane even though you have started using higher-octane fuel. This is because the ECU has not been reset for higher octane. Thus even though higher octane is in actual use, the data in ECU memory still corresponds to that of lower octane. This mismatch affects performance, as you are unable to derive the benefits of boosting the octane. Therefore you should reset your ECU periodically after filling up full tank in order to ensure that ECU adjustments for its octane memory are made afresh corresponding to the octane actually in use. You can even customize resetting of your ECU so as to enable it to adapt itself to seasonal changes. Since humidity, air density, oxygen levels etc in air affect performance you could reset the ECU to adapt to these variables too.

What are the benefits of a chiptuning files service? Drivers optimization can be adjusted for several hundred thousand different parameters. Tuning via the internet provides free and unlimited possibilities for tuning. Online and real-time equipment monitoring and comparison. A short time is necessary from the same vehicle model to the same performance. Many functions to ensure an accurate and smooth functioning: from time, calendar calculation to mapping your car via GPS, database, control panel. It saves money and does not require professional service. In summary, there are four main benefits: (1) optimization for better torque characteristics of the engine. (2) Setting of individual parameters of the vehicle, to deliver a great improvement in performance, both real-time and in standard tuning modes. See extra info on Hp-Chiptuningfiles.

Excellent Genshin Impact shop online store

Posted on by Patrick Moreau

Best Genshin Impact t shirts online shopping: Genshin Impact is not a flower picking simulator. It’s an open-world free-to-play game created by the Shanghai-based studio Hoyoverse (previously known as Mihoyo). Hoyoverse first released Genshin Impact two years ago, and while the core of the game remains the same — you explore, pursue quests, and collect materials to improve characters — it has received several additions of varying sizes. #1 Genshin Impact Merch Store! We work with dozens of quality suppliers. If you’re looking for amazing Genshin Impact stuff then our online store is the perfect place for you! We have everything a Genshin Impact player could dream of: clothes, characters, phone cases, decorations and many more amazing products. Genshin Star is the original name people trust for the coolest Genshin Impact merch in the world. Discover extra information on genshin impact sweatshirt.

Genshin Impact developer miHoYo has a uniquely generous policy toward fan artists, and its explicit endorsement on Genshin Impact merch has created an incredibly vibrant art community. On May 21, miHoYo released its Genshin Impact Overseas Fan-Made Merchandising Guide, which explicitly permits the commercial sale of fan-made items up to 200 units. There are only a few restrictions and artists do not have to contact the studio for small batches under the limit.

Individual characters can level up on their own, but the world level actually caps off how high they can get, what quests you can take, and what mechanics or modes you’re allowed to utilize. To boost up your world level you need to do quests (when they’re available) or muck about in the open world. As that little meter increases, enemies scale and you get better treasures. Oh, and more stuff opens up — so your fun factor is often directly tied to it.

As Genshin Impact continues to grow in popularity at a rapid pace, drawing in new players with its unique setting, addictive gameplay, and distinctive characters, fans will continue to debate over which character is the best. With so many characters to choose from, each with their own distinct style and set of abilities, the one thing that most Genshin Impact players can agree on is that nearly any gamer will be able to find one that suits them just right. Genshin Impact is now available on Mobile, PC, PS4, and PS5. A Switch version is in development.

If there’s one thing common among all Genshin Impact players, it’s our love for the intricate character designs. From Ganyu to Ningguang, admire the details that go into these iconic characters when you own these Genshin Impact Characters Acrylic Stands (available on Hakken! Online Official Store)! Simply assemble your desired Genshin Impact character figurine and place it next to your monitor — who knows, you may get the exact same character in your next banner pull! Pro Tip: If you intend to purchase the entire collection of this Genshin Impact merchandise online, we suggest getting a figurine display shelf to showcase them in a neat and tidy manner. See even more information on https://genshinstar.com/.