Category: Business

The growth of a native people capacity builder leader : Brenda Knights CEO: In May of 1984, BCIHS was incorporated as a non-profit Society with Canada Revenue Agency charitable status. In July and August of 1985, BCIHS, in partnership with Canada Mortgage and Housing Corporation, opened two buildings located at 1330 East 8th Avenue and 1333 East 7th Avenue under the Pre-86 Urban Native Housing Program. In March and November of 1986, BCIHS, in partnership with Canada Mortgage and Housing Corporation, opened two buildings located at 1766 Frances Street and 1575 East 5th Avenue under the Pre-86 Urban Native Housing Program. Discover extra details at Brenda Knights CEO.

BC Indigenous Housing Society is focused on strengthening governance & operations – We are strengthening our system integration and fiscal stewardship through capacity building and digital transformation. Our Board of Directors is a dynamic group of Indigenous difference-­makers whose executive leadership experience, financial and risk oversight will ensure BCIHS fulfills its legal and regulatory mandate with a best practices approach.

BC Indigenous Housing Society is a registered charity and non-profit society. The BCIHS is governed by an all-Indigenous Board of Directors and employs approximately 100 people. Founded in 1984, we currently manage a portfolio of 21 buildings and over 900 units, supporting over 1,300 Indigenous individuals and families. BCIHS works in partnership with federal and provincial government agencies to subsidize tenant rent contributions and achieve affordability for individuals and families.

Earlier this month the BC Government posted (without any media release) a topic “Land Act Amendments” on a little-known website www.engage.gov.bc.ca. The “Land Act Amendments” item shows a pleasing photo of an alpine meadow and is listed among other consultations related to matters such as “Specialty Licence Plates Program Expansion” and “Reimagining the Royal BC Museum”. But make no mistake – the subject matter of the consultation is unprecedented and of profound importance to any company that requires authorization to use Crown land in BC. These include things like grazing leases, mining leases, licenses of occupation, dock permits, rights of way etc. As a short Powerpoint posted on the website notes, the “Land Act allows for access and use of public land for 25 separate programs from communication towers to agriculture to waterpower projects.”

Brenda Knights is a capacity builder, with board experience, who serves Indigenous people in Canada. She has experience in various leadership positions advocating for social housing for Indigenous people and is currently the CEO of the Vancouver Native Housing Society. Stretegic community economic development planning and Executive Management experience. A proud indigenous individual with a drive in business start up, daily operations, capacity building, lands, resources and economic development. Proven people management, public speaking and leadership expertise.

Previously, Brenda worked for the Kwantlen First Nation’s economic development arm, and Coast Mountain Bus Company, a subsidiary of TransLink, where she held a variety of management roles. She is also on the board of the Canadian Council for Aboriginal Business, Metro Vancouver Zero Emissions Innovation Center, the New Relationship Trust, Elizabeth Fry Society, and Tourism Langley. When it comes to decision making, she approaches obstacles with the same integrity as her ancestors—seeking input from the Kwantlen First Nation community.

Brenda lives by her nation Kwantlen’s seven traditional laws which have been around since time immemorial: health, happiness, humbleness, generations, generosity, forgiveness, and understanding. Brenda descends from Grand Chief Wattlekanium, who met the Simon Fraser expedition in present-day New Westminster. Indigenous teachings tell us it takes seven generations for change and Brenda’s daughter represents the seventh generation since Grand Chief Wattlekanium.

Excellent water sensor provider: The turbidity of water level samples may be visually analyzed using visual instruments, as the name implies. Visual tools provide a decent notion of water turbidity, although they rely on the user. But they’re not perfect. Two common visual instruments used in stream and lake monitoring programs for determining turbidity are: Secchi Disk – A simple way to test the purity of water is using secchi disks, which are round black and white disks. The following is the proper way to utilize a Secchi disk: Plunk the disk of Secchi into the water. Bring the disk down to a level where it is almost invisible. Find out how far the disk is submerged. Find out how murky the water is by measuring this distance. Secchi disks are a fast, cheap way to detect turbidity in large bodies of water, but they’re not precise. Lighting and vision alter the accuracy of the results. Discover extra information at ultrasonic water flow meter.

BOQU conductivity meter and conductivity sensor widely used in global,production capacity has been over 100 000pcs.TDS,Salinity and Resistivity meter use same conductivity sensor in different program.customers should confirm the application and required range before production,because there is many different range for conductivity sensor,such as :ultra pure water: 0~20μS/ cm(K=0.01),pure water is 0~200μS/ cm(K=0.1),drinking water is 200~500μS/ cm (K=1.0)in Shanghai China.max range of BOQU conductivity is 2000ms/cm.max working temperature is 180℃ by toroidal conductivity sensor(inductive conductivity sensor).it’s widely used for power plant,drinking water,waste water,food,Chemical production,Leak detection in heat exchangers,Acid and caustic dilution,Metal finishing, Plating bath control,Parts cleaning and rinsing,Pickling bath control,Waste streams,Semiconductors,Pulp and paper, Black, white or green liquor,Pulp bleaching food processing,Chemical peeling,Sanitisation (CIP),Environmental Wet chemical scrubbers,Cooling towers etc.

Water, an essential element of life, can also wreak havoc when uncontrolled. Water damage is one of the most prevalent and financially burdensome issues homeowners and industries face. In response, the evolution of water sensors has emerged as a pivotal technological solution, offering early detection and prevention of potential water-related disasters. Learn more about how water sensors work and why they are essential. Water sensors are pivotal devices designed to detect and alert users to the presence of water. Their functionality is rooted in innovative technology that enables rapid and accurate detection, making them indispensable in various applications, from home security to industrial settings.

All drinking water will be treated from source water , which is generally a freshwater lake, river, water well, or sometimes even a stream and Source water can be vulnerable to accidental or intentional contaminants and weather related or seasonal changes.Monitoring source water quality then it enables you to anticipate changes to the treatment process. Usually there is four steps for drinking water process: First step:Pre-treatment for source water,also called as Coagulation and Flocculation,particles will be integrated with chemicals to form a larger particles,then the larger particles will sink to the bottom.

Water is the basic ,but one of the major commodities used by the pharmaceutical industry.usually, water is as excipient, or used for reconstitution of products, during synthesis, during production of finished product, or as a cleaning agent for rinsing vessels, equipment and primary packing materials etc. There are many different grades of water used for pharmaceutical and biotech application, many types divided:Purified Water,Water for Injection ,Water for Hemodialysis ,Pure Steam,Sterile Purified Water,Sterile Water for Injection ,Bacteriostatic Water for Injection,Sterile Water for Irrigation,Sterile Water for Inhalation.

Future Developments: Ongoing research focuses on enhancing sensor accuracy, durability, and cost-effectiveness. Integrating artificial intelligence and machine learning may enable predictive capabilities, identifying potential water-related issues before they escalate. Water Quality Sensor – User Tips and Best Practices for Water Sensors, Strategic Placement and Proper Installation: Identify vulnerable areas prone to water damage and install sensors near potential sources like washing machines or sinks. Follow manufacturer guidelines for accurate placement, ensuring direct contact with areas susceptible to water accumulation.

BOQU Instruments is very popular in foreign market, but there is many foreign customers who still have an inherent impression of Chinese products, they think Chinese Products mean low price and low quality.but they don’t know China has become the “World’s Creative Center” from “World’s Manufacturing Center”.As a responsible and high-tech enterprise in China,we think there is still long way to go,so our production is strictly according to ISO9001 from source of raw material to finished instrument. And their is professional staff and test instrument to check each process.now our many instruments have reached or exceeded the world-class level. For example,we built first first high temperature laboratory in China,pH sensors, dissolved sensors, conductivity sensors can directly replace METTLER TOLEDO or Hamilton.turbidity meter and chlorine meter can replace HACH etc.for foreign market, we also got many certificates such as CE, SGS, and FDA and so on.

Swimming pools – Do you wish to install a swimming pool in your backyard? If yes, you may need a water quality analyzer. Adding a pool in your outdoor area is a fantastic way to relax and unwind. You may also work out your body and throw small parties near the pool. However, you ought to check the condition of water regularly. Perhaps, there’s too much chlorine in your pool water. Maybe, the water contains too many impurities that can pose health hazards to those who swim in the pool. A water quality analyzing device warns you if the condition of water worsens. Accordingly, you may take appropriate steps to fortify the problem.

BOQU Instruments is leader in water quality sensors and have two factory in Shanghai, production is over 100 000pcs last year, mainly water quality sensors for ph sensors, dissolved oxygen sensor, turbidity sensor, tds sensor, salinity sensor,conductivity sensor,residual chlorine sensor, suspended solid sensor, UV COD sensor, Ion sensor(F-, CL-, Mg2+, Ca2+, NH+). All water quality sensors is production according to ISO9001, and has CE, SGS, FDA certificates.Our water quality sensor can be matched with different brands of water quality meter at home and abroad and after decades of development, our quality has reached world-class, our most customers buy our water quality sensors to replace international brand, such as METTLER TOLEDO, Hamilton and Hach water quatliy meters and water quality sensors. So now many international company ask us to do OEM or ODM for them. Discover even more information at https://www.boquinstrument.com/.

Wireless and Smart Integration: Advancements in technology have led to the development of wireless and smart water sensors. These devices connect to Wi-Fi networks or Bluetooth, allowing remote monitoring and real-time alerts through smartphone applications or centralized systems. Importance of Calibration and Maintenance: Proper calibration and regular maintenance are crucial for the accurate functioning of water sensors. Calibration ensures precise detection, while maintenance involves keeping the sensors clean and free from debris that could interfere with their operation.

Recognizing both short- and long-term patterns in the water quality. Trends can be seen in data gathered over time, such as rising nitrogen pollution concentrations in a waterway or an interior canal. The complete data will subsequently aid the identification of important water quality characteristics. Water quality management is essential in emergency situations. Two examples are major oil spills from tankers in transit or flooding brought on by excessive stormwater runoff. In the event of an emergency, taking quick action is essential, necessitating the availability of real-time data to evaluate the influence of pollution levels on water quality.

Quality stretch rhinestone fabric wholesale factory: When the fabric will be through the setting finishing, the production staff will check the color secondly to see if it is closer to the standard. At the same time, the overall quality of the fabric surface, including weight, width, and the inherent indicators of the tested product, including color fastness, and shrinkage rate, are observed during the setting process. After all meet the standards, the finished products will be sent to our special inspection workshop to conduct a comprehensive inspection of all fabrics according to the American Standard Four-Point System and the different inspection requirements from customers, and prepare a full inspection report for customers to check. Find extra info on fashion fabrics suppliers.

Embroidered fabric is a kind of fabric material, mostly pure cotton, lace, etc. Traditional fabrics are produced without any color and need to be dyed. Embroidery fabrics are embroidered with machine embroidery patterns after dyeing. There are many kinds of embroidery, which can embroider various beautiful patterns, and is not easy to fade, and has good breathability and moisture absorption. Embroidery can be divided into color embroidery and appliqué embroidery: Color embroidery: generally refers to the embroidery technique of patterns and patterns with various colored embroidery threads. Its bright colors are widely used in clothing and bedding. Color embroidery is rich in color changes, and different color effects are produced through the overlap, juxtaposition, and interlacing of multiple colored embroidery threads. The trocar stitch method is the most distinctive. The color depths blend together and have the rendering effect of Chinese painting.

The tweed fabric feels fluffy, soft, and has good warmth retention, and has a unique appearance and strong three-dimensional sense. And it is made from fancy yarn. Tweed fabric is a classic fabric suitable for all seasons, and the composition is also diverse, including polyester, rayon, nylon, cotton, metallic yarn and so on. Our tweed fabrics are rich in styles and varieties, including woven tweed fabrics and knitted tweed fabrics. We also added sequins to some products to make the fabrics more shiny and fashionable.

Silk is a general term for various silk fabrics spun from silk as raw material. Like cotton, it has many varieties and different personalities. It can be used to make all kinds of clothes, especially suitable for making ladies’ clothes. Its strengths are thin, fit, soft, smooth, breathable and comfortable to wear. Its shortcomings are that it is prone to wrinkles, easy to suck, not strong enough, and fades faster. Woolen cloth is also called wool, which is a general term for fabrics woven from various types of wool and cashmere. It is usually used to make formal and high-end clothing such as dresses, suits, and overcoats. Its advantages are anti-wrinkle and abrasion resistance, soft hand feel, elegant and crisp, full of elasticity, and strong warmth retention. Its main disadvantage is that it is difficult to wash and is not suitable for making summer clothes.

Jacquard knitting fabric seamlessly blending intricate design with the flexibility of knitwear. Rooted in the Jacquard weaving technique, this fabric stands out for its ability to weave complex patterns directly into the fabric, offering a unique and visually stunning texture. At the forefront of the industry are knit fabric manufacturers and jacquard fabric suppliers, key players shaping the landscape of this distinctive textile. The allure of knitting jacquard fabric lies in its customizability. Jacquard machines, employed by skilled manufacturers, enable the creation of bespoke designs. Custom jacquard fabric extends beyond conventional textiles, allowing for the integration of personalized patterns, logos, and motifs. The result is a fabric that not only captivates with its intricate designs but also reflects individuality. See additional information on https://www.jdfashionfabric.com/.

Knitted fabrics are fabrics formed by bending yarns into loops with knitting needles and stringing them together. The difference between knitted fabrics and woven fabrics is the shape of the yarn in the fabric. Knitting is divided into weft knitting and warp knitting. At present, knitted fabrics are widely used in clothing fabrics and linings, home textiles and other products, and are favored by consumers. Knitted fabric has good elasticity, moisture absorption, breathability, comfort and warmth. It is the most widely used fabric for children’s clothing. The raw materials are mainly natural fibers such as cotton, linen, silk and wool. There are also chemical fiber knitted fabrics such as nylon, acrylic and polyester.

Food packaging boxes factory 2024: Our company currently has 22 professional R&D staffs, including 6 senior engineers, 3 staffs with intermediate titles or above, 8 technicians, and 5 process experts. Since the establishment of the company, we have attached great importance to research and development work, and invested a lot of money in research and development of new products. Since the establishment of the company’s R&D center, the ability to develop new products has been optimized; strengths have been combined; it is conducive to the standardization and industrialization of new product development. See more information on takeaway packaging suppliers.

The Cup Tray is for the convenience of holding one or several cups, usually used in coffee shops, and can also be used for packing. Uchampak’s cup holder has various structures, which can be designed with different folding methods, and supports OEM&ODM. It is suitable for 1-4 cups to meet different needs. The professional R&D team has designed the second-generation cup holder and applied for a patent. Paper Food Tray is made of food-grade kraft paper, which can be in direct contact with food. It has a PE coating, which is oil and waterproof. The kraft paper is firm and durable. It can store fried chicken, hot dogs, French fries, onion rings, and other foods. Uchampak can produce various of different sizes, materials, colors, and shapes that can be customized.

Having absorbed the best and the brightest to join us, Uchampak. finds it easier and more efficient to develop products on a regular basis. Design Coffee Cup Sleeves Kraft Disposable Paper Cup Sleeves 6 Colors for 12 and 16oz Corrugated Cup Paper Jacket for is the newest result combining all the efforts and wisdom of our employees. Paper Cups has passed a series of international quality assurance systems and product safety certifications. Over the years, Design Coffee Cup Sleeves Kraft Disposable Paper Cup Sleeves 6 Colors for 12 and 16oz Corrugated Cup Paper Jacket for has been widely recognized by customers who have cooperated. Discover even more details at uchampak.com.

So, do you think the brand Paper Packaging Box design is important? Do you want to have product packaging related to your own brand? Whether you are a clothing brand manufacturer, a women’s shoe, men’s shoe brand manufacturer, or a fast food brand such as milk tea and fried chicken, you can contact us. Jialan Package, the leading paper packaging box manufacturer in China, has a professional design team, a professional procurement team, and professional production team, professional quality inspection team, professional sales team, professional media team, we can solve the problem of brand packaging for you, and can also solve the problem of customs declaration and tax declaration for you. If you are looking for a brand packaging design and production direct paper packaging box factory, please contact Jialan Package anytime.

Shipping and Logistics: Shipping and logistics are transformed by folding boxes. Their lightweight, durable design makes them perfect for carrying things of varied sizes and weights. Flattening them reduces space, lowering shipping and storage expenses. E-commerce companies need this efficiency since delivery optimization affects profits. Retail Display and Branding: When it comes to retail displays, folding boxes offer an excellent canvas for branding. Customized folding boxes, adorned with a company’s logo, colors, and design motifs protect the product and serve as a powerful marketing tool. In a retail setting, an attractively designed folding box can catch the eye of the shopper, making the product stand out among competitors.

With the increasing development of the Internet, Investment in online shops is lower. So self-employed and small businesses that open online shops have also risen. How to avoid the damage of the goods during the delivery is a problem that must be considered, so more and more businessmen will choose relatively low cost and cost-effective corrugated boxes. They are the first choice for shipping packing boxes. In addition, because it can print information such as store name and address, it can improve customers’ awareness of the brand and Improve the connection between customers and businessmen. Compared with an ordinary carton, the corrugated box is more refined. As a leading corrugated box manufacturer & supplier, we have top quality corrugated mailer box & currugated carton box, welcome to get a quote!

Pill stamp press manufacturer and supplier 2024: Clean room (aseptic room) daily management: establish a safety and health duty system, once found ventilation system, walls, ceilings, floors, doors, windows and public media systems and other facilities have damage, to report in time and take appropriate repair measures, and keep records in a timely manner. Clean rooms, also known as sterile environments or hygienic facilities, are critical components in industries such as pharmaceuticals, electronics, and microelectronics. These controlled environments ensure that the products being manufactured are free from contaminants, pollutants, and other unwanted substances that could compromise their quality or safety. To maintain the highest standards of cleanliness and hygiene in these environments, organizations often adhere to specific international standards known as the ISO (International Organization for Standardization) code. In this blog post, we will explore what the ISO code for clean rooms is and how it can be used to evaluate and improve a facility’s cleanliness. Read additional information at tablet punches and dies.

It can be assembled and disassembled conveniently and quickly, realizes the general standardization of temporary buildings, and establishes the concept of environmental protection, energy saving, fast and efficient construction. The temporary housing has entered a field of stereotyped products that can be serialized development, integrated production, supporting supply, and inventory. It is used in construction sites for temporary offices, dormitories, railways, transportation, water conservancy, oil, natural gas and other large-scale field exploration and field operations construction houses; urban municipal temporary commercial or other houses; leisure villas and holiday houses in tourist areas.

Because of the different standards and machine styles, the die of tablet press can be divided into single tablet press die and rotary tablet press die. According to different specifications, diameter and tablet shape, the stamping dies of single stamping tablet machine and rotary tablet press can be divided into circular stamping dies and special-shaped stamping dies (triangle, oval, key type, plum blossom, rectangle, etc.), which can be customized according to your needs.

Use a Hygrometer: A hygrometer is a device that measures the current humidity level in the room. By regularly monitoring the cleanroom humidity control with a hygrometer, you can identify any fluctuations and take corrective action if necessary. Ventilation: Proper ventilation is crucial for maintaining healthy humidity levels in clean rooms. Ensure that there are sufficient exhaust fans in place to remove excess moisture and carbon dioxide from the air. Additionally, consider installing temperature and humidity sensors to monitor changes in the environment and adjust ventilation accordingly. Control Water Sources: Closely monitor water sources within the clean room, such as sinks or taps, as they can contribute to high humidity levels. Be sure to turn off faucets when not in use and avoid running water unnecessarily.

The clean room workshop is also called the dust free workshop, gmp cleanroom, the industrial clean room (Clean Room) and the dust free room. It refers to the removal of pollutants such as particles, harmful air and bacteria in the air within a certain space, and the indoor temperature,cleanliness, indoor pressure, air velocity and air distribution, noise and vibration, lighting and static control. A specially designed clean room for a particular requirement. That is to say, no matter how the extemal air conditions change, the clean room can maintain the characteristics of cleanliness temperature and humidity and pressure.

For the unidirectional flow (laminar flow) clean room, the air supply volume is determined by the product of the average wind speed of the room section and the cross-sectional area, in which the measured section of the vertical unidirectional flow (laminar flow) clean room is the horizontal section 0.8m away from the ground; The horizontal unidirectional flow (laminar flow) clean room takes a vertical section 0.5m away from the air supply surface. The spacing of measuring points on the section shall not be greater than 2m, and the number of measuring points shall not be less than 10, which shall be evenly arranged. Hot bulb anemometer for instrument.

The above introduction is related to the introduction of clean room and testing purpose.If you have different opinions or suggestions, you can always contact us.As long as you want the clean room project, Suzhou Pharma Machinery Co., Ltd. will realize it for you.Choose a reliable engineering company, Suzhou Pharma Machinery Co., Ltd., will be responsible for your project to the end, and the reputation is guaranteed.Our company has completed 500+ clean room projects all over the world. Many new and old customers like to buy the products they want in our company. The price is reasonable, the integrity is guaranteed, and the after-sales service is good.If you have related (clean room) projects recently, you can contact us at any time. See even more details on https://www.sz-pharma.com/.

Quality pharma machinery manufacturer: Today (Suzhou Pharma Machinery Co., Ltd.) will introduce to you, clean room airflow and influencing factors. There are many factors affecting the airflow in the clean room, such as process equipment, personnel, clean room assembly materials, lighting fixtures, etc. At the same time, the distribution point of airflow above the production equipment should also be considered.

A clean room refers to the removal of particulates, harmful air, bacteria and other pollutants in the air within a certain space, and the indoor temperature, cleanliness, indoor pressure, airflow speed and airflow distribution, noise vibration and lighting, Static control is within a certain demand range, and a specially designed room is given. That is to say, no matter how the external air conditions change, the interior can maintain the characteristics of cleanliness, temperature, humidity and pressure that were originally set. The main function of the clean room is to control the cleanliness and temperature and humidity of the atmosphere that the product comes into contact with, so that the product can be produced and manufactured in a good environmental space. We call such a space a clean room.

Hmo mortgages services right now: How to manage your new mortgage: Once you move into your new home you will need to start making monthly repayments on your mortgage. If you miss any payments, the amount you owe could increase and your credit record could be damaged. If you fall too far behind your lender could repossess your house. If you set up a direct debit to pay your mortgage, you will never miss a payment as long as there is enough money in your bank account. Here is how to manage your mortgage so you can keep up with your repayments and make sure you are always on the best deal. Discover extra info on Retirement interest-only mortgages

Now that you know how you are going to use the funds from the loan, it’s time to decide just how much funds you really need. Going back to the credit card debt consolidation example, you would need to borrow enough money to pay off the due balances in your credit cards as well as cover any origination fees of your loan. If the funds are for a wedding, research on the associated costs and come up with a budget so that you can accurately decide how much funds you need.

Consider the Number of Active Loans: This factor is related directly to your credit history, and consequently, your credit worthiness. It will also impact your ability to repay your personal loan. Banks usually perform a check on the number of active loans and debt you currently have before granting their sanction for a personal loan. If you already have multiple outstanding loans such as a home loan, car loan, or education loan, then you should avoid applying for a personal loan. If it does get approved, it will increase your financial burden. Moreover, banks do not consider applicants with multiple outstanding loans as good candidates for personal loans. They may simply reject your application altogether. There are so many players in the market who are offering personal loan in India, where you can compare interest rates and apply in just few minutes. In addition to gleaning information about personal loan offerings from several banks, you can also use tools like the online EMI calculator to plan and manage your loan.

Bad management. Another common reason why small businesses fail is because they don’t have the right management. The business owner is often the senior-level person in small businesses. While the owner may have the skills necessary to create and sell great products, they may not be right for the role of manager. A strong management team is key to keeping a business up and running smoothly. A subpar business model. Finally, many small businesses overlook the importance of planning. A solid business plan should include a description of the company, current and future employee needs, capital needs, a marketing plan, and competitor analysis. Entrepreneurs should have an understanding of the industry that they are entering before starting their company.

Traditional brokers offer in-person or phone appointments, and typically you would need two quite hefty appointments to talk through all of your finances and personal circumstances. They often charge a flat fee for their services, as well as making commission on the mortgage deal they offer you. There are also comparison sites where you can look at different mortgages yourself, but bear in mind, that a mortgage broker would also have access to these mortgage deals and will be able to tell you which one is the best for your personal circumstances. There can be hidden fees, or what we call ‘honey trap mortgages’, where the interest rates very low but the mortgage fees you pay mean that it doesn’t end up being the cheapest deal, so it’s not always clear on the surface which deal is most cost effective. Read more details on https://www.needingadvice.co.uk.

What type of mortgage do I need? There are many different types of mortgages. Some are designed specifically for first-time buyers, others are designed for landlords, and others still are for remortgaging only. Here is how to work out what type of mortgage is right for you. Mortgages if you are a first-time buyer : First-time buyer mortgages can let you buy a home even if you have a small deposit. Here is everything you need to know about getting your first mortgage. There are also specific mortgages and schemes aimed at helping first-time buyers purchase their first home.