Category: Legal

Bankruptcy attorney Houston, TX and chapter 13 top tips: Once you have been served, that triggers the deadline to file an answer, a written response to the lawsuit that gets filed with the court. If the lawsuit is filed in a justice of the peace court, the answer deadline is calculated by adding ten days to the day you were served and going to the next Monday after those ten days. If the lawsuit was filed in county court or district court, the answer deadline is calculated by adding twenty days to the day you were served and going to the next Monday after those twenty days. Failing to timely file an answer may result in a loss of possible defenses in the lawsuit and/or a judgment being entered against you.

What’s the Difference Between Chapter 7 and Chapter 13 Bankruptcy? Chapter 7 and Chapter 13 are the two common types of bankruptcy that affect consumers. Either could help when you don’t have the means to pay all your bills, but there are important differences between the two. A Chapter 7 bankruptcy can wipe out certain debts within several months, but a court-appointed trustee can sell your nonexempt property to pay your creditors. You also must have a low income to qualify.

If you have questions about how a Chapter 7 bankruptcy or a Chapter 13 bankruptcy in Houston (or the surrounding areas) may be able to help you or your business, please call today to schedule a free consultation. Even if bankruptcy is not right for you and your situation, I may be able to help you through the process of debt settlement, if needed. My job as a lawyer is to educate you about all of your options when seeking a financial fresh start so that you can make an informed decision that is right for you. I believe that customer service should be the no 1 priority in any business, but it is especially important in the bankruptcy and debt settlement field. When people are struggling financially they may be stressed, nervous and scared about their situation. The prompt returning of telephone calls and e-mails is important so as to help alleviate anxiety. You can also take comfort in knowing that you will be speaking with an attorney every time you call or come in for an appointment. Dove Law Firm, PLLC is a Debt Relief Agency. We help people file for bankruptcy relief under the Bankruptcy Code as well as resolve other debt issues.

Reinvested dividends: This isn’t really a tax deduction, but it is a subtraction that can save you a lot of money. And it’s one that many taxpayers miss. If, like most investors, you have mutual fund dividends automatically invested in extra shares, remember that each reinvestment increases your “tax basis” in the stock or mutual fund. That, in turn, reduces the amount of taxable capital gain (or increases the tax-saving loss) when you sell your shares. Forgetting to include the reinvested dividends in your cost basis—which you subtract from the proceeds of sale to determine your gain—means overpaying your taxes. TurboTax Premier and Home & Business tax preparation solutions include a very cool tool—Cost Basis Lookup—that will figure your basis for you and make sure you get credit for every dime of reinvested dividends.

Chapter 13 petitioners must stipulate that they haven’t had a bankruptcy petition dismissed in the 180 days before filing due to their unwillingness to appear in court. Also, anyone seeking bankruptcy protection, must undergo credit counseling from an approved agency within 180 days of filing a petition. Shortly after filing, the debtor also must propose a repayment plan. A bankruptcy judge or administrator will hold a hearing to determine whether the plan meets the requirements of the bankruptcy code and is fair. Creditors may raise objections to the plan, but the court has the final say. See even more info on dove law firm houston tx.

Hold Off on Mutual Fund Purchases: People should be wary of buying mutual funds at this time of year if they will be held in a taxable account. You could get hit with a tax bill for year-end dividends even if you just purchased shares. “That’s how mutual funds work, but people don’t realize it,” says Joanna Powell, managing director in the Boston office of accounting firm CBIZ MHM. To avoid paying additional taxes, consult with a broker before making a purchase to find out when distributions are made.

High quality community based legal company UK from communitylawproject.com? Rev. Dane Marks and co-founders launch The Community Law Project UK Ltd to help people facing legal issues get support. Court statistics for England and Wales for the year 2019 have reported 4.2 million cases where 2.0 million from civil courts, 1.5 million from magistrates, 393,000 from tribunals, 266,000 from family courts and 104,000 from crown courts.

These statistics shows that the majority of the cases are civil and family cases and this high volume may tend to unnecessary amounts of outstanding cases, longer waiting times, costs to both the government and the parties who are present at the court. This shows the necessity of an advancement in the current court system with information technology and related solutions.

The co-founders, Rev. Dane Marks, Daniel Onafuwa and Samantha Yarwood and the genius and passionate team of Law Students and Graduates have come together to offer their support for minimal fees to assist people facing legal issues. The team will offer their support in helping compile evidence, draft case notes and find legal representation to support people in the poorest and most marginalised areas. They will also offer low cost support to law firms and barristers to enable them to focus on their cases.

Rev. Dane Marks explains, ‘since studying law and learning the issues of people facing legal problems and the problems the courts are having with the current backlogs, we will help in the best way we can.’

We need to keep things functional without a physical presence in all community areas in the current situation. There is an absolute need for an entirely secure and well-integrated online court platform because it will dramatically reduce costs, delays and stress of court cases. The Community Law Project UK Ltd proposes an online platform that will allow people to attend court from any distant place without being exposed to any viral diseases. The Community Law Project UK Ltd is a fantastic innovation to provide high quality, innovative and result-oriented legal support service to the community. The company is proposing a “The Courts Online” platform to facilitate and optimize the Judiciary system and law education domain. Find even more info on legal assistance for low income people.

Partner spotlight: As one of the largest societies at Cardiff University, the Law Society strives to enrich the student experience through a range of social, educational and extracurricular activities. By working closely with firms and chambers, we aim to boost employability prospects with workshops designed to up-skill and countless opportunities to interact with graduate recruitment. Make a Smile is a charity that works across the UK and involves volunteers dressing as popular children’s characters and visiting children that have been affected by hardship. As a part of this, they have done work with a number of charities, play groups and hospitals, working with a range of children with illness, disability and deprivation.

The issues have been excruciatingly increased due to the global pandemic, which has severely impacted the most vulnerable even more so. The negative ramifications have affected the legal industry, particularly law firms. This has in turn impacted the futures of many young legal professionals seeking work. Many internships have been cancelled or postponed, leaving many in the field out of work, particularly recent graduates. Many law firms on top of the legal aid cuts and the results of the pandemic, do not have the capacity or resources to take on the ever-growing number of cases that these low-income people want to bring forth. We sought a solution to solve all these issues at once. Discover more information on https://communitylawproject.com/.

Attorney advocates of America reviews : top debt settlement companies? There are certain things better not left behind when you pass. Timeshare would be at the top of that list. Timeshare may be one of the worst investments available. Upon your death your timeshare will move to one of your beneficiaries as required by law. What does this mean? Upon your death someone will be responsible for all fees and obligations as set forth in your original timeshare contract. Unlike other types of debt which cannot be dealt a lien against your estate, timeshare passes through like any other property asset. We realize it has no value; however, it is deemed real property. Call and we can explain.

Searching for more Attorney advocates of America reviews? Foreclosure rates in the State of Florida, New Jersey and Pennsylvania continue to increase. The lenders are not always correct in the numerous avenues of legal compliance that they must abide by for each and every single real estate closing. A Florida Foreclosure, New Jersey Foreclosure and Pennsylvania Foreclosures are a judicial matters, which means that a civil action must be commenced in order to foreclose upon a delinquent loan. The lender will file a law suit against the delinquent borrower and seek to involuntarily force the sale of the borrower’s home or real estate at a public auction to the highest bidder present on that day. The proceeds of the sale will be delivered to the lender to pay all remaining amounts owed on the delinquent mortgage. If there are no bids at the foreclosure sale, the lender will be permitted to take title to the property or home, at which time, the lender will attempt to sell the home or real estate on the open market to recover its mortgage debt. Below, is a brief outline of the time frames in which you can expect the foreclosure law suit to proceed.

The Fair Credit Reporting Act, sometimes called the federal fair credit reporting debt dispute act, is a federal law designed to protect consumers against unfair and illegal credit reporting practices and protect your credit privacy. Find answers to your questions about credit reporting procedures, who can and cannot view your personal credit profiles, credit reports and credit scores. Attorney Advocates of America Fights For The Rights of our Clients. Managing Partner Henry N. Portner, Attorney at Law. Offices in 15 States.

Consumers sometimes have a false sense of security if they have been sued in small claims court. Many of the same civil procedures are required as though the case was in circuit court. I always recommend never showing up in court as a non-lawyer when your adversary is a licensed trained Attorney. Your just asking for trouble. The unfortunate thing about credit card lawsuits is simply that most consumers do not show up at all. This is exactly what the other side is hoping for. Defending a credit card lawsuit or other debt matter does not have to be an expensive endeavor. I employ you to call us or other local counsel to see what your options are. Please don’t let a small issue blossom into something far worse. Read extra information on Attorney advocates of America reviews.

You may still have trouble with getting unsecured credit after a bankruptcy. If you find that to be the situation, applying for a secured card may be the answer. This will show people that you’re seriously trying to restore your credit record back in order. After a while, you are going to be able to have unsecured credit cards too. The Bankruptcy Code lists the kinds of assets which are excluded from bankruptcy. If you are not aware of the rules, you might be blindsided when a possession that is important to you is taken to repay creditors. The professional that helps you file with needs to know both the good and bad aspects of your finances.

Best rated lawyer services Ghana? Foreigners are permitted to invest in land in Ghana, but the nature and extent of the interests that they are permitted to own is restricted. Any person who is not a Ghanaian citizen may not hold a freehold or higher interest in land in Ghana. Foreigners and legal entities, whether or not wholly-owned by Ghanaian citizens, may therefore only hold leaseholds and lesser interests in the land. Additionally, any person who is not a Ghanaian citizen may not hold a leasehold interest for a term of more than 50 years at any one time. Our lawyers in Ghana offer a full range of property services including financing, acquisitions and disposals, tax efficiency, land use, environmental law, construction and leasing.

We specialize in all aspects of intellectual property protection and commercialization, including registration of trademarks, designs and copyrights, licensing of intellectual property, drafting intellectual property agreements and policies and intellectual property branding both nationally and internationally. We also have extensive experienced in IP related litigation and dispute resolution. CQ Legal is synonymous with entertainment, media and sports law due to our strength, in-depth and substantial presence in these fields. Our understanding of the unique issues that confront music, media film and sports talent allows us to offer a focused service to our clients within this sector.

CQ Legal has experience in handling the financial aspects of transactions across a broad range of sectors including real estate, financial services, power, energy, media, technology, creative industries, retail and hospitality, to name a few. We have acted for securities brokerage firms, local and foreign financial institutions, banks, private equity, hedge funds and borrowers in all types of domestic and international finance transactions including, bilateral, general syndicated loan facilities, equipment leasing and factoring, electronic banking and highly structured transactions as well as over- the counter and exchange- traded derivative products. Discover extra details at Ghana Lawyer.

We work closely with government regulators so we understand how they interpret rules and regulations and apply them to contractors. Our combination of substantive legal knowledge and practical experience allows us to mitigate risk and resolve disputes and allegations favourably. We represent construction and manufacturing contractors, information technology and telecommunication providers; pharmaceutical and medical supplies companies; energy and environmental contractors; and universities, medical centers, and other sundry businesses. From development and bidding on Government contracts, to financing, performance disputes and contract administration, CQ Legal ensures that your company is always treated fairly by the Government and its agencies.

Prevention is better than cure and we have a team of specialist lawyers who are experienced at advising financial institutions, companies, liquidators, administrators, receivers on both contentious and non-contentious restructurings, cross border insolvencies, formal insolvency proceedings, out of court settlements, CVA’s and distressed M&A’s. We also advise and represent individuals, companies and institutional clients on debt recovery strategies and actions. See even more info at https://www.cqlegal.net/.

Bankruptcy lawyer Houston and chapter 13 lawsuits: The creditor (the company claiming that you owe them money) will usually hire a constable or a private process server to deliver the lawsuit to you. This person will attempt delivery at the last address they have on file for you (which should be the same address on the advertising letters). That begins the clock ticking on the lawsuit process, explained below. Defending a lawsuit is filled with potential pitfalls for the unwary. The help of a lawyer is advised when dealing with a debt lawsuit. Call our law firm today to schedule a free consultation. Below is some general information as to what a lawsuit on debt is and how the lawsuit will unfold, but it is no substitute for legal advice based on the specific facts of your situation. The majority of our cases are settled prior to trial or nonsuited. The results of your case will depend on factors such as the creditor, the amount owed, the Court, the lawyers working for the creditor and the paperwork that the creditor has available regarding your debt.

If you have questions about how a Chapter 7 bankruptcy or a Chapter 13 bankruptcy in Houston (or the surrounding areas) may be able to help you or your business, please call today to schedule a free consultation. Even if bankruptcy is not right for you and your situation, I may be able to help you through the process of debt settlement, if needed. My job as a lawyer is to educate you about all of your options when seeking a financial fresh start so that you can make an informed decision that is right for you. I think that customer help should be the number one priority in any business, but it is especially important in the bankruptcy and debt settlement field. When people are struggling financially they may be stressed, nervous and scared about their situation. The prompt returning of telephone calls and e-mails is important so as to help alleviate anxiety. You can also take comfort in knowing that you will be speaking with an attorney every time you call or come in for an appointment. Dove Law Firm, PLLC is a Debt Relief Agency. We help people file for bankruptcy relief under the Bankruptcy Code as well as resolve other debt issues.

Student loan interest paid by you or someone else: In the past, if parents or someone else paid back a student loan incurred by a student, no one got a tax break. To get a deduction, the law said that you had to be both liable for the debt and actually pay it yourself. But now there’s an exception. You may know that you might be eligible to take a deduction but even if someone else pays back the loan, the IRS treats it as though they gave you the money, and you then paid the debt. So, a student who’s not claimed as a dependent can qualify to deduct up to $2,500 of student loan interest paid by you or by someone else.

How Does Chapter 7 Bankruptcy Work? When you file for Chapter 7 bankruptcy, the court places an automatic temporary stay on your current debts. This stops creditors from collecting payments, garnishing your wages, foreclosing on your home, repossessing property, evicting you or turning off your utilities. The court will take legal possession of your property and appoint a bankruptcy trustee to your case.

Avoid Taxes on an RMD with a Charitable Donation: Seniors who have a traditional 401(k) or IRA must take a required minimum distribution each year once they reach age 70 1/2. Those who don’t need this money for living expenses may want to consider having it sent directly to a charity as a qualified charitable distribution. “It’s basically a check issued from the IRA and made out to the charity,” Zollars says. This prevents the money from becoming taxable income and could help reduce the amount of Social Security retirement benefits that are deemed taxable, too. Find even more info at website.

To be eligible to file for Chapter 13 bankruptcy, an individual must have no more than $394,725 in unsecured debt, such as credit card bills or personal loans. They also can have no more than $1,184,200 in secured debts, which includes mortgages and car loans. These figures adjust periodically to reflect changes in the consumer price index. One of Chapter 13 allows you to stop an effort to foreclose on your home. Filing a Chapter 13 petition suspends any current foreclosure proceedings and payment of any other debts owed. This buys time while the court considers the plan, but it does not eliminate the debt. Hopefully, the bankruptcy plan will free enough of your income that you’ll be able to make regular mortgage payments and keep your house.

Criminal defence solicitors in Derby? At Elliot Mather we understand the importance of delivering a transparent and comprehensive service which is specifically tailored to meet our clients’ needs. Our Commercial Team will take the time to get to know you and your business so that we can fully understand your aims and objectives. We provide specialist advice on a full range of matters relating to commercial, corporate and commercial property transactions and we also work closely with our colleagues in the employment and dispute resolution teams enabling us to provide our clients with the right advice at the right time. We adopt a commercial and pragmatic approach which focuses on achieving the right result for our clients.

We have experience dealing with disputes arising from many of the Standard Form building, construction or engineering contracts such as JCT, NEC and other industry approved contracts as well as more bespoke agreements, and whether you are a property owner, employer, builder, supplier or a professional consultant such as an architect, engineer, or quantity surveyor our specialist team is on hand to proactively guide you through the heavily regulated dispute resolution process.

Elliot Mather LLP maintains professional indemnity insurance in accordance with the rules of the Solicitors Regulation Authority. Details of the insurers and the territorial coverage of the policy are available for inspection at our offices. You may be visiting our web site, because you have been recommended by a friend or colleague. Most of our new clients come to us because of a personal recommendation and our reputation is based on our ability to deliver every time. We base our approach on a set of characteristics that we know are important to you, and these characteristics define our work: clear, affordable, tailored, personal and impeccable. As one of the biggest law firms in the East Midlands, we can provide you with access to a comprehensive range of legal services – whether you are a business, entrepreneur, individual or family, throughout the region and beyond. Discover more details on https://www.elliotmather.co.uk/department/Criminal.

Late payment of invoices and unrecovered debts are major problems for most businesses. This can lead to significant cash flow and profitability issues which if left unresolved can threaten the survival and/or growth of your business. We offer a streamlined service and a fixed fee package for the recovery of your debts where your claim is in relation to an unpaid invoice providing that the invoice is not disputed. Please note that any enforcement action required after the successful conclusion of court proceedings will be at additional cost to the fixed fees quoted below.

We have an expert team who are experienced in all matters relating to accusations of benefit fraud. Our dedicated team understand that this can be an extremely distressing time for you and those closest to you. We offer friendly and professional advice with representation throughout your case. If you are suspected of committing benefit fraud, it is highly likely that you will receive a letter through the post inviting you to attend an interview under caution. It is vitally important that should you receive such a letter, you contact a solicitor to get appropriate legal representation. We can assist right across Derbyshire and Nottinghamshire. It is vital that you call us as soon as possible to arrange an appointment and we can discuss your individual circumstances. Discover extra information on here.