Jim's Articles

The rise of a real estate investor : Jack Brown @ Invest Islands

Jack Brown @ Invest Islands or the climb of a financial influencer and leader: A born entrepreneur, Jack founded his first company at 19. His self-starter attitude paired with invaluable experience as a sales and marketing professional for brands like OCS Cannon Hygiene and Marriott made him the perfect business partner for Kevin Deisser at Invest Islands. Impressed by the substantial returns Kevin was seeing with Invest Islands, he foresaw the potential of the business and what he could bring, and that is how Kevin Deisser and Jack Brown’s Invest Islands project came to life.

Invest Islands Jack Brown about investment opportunities in Hong Kong : “Operating across the Asia Pacific region, Invest Islands is a land brokerage company based in Lombok Indonesia, with strategic offices in Hong Kong under Asian Island Group. I currently oversee all of the aspects of the Asian Island Group. I also travel to the development sites and visit the Invest Islands Foundation Charity projects. Additionally, I frequently travel to the plantation field at the foot of Mount Rinjani that supplies fresh fruits and vegetables to the Invest Islands Resort in Torok Bay.”

In 2016, Jack and Kevin set up a dedicated sales division in Hong Kong, to give investors an easy and secure way to own land and develop real estate on the Indonesian islands of Lombok, Sumba and the Anambas. The partnership is the ideal combination of Jack’s sales and marketing expertise and Kevin’s local knowledge and investment nouse. Full and Secure Foreign Ownership Without a Local Nominee! We are proud to be the only real estate company in Hong Kong that offers its clients an investment in Indonesia and an opportunity to invest through a verifiable, regulated entity without the need for a local nominee. This makes due diligence far more transparent.

Rating agency Moody’s Investor Service (Moody’s) increased the Republic of Indonesia National Credit Rating (SCR) from Baa3 / Positive Outlook to Stable Baa2 / Outlook on April 13, 2018.. As the country’s vulnerability to external shocks declines; macroeconomic stability and fiscal discipline, coupled with ongoing reforms, suggest that policy effectiveness is improving. Standard & Poor’s credit rating for Indonesia stands at BB+ with a positive outlook. Fitch’s credit rating for Indonesia was last reported at BBB- with a positive outlook.

Going about his work with an infectious smile, Jack fills rare moments of downtime exploring his interest in art as well as travelling to Barcelona, where he invested in property in 2016, and back to Scotland to see friends and family. Discover additional information at Jack Brown Invest Islands.

Homes for sale in Redmond, WA and home buyer tricks

New homes for sale in Kirkland WA by JADE Residences? This is often the most thrilling part of the process. But, if you’re not careful, it can get out of hand. The best way to proceed is limit the number of homes you look at in a single day. Visiting too many homes back to back will make it difficult to remember one house from another. It’s a good idea to create a checklist of homes to look at, and check them off as you visit them. Not only is this helpful in reminding you of which homes you visited, it allows you to eliminate homes from your search more quickly. Remember, communication is crucial. Explain to your agent why you like or don’t like a particular house. The more you communicate with your agent about your preferences, the better he/she will be able to find exactly what you’re looking for.

Waiting for the ‘unicorn’. Unicorns do not exist in real estate, and finding the perfect property is like finding a needle in a haystack. Looking for perfection can narrow your choices too much, and you might pass over solid contenders in the hopes that something better will come along. But this type of thinking can sabotage your search, says James D’Astice, a real estate agent with Compass in Chicago. How this affects you: Looking for perfection might limit your real estate search or lead to you overpaying for a home. It can also take longer to find a home. What to do instead: Keep an open mind about what’s on the market and be willing to put in some sweat equity, DiBugnara says. Some loan programs let you roll the cost of repairs into your mortgage, too, he adds.

Constructed with lifestyle, location, and attainable home ownership in mind, JADE serves as a symbol of what’s next for Kirkland—and the greater Seattle metro area. JADE will feature 136 homes from below $400,000 to more than $1M. Occupancy 2021. Rachel Buchanan is a longtime resdient of the Eastside who is uniquely equipped to share her knowledge of the local area, culture, and market insights with those interested in becoming members of the Jade community and purchasing a home in this one-of-a-kind building. With over a decade of expertise in management and client care, Rachel Buchanan has built a strong foundation in creating lasting client relationships. Her detailed attention to her client’s needs and desires, coupled with her exceptional organizational skills, strong work ethic, and ability to spearhead even the most complex of projects, means that Rachel is able to create a customized experience for each and every client that ensures their satisfication and keeps them coming back to her time and time again for her sound real estate advice and savvy. She is driven, first and foremost, by the connections she forges with her clients and the challenge of helping them set and achieve their real estate goals. Discover more details at https://www.jadekirkland.com/sales-gallery/.

If you’re going to buy a house it makes a lot of sense to make sure that rush hour traffic isn’t unbearable. The last thing you want is to buy a home and find out that you’re going to be sitting in heavy traffic every day. Time is more valuable than money, you don’t want to spend your time in traffic – I know I don’t. You want to spend your time doing more important things like spending time with your family. We always recommend our buyers check out the commute to and work on different days just to make sure it’s something they are comfortable with.

Terrene Urban is a prominent and passionate homebuilder of Seattle’s Eastside, and JADE is the developer’s first-of-its-kind offering in Kirkland—an internationally-inspired collection of stylish residences for next-gen living. Sechrist Interior Design in an award-winning interior design firm that boasts a collaborative and diverse staff who deliver captivating spaces that realize the brand and vision of their clients. Creating a vision, designing the future, and delivering an experience is their proud motto.

JADE is a unique and internationally-inspired collection of condominiums nestled within Kirkland’s nature beauty and fully connected with in-city convenience. Created by Johnson Braund Architects, the vibrant community will consist of six stories with large areas glass windows, and over 60 percent of condos will have extended outdoor spaces. Constructed with lifestyle, location, and attainable home ownership in mind, JADE serves as a symbol of what’s next for Kirkland—and the greater Seattle metro area. Address: 11903 NE 128th St. | Kirkland, Washington 98034. Find more info on new condo development Kirkland, WA.

Sell a house fast in Las Vegas, NV

For sale by owner in Las Vegas, NV Location is by far the most important part of buying real estate. You can change condition, you can change price, you can’t change the location of a house. If there is one thing a buyer should never sacrifice on its location. The location of a house will have the largest impact on its price, and potential future appreciation. One analogy we use to demonstrate how important location is this: If you take the least expensive home in the world, and you put it in downtown New York City, it is worth millions. If you start shopping homes for sale in all different locations you’ll never build a proper frame of reference to understand what constitutes a great deal, a good deal, and a lousy deal. You want to become an expert in a certain area so that when it comes time to make an offer, you can do so with conviction and confidence.

Being careless with credit. Lenders pull credit reports at preapproval to make sure things check out and again just before closing. They want to make sure nothing has changed in your financial picture. How this affects you: Any new loans or credit card accounts on your credit report can jeopardize the closing and final loan approval. Buyers, especially first-timers, often learn this lesson the hard way. What to do instead: Keep the status quo in your finances from preapproval to closing. Don’t open new credit cards, close existing accounts, take out new loans or make large purchases on existing credit accounts in the months leading up to applying for a mortgage through closing day. Pay down your existing balances to below 30 percent of your available credit limit, and pay your bills on time and in full every month.

Create A List Of Amenities – When shopping for a home, list the Top 10 features (fireplace, fenced-in yard, new appliances, etc.) that are most important to you. Establishing this criteria early will save time shopping for inappropriate homes and keep you from buying a home on a whim. Your top reason for buying a home should be the value you are getting. That being said, some of your top 10 amenities could be sacrificed if an incredible value becomes available.

You want to be able to distinguish your house from other homes for sale on the market and one way to do so is to throw in a few freebies. This can be done by leaving behind some of your personal property that is valued above and beyond what the average home buyer in your home’s price range would typically not be able to afford. These items can range from a big screen smart TV to high-quality stainless steel kitchen appliances. If you live near a lake or a golf course, you may want to throw in a fishing motorboat or a golf cart. Discover a few more info on Marketing my home in Las Vegas, NV.

Several people purchase houses in Las Vegas, NV because it’s a fabulous travel attraction. The Bellagio Resort in Las Vegas is a massive, high-end hotel complex, with a wide variety of attractions, including the Bellagio Gallery of Fine Art, the Conservatory & Botanical Gardens, a spa and salon, and some of the finest restaurants in Las Vegas. Beyond the lobby is a showroom area with changing themes that range from spring botanical displays to fascinating shows of art. The most impressive and famous feature is the fountain show. In front of the Bellagio, along the Strip, the dancing fountains perform a beautiful display of water set to music. From the sidewalk, visitors have a ringside view. This is often described as the best free attraction in Las Vegas.

Do You Need To Sell Your House in Las Vegas, Nevada? Even if an agent can’t sell your house, we can help. (Sometimes selling a house through a real estate agent is not for everyone.) And as a bonus you don’t need to clean up and repair the property don’t waste time with those that can’t deliver on their promise of selling your house quickly you won’t need to sign a contract that binds you to an agent for a certain term or deal with the paperwork and the waiting and wondering (and hoping). We’ll know very quickly if we can help you, and unlike selling through an agent, you don’t have to wait to see if the buyer can get financing… we’re ready to buy right now! All that hassle can add stress, months to the process, and in the end after paying the agent’s expensive fees, you may or may not be ahead of the game. Discover a few extra details at gr8housebuyers.com.

FHA Loans California

Reverse mortgage rate in California? Are you wondering: How much mortgage can I afford? In some markets, you better be able to pay for a big one, or you’ll be shut out. Fortunately, there are tricks you can use to increase the size of your answer when you ask yourself how much mortgage you can afford. Those are often overlooked but totally legit steps. Here’s what you’re up against. In the fourth quarter, monthly base payments for single-family existing homes ranged from $1,430 to $5,946. That was based on median purchase prices in the 25 most expensive U.S. metropolitan markets, according to HSH.com. Monthly base payments consist of the principal, interest, taxes and insurance (PITI) that comprise typical mortgage payments.

This is a very necessary process, used to ensure that your new home is free from defects that could potentially cost you thousands of dollars later to repair. Home inspections will often reveal problems that you can have the seller correct before agreeing to purchase the home. This is known as a contingency. Most offers are usually contingent offers. This means, that the offer is contingent on another factor, such as a favorable home inspection or the ability to obtain insurance. In general, contingencies are safeguards for both buyers and sellers, but should not be overdone. In addition, it is important to meet all deadlines and that all contingencies are met exactly the way the offer describes. Your agent is responsible for making sure contingencies are written correctly.

HQS sets standard of quality which HUD has determined as the minimum necessary for the health and safety of residents. Although the standards are not very high, these are very strict and apply to apartments and single-family homes besides shared housing in a group environment. Sometimes mortgage properties move into foreclosure if the owner misses there EMI payments. To recover some of their initial investment in the property, the lender seeks the help of HUD which helps to sell such homes. The resale of the house makes good the losses of both the government and the lender. So, both these agencies are usually concerned with selling the house as soon as possible. Sometimes this haste tends to lower down the average prices of the property. Explore additional info on VA approved condos.

Moving too fast. Buying a home can be complex, particularly when you get into the weeds of the mortgage process. Rushing the process can cost you later on, says Nick Bush, a Realtor with TowerHill Realty in Rockville, Maryland. “The biggest mistake that I see (first-time buyers make) is to not plan far enough ahead for their purchase,” Bush says. How this affects you: Rushing the process means you might be unable to save enough for a down payment and closing costs, address items on your credit report or make informed decisions. What to do instead: Map out your home-buying timeline at least a year in advance. Keep in mind it can take months — even years — to repair poor credit and save enough for a sizable down payment. Work on boosting your credit score, paying down debt and saving more money to put you in a stronger position to get preapproved.

Break Down Your Income & Expenses: Credit for this one goes to user GeekLimit on Reddit – one of my favorite personal finance tips! This is an odd little trick that can change the perspective you have about your money, and help you budget better. It’s all about breaking your income and expenses down into daily values, like this: You make $2,500/month = ~$83/day. You pay $800/month for rent = ~$27/day. You pay $200/month for car insurance = ~$7/day. Everything else (food, phone, gas, etc.) comes to $750/month = ~$25/day. That means you’re left with $24/day in spending money. Want to save $1,000 for a nice vacation? You’ll have to save about 42 days worth of your spending money. That means 42 days of not spending a dime. Want to buy a new $10,000 car? That’s about 416 days worth of your spending money. This will help you see how far purchases are going to set you back and affect your spending ability. Read a few more info on https://robustloans.com/.

What can you see in Lekki, Lagos and real estate choices

What can you see in Lekki, Lagos with short stays choices? Lagos might be the largest city in Africa, but isn’t devoid of nature, and visitors can experience something of the wilderness at Lekki Conservation Centre, an expansive urban nature park on the coast. A canopy walkway – a long, narrow suspension bridge that’s not for the faint of heart – carries you above wetlands inhabited by tropical birds, monkeys and crocodiles. The nature park also features a tree house and family picnic area, but visitors are advised to keep an eye on their food or else risk losing it to the resident monkeys. Lufasi Nature Park is an animal rescue center and nature preserve in Lekki that welcomes visitors to stroll among rare native ekki trees and see animals, some in enclosures and some roaming freely. There’s a bird and butterfly garden, forest adventure walk, fern garden and playground for children. Visitors are welcome to bring their own food and drinks or purchase some inside.

Located opposite the three-story Vantage Beach Hotel, Lekki Leisure Lake is the best destination authentic outdoor fun in Lagos. The resort is a safe and tranquil destination suitable for a family outing, a group adventure or even a fun day out with your significant other. At Lekki Leisure Lake you can partake in thrilling adventurous activities like quad biking, jet skiing, zip lining and much more! Elegushi Royal Beach is a private beach owned by the Elegushi Royal family, led by HRM Oba Alayeluwa Saheed Ademola Elegushi. It is arguably the most popular beaches in Lagos. The beach is well known to be the go-to fun place for great meals, nightclubs, and hang out spots. This beach is the perfect spot for picnics, parties or social gatherings.

Lagos, popularly referred to as “Eko” is a beautiful and vibrant city with numerous side attractions ranging from relaxing on the beautiful beaches of Lagos to visiting museums, art galleries, relaxation spots, markets, shopping malls, etc. There are also tons of parties, festivals, and events you can attend while in Lagos. Being a bustling and lively city, there’s an abundance of historical and cultural landmarks to visit as well as sport activities to engage in in case you’re the sporty type. Lagos has something for everyone. So, if you’re in Lagos alone, with your partner, friends and family, there are lots of activities to engage in and places to visit to make your stay fun and worthwhile. Discover a few more details at Real Estate in Lekki.

Nigeria may not be known for its surfing culture, but Tarkwa bay is starting to put it on the map, as even some of the pros are starting to flock to this hidden but increasingly popular surfing gem. As it’s located on a small artificial island, Tarkwa is only accessible by a 30 minute boat or water taxi from Victoria Island (Mekwe Jetty is one of several places to catch a lift) Didn’t pack your board? That’s cool! It’s still a fun beach (you can rent a chair) and a worthwhile place to visit in Lagos. Plus, watching the surfers at work is always a great thing to do! N200 entrance fee (additional costs for chairs, tables and tent rental).

Nigeria real estate recommendations

Rent apartments in Lekki, Lagos: Going for that Big Risk: It’s not always practical to keep it safe. Most beginning investors would rather invest in small properties. In actuality, it’s more worthwhile to apply a risk on a property with enormous promise. The most well-known thinkers and inventors up to now had been regarded as fools of their time. Just like them, you’ll have to dwell dangerously to reap some great benefits of your investment.

Thinking about taking your nightlife escapades to the next level? Then think Fela Shrine a.k.a The New Afrika Shrine. From the genre of music to the inspirational story-telling lyrics, not forgetting the sacrosanct palm-wine, get ready to get a political education, a lesson in ‘shakin-it’ and a contact high! The New Afrika Shrine is an open-air entertainment centre located in Ikeja, Lagos State. It serves as the host location of the annual Felabration music festival. Currently managed by Femi Kuti and Yeni Anikulapo-Kuti, it is the replacement of the old Afrika Shrine created in 1970 by Fela Kuti until it was burnt down in 1977. The New Afrika Shrine showcases photo galleries of Fela and musical performances by Femi Kuti and Seun Kuti, thus making it a tourist attraction.

One of Lagos’ famous landmarks is Freedom Park, a former colonial prison transformed into a park with ponds and fountains, food vendors, an open-air concert stage and a venue for art exhibitions. Some permanent displays detail the history of the location, formerly a slave trading port as well as historic prison. The park is located in the heart of Lagos Island and is one of the most popular hangout spots in Lagos, serving as a gathering place for the community. Evenings are buzzing, with live music attracting a crowd almost every night. Jhalobia Recreation Park and Gardens is one of the most serene spaces in Lagos, an immaculately landscaped, 2-acre green space featuring topiaries, sculptures, fountains, ponds and flower gardens. Various gazebos offer seating and shade.

Think long-term. When you want to buy a property in Nigeria, you should always think long term. You should hire an inspector that will be able to find problems that you won’t notice. Also, consider these questions Are you planning to have kids? Will you be taking care of elderly relatives? You might be planning to live in your first home for only a few years. In that case, who is your target audience when it comes time to sell the house? These questions will also help you decide which home is right for you. Discover even more info on PropertyPro.NG.

You’ll find the Lekki Conservation Centre at the top of most lists of things to do in Lagos, Nigeria, and with so many activities and ways to connect with nature it’s easy to see why. This huge expansive of green space is a marked contrast to the concrete that dominates the rest of the city. It’s like a tranquil oasis of peace, nature, and wildlife tucked inside one of the world’s most congested cities. You can take an organized tour through the center, where you’ll walk on planks over mangroves, learning about the fauna and flora which are native to the area. You’re very likely to see monkeys (watch out or they’ll take your camera), birds, and fish. If you’re lucky, you might even spot a crocodile or a snake.

Festac town was built for participants of the festival of arts and culture in 1977. The town has a rich cultural heritage and makes for a good place to visit for people looking to explore Lagos. Having being renovated and transformed by Fela’s famous children, The New Afrika Shrine is an entertainment sanctuary, a place to catch real fun for fun seekers. You can visit the shrine on Thursday night for a free show with Femi Kuti. Similarly, on the last Saturdays of the month, Seun Kuti, the last of the Fela’s boys does his thing (Afrobeats Sessions with Seun Kuti) on stage. At each jam session, you’ll enjoy getting educated about African politics. Plus it’s a god way to dance, socialize, and listen to good music.