Jim's Articles

High risk merchant account domestic and offshore in 2019. This is a hot topic as more countries open up to new services. High-risk merchant accounts are a group of finance services that enable companies to accept card payments from customers. Credit card processors assign merchants to one of two categories: high risk or low (normal) risk, based on a number of factors. High-risk merchants face limited options in processors, plus raised fees and strong binding contracts. Being considered as high-risk sounds bad. But in some scenarios, it can be your best option. We have been talking about diverse properties of the high-risk merchant account industry for many months and have almost sure reached on most, if not all of them, of the most important issues. Here are some more advices on high risk merchant processing.

High risk credit card processor : HRMA-LLC specializes in high-risk merchant accounts and ACH processing for high-risk business verticals. They offer payment processing for practically every high-risk business type. HRMA-LLC offers fast approvals with no setup fee.

Lots of financial service providers do business only with with low-risk businesses, who they see as a safer investment. That means businesses considered high-risk will have a limited selection of potential payment services to choose from. Any processor you approach will take a careful, detailed look at your business to determine if you fall under their definition of “high risk,” based on the financial risk your company represents. It’s practically not possible for online shopping merchants to operate without receiving payments from credit or debit cards. Before you can accept “plastic,” you need a payment service provider who acts as a link between you, banks, and credit card networks. Read extra details at High risk moto merchant account.

Founded in September 2018, Card Z3N is a Las Vegas-based merchant account provider that serves both standard-risk and high risk merchant sectors. The company offers a wide range of retail and e-commerce solutions for most business types, including adult, auto parts, collections, credit repair, diet programs, e-cigarettes, electronics, extended warranties, fantasy sports, financial services, firearms, online furniture sales, multi-level marketing, nutraceuticals, online gaming, precious metals, self storage, and travel.

We worked with all of the high risk credit card processors, to be able to compare and a strong pick is iPayTotal. They cover all business types, have a huge experience in the field, fast customer support and low fees.

iPayTotal can help you in understanding and create your high-risk merchant account and guide you through the underwriting procedure followed by the bank while onboarding an application. Regardless of whether you require a start-up merchant solution, a subscription account, a pharmacy merchant account, a travel merchant account or set up an offshore merchant account, iPayTotal can help you set up with lowest rates and no hassles for your high-risk businesses. Source: https://ipaytotal.com/ipaytotal-high-risk-merchant-account/.

Here are some tricks on welding supplies and how to make the best buying picks. Welding faster may sound appealing, but aside from practice, there are few shortcuts when creating a strong weld. In fact, unless a situation calls for a fast-moving weld, there’s a good chance that slow and steady is the way to go. An online search for ways to weld faster, will yield either descriptions of the ways automated welding has increased welding speed or press releases from companies who claim their gas or electrode holds the key to improving welding speed. In other words, it can seem like spending a lot of money is the only way to weld faster. However, for those looking for some ways to save time on their welding projects, there are some ways to weld faster for certain projects. While it’s not always a good idea to find a way to weld faster, there are situations when welding faster may produce a better product or a few simple changes can speed up the time on task.

When appearance counts, TIG welding creates a high quality, clean weld that is far less likely to distort the metal by using a nonconsumable tungsten electrode. There is no need to worry about splatter because it only uses the necessary amount of filler metal needed in the welding puddle, making for the highest quality weld in every respect. However, TIG is fairly specialized and requires a good deal of training in order to master it—so make sure any TIG welder purchase is paired with a plan to take welding classes. Instead of the point and shoot simplicity of MIG welding, TIG requires the use of a foot pedal to regulate the welding process. A filler rod that is separate from the torch that must be fed in gradually. Many professional welders prefer TIG because it can weld a wide variety of metals and because of the versatility of argon gas used during TIG welding. There is no slag to block the view of the weld puddle. Argon gas can weld any metal at any thickness with TIG welding, and therefore there is no need to change the gas depending on the project.

Many companies get completely “bogged down” in the paperwork required to run a business. But with today’s latest technological advances, there are items that can be a great help. For instance, Lincoln Electric offers something called ArcWorks software which can document procedures, create drawings everyone in the shop can access, keep track of welding operator’s qualifications, and many other things. Software such as this can be tailored to the individual company’s needs and provide great efficiencies and also eliminate mistakes. Adding Robotics or Hard Automation to the Operation: Today’s technological advances offer many options. Robotics can be justified when the volume of parts a company produces is so great that it can offset the monies spent on a robot. Robotics can also be considered if there are a number of different parts that are similar enough in nature to be able to be handled by the same robot. If robots are not justified, a company might determine that fixturing or hard automation could be used to increase efficiency or quality. One company incorporated fixturing and clamps to hold down a tank while the seam was being welded. In another case, an automotive manufacturer decided that automation was necessary because of the amount of parts and intricate angles and welding positions. Looking for the best MIG Welders? We recommend Welding Supplies Direct & associated company TWS Direct Ltd is an online distributor of a wide variety of welding supplies, welding equipment and welding machine. We supply plasma cutters, MIG, TIG, ARC welding machines and support consumables to the UK, Europe and North America.

Use gas lens style collet bodies and cups to weld stainless steel: Use gas lens style collet bodies and cups to weld stainless steel. The screen in the gas lens allows far better gas coverage of your welds. You can use gas lenses to weld all materials is you want; they also allow you to stick your tungsten up to 1” out of the cup by increasing gas flow. Sometimes you need to extend it just to reach a tight spot. The screen diffuses gas at higher gas flow rates eliminating turbulence which is what you would get if you tried this without the gas lens. Too much gas is as bad as too little gas. (Especially for TIG welding aluminum) Typical gas flow rates are around 15 to 20 cfh. Bu it really depends on the nozzle/cup diameter. While I am on the subject, what do the numbers on TIG cups mean? I am glad you asked… A #4 means 4/16″ or 1/4″ A #7 means 7/16″. In other words the number cup means how large the inside diameter in 1/16’s. When you use a #4 cup remember to adjust the argon flow to around 10cfh. And the bigger the cup inside diameter, the more gas flow….to an extent.

Top welding advices: how to become a better welder and how to choose the best welding equipment. Use the smallest tungsten that will get the job done. Use the smallest tungsten to get the job done. …within reason. Another way of saying this is don’t just use a 1/8” electrode for everything. There are jobs where a 1/8” electrode is great like for welding 3/16” thick aluminum. But what if you are welding on the edge of a .030” turbine blade? A .040” electrode will be plenty to handle the 15 amps and will give much better starts than even a 1/16” electrode. Too large an electrode can cause an erratic arc and contamination…and A bad start where the high frequency tries to arc up inside the cup and off the side of the tungsten can easily melt off a thin edge and scrap an expensive part. 2% thoriated or lanthanated tungsten electrodes hold up at high amperage better than most all other electrodes. When welding at higher amperages, often times you can use one size smaller electrode by using 2% thoriated or lanthanated. And that is a good thing.

Keep in mind that heavy-duty MIG welding often produces a lot of heat, sparks and spatter, and requires a lower degree of dexterity than some other forms of welding. Therefore, using thick, stiff leather gloves that provide a higher level of protection is smart. Similarly, choose leather footwear that covers your entire foot and leaves as little room as possible for spatter to fall along your ankle line. High-top leather shoes and work boots often provide the best protection. Finally, always be sure you have adequate ventilation per OSHA recommendations and check material safety data sheets (MSDS) for each metal being welded and filler metal being used. Use a respirator whenever required by the MSDS.

Make sure everything is ‘squeaky’ clean. TIG welding is not tolerant of any contaminants. Be sure to clean your base metal with a good degreaser, BEFORE you scrub it with a dedicated wire brush. Do not use the same brush on different kinds of metal. Wipe the filler rod down with degreaser, too. Get comfortable. Whenever possible, I like to be seated when I’m welding. Even in situations where sitting isn’t possible, any little adjustments to my stance or body position that make me more comfortable will have a noticeable effect on the weld. Source: https://www.weldingsuppliesdirect.co.uk/.

Let’s talk about additional learning guides, with a focus on The Music Educator. Successful teachers welcome change in the classroom: This relates to the above tip, but in a slightly different way. Have you ever been so bored with your house or your bedroom, only to rearrange it and have it feel like a new room? Change ignites the brain with excitement and adventure. Change your classroom to keep your students on their toes. Simple changes like rearranging desks and routines can breathe new life in the middle of a long year. Successful teachers take time to explore new tools: With the advance of technology, there are fresh new resources and tools that can add great functionality to your classroom and curriculum. There is no doubt that the students you are teaching (far younger than you) probably already use technologies you haven’t tapped into yet. Don’t be afraid to push for technology in the classroom. It is often an underfunded area but in this current world and climate, your students will be growing up in a world where technology is everywhere. Give them a headstart and use technology in your classroom.

Model expectations for your students. Interactively model how to complete an activity or task. We often offer multiple, repeated opportunities when teaching “academic” skills (e.g., letter sounds, math computations), but typically neglect to offer multiple, repeated opportunities for practicing behavioral routines (e.g., lining up at the door, pushing in their chairs). Say what you mean and mean what you say. If you make a request of a student, follow through with that request. If you cannot follow through, avoid placing the demand or providing the instruction. Know yourself and adjust expectations (for yourself and your students) accordingly. See more details at Teacher Toolkit and Resources.

Learning is not only for young people. Indeed, getting some simple training in using computers, tablets, and smartphones can help seniors to stay connected with their families, friends, and communities. This is especially important for seniors who wish to live independently and age at home. If you want to learn the basics or just brush up on your digital know-how we can give you pointers on how to become a tech-savvy senior in no time.

Games are a great way to get them engaged with technology. Maybe they love crossword puzzles, scrabble, or Sudoku. Download an app or give them a website and show them how to play from their device. This will help them get comfortable with using the buttons and touching the screen. A very good website for senior learning is Tech learning for seniors.

Music teaching is hot this days, many people try to learn music, for various reasons. There are a few podcasts that focuses on teaching people about music and one of them is The Music Educator by Bill Stevens. Music is best learnt by doing, not by reading and writing. Make your lessons active and add to some energy to them! Even if you are teaching music theory there are ways to include practical activities. For younger children, games such as Magic Feet Follow the Beat present important elements of music theory in a fun way. This makes new words easy to learn. If you think back to your own time as a school pupil, I’m sure some of your most memorable classes were where you were not just sitting there. You weren’t staring at the pages of a textbook or copying notes down from the board. The classes where you had to move around and do something are more likely to stick in your head.

Tip of the day for music teachers : Get to Know Your Students: Being a young teacher, students may start the year out being shy and reserved. There is no better way for music teachers to get to know their students than to ask them about their favorite songs or artists. Also, feel free to provide students with the option to choose what kind of music they would like to perform.

You can listen to the The Music Educator podcast by using the app from https://play.google.com/store/apps/details?id=com.themusiceducatorpodcast.android.music. You can learn more about Bill Steven by checking his website at https://www.4themusiceducator.com/.