Jim's Articles

High risk travel merchant account 2019

High risk merchant account domestic and offshore in 2019. This is a hot topic as more countries open up to new services. High-risk merchant accounts are a group of finance services that enable companies to accept card payments from customers. Credit card processors assign merchants to one of two categories: high risk or low (normal) risk, based on a number of factors. High-risk merchants face limited options in processors, plus raised fees and strong binding contracts. Being considered as high-risk sounds bad. But in some scenarios, it can be your best option. We have been talking about diverse properties of the high-risk merchant account industry for many months and have almost sure reached on most, if not all of them, of the most important issues. Here are some more advices on high risk merchant processing.

High risk credit card processor : HRMA-LLC specializes in high-risk merchant accounts and ACH processing for high-risk business verticals. They offer payment processing for practically every high-risk business type. HRMA-LLC offers fast approvals with no setup fee.

Lots of financial service providers do business only with with low-risk businesses, who they see as a safer investment. That means businesses considered high-risk will have a limited selection of potential payment services to choose from. Any processor you approach will take a careful, detailed look at your business to determine if you fall under their definition of “high risk,” based on the financial risk your company represents. It’s practically not possible for online shopping merchants to operate without receiving payments from credit or debit cards. Before you can accept “plastic,” you need a payment service provider who acts as a link between you, banks, and credit card networks. Read extra details at High risk moto merchant account.

Founded in September 2018, Card Z3N is a Las Vegas-based merchant account provider that serves both standard-risk and high risk merchant sectors. The company offers a wide range of retail and e-commerce solutions for most business types, including adult, auto parts, collections, credit repair, diet programs, e-cigarettes, electronics, extended warranties, fantasy sports, financial services, firearms, online furniture sales, multi-level marketing, nutraceuticals, online gaming, precious metals, self storage, and travel.

We worked with all of the high risk credit card processors, to be able to compare and a strong pick is iPayTotal. They cover all business types, have a huge experience in the field, fast customer support and low fees.

iPayTotal can help you in understanding and create your high-risk merchant account and guide you through the underwriting procedure followed by the bank while onboarding an application. Regardless of whether you require a start-up merchant solution, a subscription account, a pharmacy merchant account, a travel merchant account or set up an offshore merchant account, iPayTotal can help you set up with lowest rates and no hassles for your high-risk businesses. Source: https://ipaytotal.com/ipaytotal-high-risk-merchant-account/.

Acne vulgaris elimination advices

Buy only quality toner! Toner plays a very important role for your skin because it permanently removes the soap you used when you washed your face and closed your pores at night. Just buy toner that suits your skin because in this case any compromise made can lead to the appearance of pimples. Removes hair from face! It is possible that the hair on your head, when it touches your face, can irritate it and produce pimples because it can be dirty or oily enough to cause problems. If you want to avoid any problems, wash your head daily or trim yourself so that it does not touch your face at all.

Even if you face or not with skin problems, it is very important to wash your face properly, to avoid aggravation or inconvenience. By washing, it removes dead cells from the surface of the skin, impurities, excess sebum and cleanses the pores. It is recommended to wash the face with warm, clean water. Hot water can further aggravate an already suffering complexion. Specialists insist on using a lotion for oily or acne-prone skin, as cosmetic soaps (rich in dyes and perfumes) can do more harm than good. Irritation and inflammation can be aggravated if your soap does not adapt to your skin’s needs and does not regulate sebum secretion. Read extra details at What are blackheads.

Experts recommend cosmetics that contain as few additives (dyes, perfumes), possibly those with a fluid consistency and based on water and without oils. There is also a wide range of dermatocosmetic skin funds, which aim to cover lesions and redness (erythema), without aggravating the skin. Read the ingredients carefully and only then decide if the product is adapted to your skin’s needs.

Experts believe that the mental state can influence the health of the whole body, including the skin (considered our largest organ). There are studies that correlate the severity of acne with the level of stress the body undergoes. There is, however, a vicious circle in such situations, as stress promotes the appearance of acne, and acne, in turn, greatly stresses the individual. It would be best if we could stay and analyze what are the stressors in our life and we deal with them. Finding ways to cope with them can speed up healing and stimulate acne regression. Read extra info at https://cystic-pimples.com/how-to-remove-whiteheads-acne/.

Don’t pick your face. We know you’ve heard this, and we also know you’re dying to do it. But according to Josh Zeichner, M.D., director of cosmetic and clinical research in dermatology at Mount Sinai Hospital in New York City, picking tends to cause more harm than good. It can cause what Dr. Zeichner terms “trauma” (!) on your skin, which in turn leads to “inflammation, infection, and potentially a scar.” Translation: It’ll take that annoying spot twice as long to disappear. So hands off.

The Majestic Pure Himalayan Salt Body Scrub is made from 100% pure and natural ingredients. It contains Lychee essential oil which helps hydrate the skin and add lasting moisture throughout the day. The Himalayan salt in the scrub removes dry and dead skin cells, leaving the skin looking youthful and refreshed. This salt scrub from Majestic Pure is free of harmful chemicals. It contains the naturally beneficial nutrients calcium, magnesium, potassium, copper, and iron. The formula is designed for use with women or men and can be used weekly as a skin refresher to soothe and invigorate.

“You unfortunately cannot determine the strength of a product strictly by the percentage of its active ingredients because how well a product works depends on how well its inactive ingredients help it penetrate the skin,” explains Dr. Green. “In other words, a 2 percent benzoyl peroxide may be more effective than another brand’s 5 percent benzoyl peroxide because there are other ingredients helping out.” Read extra info on https://cystic-pimples.com/cystic-acne-a-guide-to-treating-cystic-pimples/.

Top quality welding equipment

Here are some tricks on welding supplies and how to make the best buying picks. Welding faster may sound appealing, but aside from practice, there are few shortcuts when creating a strong weld. In fact, unless a situation calls for a fast-moving weld, there’s a good chance that slow and steady is the way to go. An online search for ways to weld faster, will yield either descriptions of the ways automated welding has increased welding speed or press releases from companies who claim their gas or electrode holds the key to improving welding speed. In other words, it can seem like spending a lot of money is the only way to weld faster. However, for those looking for some ways to save time on their welding projects, there are some ways to weld faster for certain projects. While it’s not always a good idea to find a way to weld faster, there are situations when welding faster may produce a better product or a few simple changes can speed up the time on task.

When appearance counts, TIG welding creates a high quality, clean weld that is far less likely to distort the metal by using a nonconsumable tungsten electrode. There is no need to worry about splatter because it only uses the necessary amount of filler metal needed in the welding puddle, making for the highest quality weld in every respect. However, TIG is fairly specialized and requires a good deal of training in order to master it—so make sure any TIG welder purchase is paired with a plan to take welding classes. Instead of the point and shoot simplicity of MIG welding, TIG requires the use of a foot pedal to regulate the welding process. A filler rod that is separate from the torch that must be fed in gradually. Many professional welders prefer TIG because it can weld a wide variety of metals and because of the versatility of argon gas used during TIG welding. There is no slag to block the view of the weld puddle. Argon gas can weld any metal at any thickness with TIG welding, and therefore there is no need to change the gas depending on the project.

Many companies get completely “bogged down” in the paperwork required to run a business. But with today’s latest technological advances, there are items that can be a great help. For instance, Lincoln Electric offers something called ArcWorks software which can document procedures, create drawings everyone in the shop can access, keep track of welding operator’s qualifications, and many other things. Software such as this can be tailored to the individual company’s needs and provide great efficiencies and also eliminate mistakes. Adding Robotics or Hard Automation to the Operation: Today’s technological advances offer many options. Robotics can be justified when the volume of parts a company produces is so great that it can offset the monies spent on a robot. Robotics can also be considered if there are a number of different parts that are similar enough in nature to be able to be handled by the same robot. If robots are not justified, a company might determine that fixturing or hard automation could be used to increase efficiency or quality. One company incorporated fixturing and clamps to hold down a tank while the seam was being welded. In another case, an automotive manufacturer decided that automation was necessary because of the amount of parts and intricate angles and welding positions. Looking for the best MIG Welders? We recommend Welding Supplies Direct & associated company TWS Direct Ltd is an online distributor of a wide variety of welding supplies, welding equipment and welding machine. We supply plasma cutters, MIG, TIG, ARC welding machines and support consumables to the UK, Europe and North America.

Use gas lens style collet bodies and cups to weld stainless steel: Use gas lens style collet bodies and cups to weld stainless steel. The screen in the gas lens allows far better gas coverage of your welds. You can use gas lenses to weld all materials is you want; they also allow you to stick your tungsten up to 1” out of the cup by increasing gas flow. Sometimes you need to extend it just to reach a tight spot. The screen diffuses gas at higher gas flow rates eliminating turbulence which is what you would get if you tried this without the gas lens. Too much gas is as bad as too little gas. (Especially for TIG welding aluminum) Typical gas flow rates are around 15 to 20 cfh. Bu it really depends on the nozzle/cup diameter. While I am on the subject, what do the numbers on TIG cups mean? I am glad you asked… A #4 means 4/16″ or 1/4″ A #7 means 7/16″. In other words the number cup means how large the inside diameter in 1/16’s. When you use a #4 cup remember to adjust the argon flow to around 10cfh. And the bigger the cup inside diameter, the more gas flow….to an extent.

Top welding advices: how to become a better welder and how to choose the best welding equipment. Use the smallest tungsten that will get the job done. Use the smallest tungsten to get the job done. …within reason. Another way of saying this is don’t just use a 1/8” electrode for everything. There are jobs where a 1/8” electrode is great like for welding 3/16” thick aluminum. But what if you are welding on the edge of a .030” turbine blade? A .040” electrode will be plenty to handle the 15 amps and will give much better starts than even a 1/16” electrode. Too large an electrode can cause an erratic arc and contamination…and A bad start where the high frequency tries to arc up inside the cup and off the side of the tungsten can easily melt off a thin edge and scrap an expensive part. 2% thoriated or lanthanated tungsten electrodes hold up at high amperage better than most all other electrodes. When welding at higher amperages, often times you can use one size smaller electrode by using 2% thoriated or lanthanated. And that is a good thing.

Keep in mind that heavy-duty MIG welding often produces a lot of heat, sparks and spatter, and requires a lower degree of dexterity than some other forms of welding. Therefore, using thick, stiff leather gloves that provide a higher level of protection is smart. Similarly, choose leather footwear that covers your entire foot and leaves as little room as possible for spatter to fall along your ankle line. High-top leather shoes and work boots often provide the best protection. Finally, always be sure you have adequate ventilation per OSHA recommendations and check material safety data sheets (MSDS) for each metal being welded and filler metal being used. Use a respirator whenever required by the MSDS.

Make sure everything is ‘squeaky’ clean. TIG welding is not tolerant of any contaminants. Be sure to clean your base metal with a good degreaser, BEFORE you scrub it with a dedicated wire brush. Do not use the same brush on different kinds of metal. Wipe the filler rod down with degreaser, too. Get comfortable. Whenever possible, I like to be seated when I’m welding. Even in situations where sitting isn’t possible, any little adjustments to my stance or body position that make me more comfortable will have a noticeable effect on the weld. Source: https://www.weldingsuppliesdirect.co.uk/.

Gambling advices for TOTO baseball bets

The strategy behind the Fibonacci line: Another progressive stake witch is Fibonacci. Here we use the formula developed by a mathematician. Thus when we lose we will calculate the stake of the next bet as a finish equal to the sum of the previous two stakes. When we win we return to the initial stake. It is advisable to bet on odds of at least 3 when using the Fibonacci string Let’s take an example to understand the exact mechanism.

On the other side of Korea, sports betting is allowed and legal for locals. South Koreans have various options for placing their bets including Sports Toto and Sports Proto. Sports Toto or pari-mutuel betting is one of the legal forms of sports betting in the region. The organization was founded in October 2001 as a public service program that promotes sports leisure and sports fund. Punters are allowed to place their bets on football, baseball, volleyball, basketball, golf, and ssireum. This leisure activity permits locals to predict accurately the results of the mentioned sports. Source: https://www.totosite-kr.com/.

Even if you can’t read Korean you should be able to figure out how to use the official 6/45 Lotto Results. On the list (from lottorich website) of previous results the third to last column shows how many first place winners there were that week, and the second to last column shows how many second place winners there are. The lottery is averaging 6.96 first place winners and 39.59 second place winners per draw. First Place Prize: This is for those who match all six numbers correctly. In a recent draw with 8 winners this paid W1,785,671,579 to each. Second Place Prize: This is matching 5 numbers plus the extra number. In a recent draw with 44 winners each received W54,111,260.

Multibet: The goal of the betting strategy of Multi-bets is to gain a high overall odd by adding several single bets (called “legs”) to one bet. You should keep in mind that with this betting strategy your risk of losing the bet increases with each added leg as the odds get higher and higher. Multi-bets or Multiples are most interesting with football bets but you can also make a good profit out of other sports as well. Last-Minute-Goal: In this article we describe this attractive strategy of Last-Minute-Bets. Throughout the last few years this strategy has become more and more popular, especially to games you are witnessing and where live bets are available. The further a game advances, the higher the odds of no goal to be scored get. In this instance you can bet against the current standings and you can earn some good profits.

A popular betting strategy is to take a look at teams that are favored in an away game after getting blown out in their previous game. These teams are clearly stUSDg enough in talent to be still favored on the road after a big loss which means they have a lot of actual talent and substance that the oddsmakers still like. These teams are also going to be fired up after getting embarrassed. Teams that have been blown out by 15 or more points and are still road favorites in their next game have covered the spread over 60% of the time in the last 10 years.

For our korean guest : 먹튀검증사이트라는 명칭을 쓰고 있는 곳들은 대충 잡아도 수십개 이상은 되리라고 봅니다 구글에서 검색을 하면 그 정도는 나오니 말입니다 참 많습니다 이런 사정이다보니 결국 먹튀검증사이트가 아닌 먹튀사이트로 바뀌는 경우가 종종 일어나기도 합니다 이유는, 그 검증사이트들이 자신들이 직접 운영하고 있는 스포츠토토사이트의 사설토토사이트를 홍보하는 수단으로 먹튀검증사이트를 활요하려고 하다가 유저들이 너무 안 붙으면 어쩔수없이 토토사이트에서 메이저사이트로 발돋움을 못하고 먹튀사이트가 되는 것입니다 여러분들은 이 점을 잊지 마시기 바랍니다 최소한 “먹튀검증” 또는 “먹튀검증사이트” 라는 검색어를 구글에서 쳐봤을 때 1-2페이지 정도엔 존재하는 곳이어야 믿을 만합니다 토토사이트를 배팅사이트에서도 최상위 메이저놀이터에서 즐기고자 한다면 절대 문자 홍보를 하는 곳들엔 넘어가지 마십시오 안전놀이터.

Learning news from Rookie Teacher

Let’s talk about additional learning guides, with a focus on The Music Educator. Successful teachers welcome change in the classroom: This relates to the above tip, but in a slightly different way. Have you ever been so bored with your house or your bedroom, only to rearrange it and have it feel like a new room? Change ignites the brain with excitement and adventure. Change your classroom to keep your students on their toes. Simple changes like rearranging desks and routines can breathe new life in the middle of a long year. Successful teachers take time to explore new tools: With the advance of technology, there are fresh new resources and tools that can add great functionality to your classroom and curriculum. There is no doubt that the students you are teaching (far younger than you) probably already use technologies you haven’t tapped into yet. Don’t be afraid to push for technology in the classroom. It is often an underfunded area but in this current world and climate, your students will be growing up in a world where technology is everywhere. Give them a headstart and use technology in your classroom.

Model expectations for your students. Interactively model how to complete an activity or task. We often offer multiple, repeated opportunities when teaching “academic” skills (e.g., letter sounds, math computations), but typically neglect to offer multiple, repeated opportunities for practicing behavioral routines (e.g., lining up at the door, pushing in their chairs). Say what you mean and mean what you say. If you make a request of a student, follow through with that request. If you cannot follow through, avoid placing the demand or providing the instruction. Know yourself and adjust expectations (for yourself and your students) accordingly. See more details at Teacher Toolkit and Resources.

Learning is not only for young people. Indeed, getting some simple training in using computers, tablets, and smartphones can help seniors to stay connected with their families, friends, and communities. This is especially important for seniors who wish to live independently and age at home. If you want to learn the basics or just brush up on your digital know-how we can give you pointers on how to become a tech-savvy senior in no time.

Games are a great way to get them engaged with technology. Maybe they love crossword puzzles, scrabble, or Sudoku. Download an app or give them a website and show them how to play from their device. This will help them get comfortable with using the buttons and touching the screen. A very good website for senior learning is Tech learning for seniors.

Music teaching is hot this days, many people try to learn music, for various reasons. There are a few podcasts that focuses on teaching people about music and one of them is The Music Educator by Bill Stevens. Music is best learnt by doing, not by reading and writing. Make your lessons active and add to some energy to them! Even if you are teaching music theory there are ways to include practical activities. For younger children, games such as Magic Feet Follow the Beat present important elements of music theory in a fun way. This makes new words easy to learn. If you think back to your own time as a school pupil, I’m sure some of your most memorable classes were where you were not just sitting there. You weren’t staring at the pages of a textbook or copying notes down from the board. The classes where you had to move around and do something are more likely to stick in your head.

Tip of the day for music teachers : Get to Know Your Students: Being a young teacher, students may start the year out being shy and reserved. There is no better way for music teachers to get to know their students than to ask them about their favorite songs or artists. Also, feel free to provide students with the option to choose what kind of music they would like to perform.

You can listen to the The Music Educator podcast by using the app from https://play.google.com/store/apps/details?id=com.themusiceducatorpodcast.android.music. You can learn more about Bill Steven by checking his website at https://www.4themusiceducator.com/.

Travelers SportsTOTO gambling advices for horse racing

If you see a line moving one way and you think it’s way off because the public is betting based on their hearts and popularity, definitely bet the other direction. You may still want to wait a little bit to see if it moves any further in what you think is the wUSDg direction. For example, in the above example, after the public starts betting what you think is incorrect, the line will move from Magic -6 to Magic -5. You could bet it right then if you think it’s now a great bet or you could wait and see what happens. If the public keeps betting it, the line will move further and further in your favor making your bet much more attractive. The worst thing that can happen is the line corrects back to its original point, and then you just don’t bet on that game. You can also bet the game at -5 and then bet it again if it moves further if you think they’re both good bets.

Bicycle and Boat Racing in South Korea: In 1994, a new law on Cycle Racing & Boat Racing was established. This was modeled after legal betting in Japan. It was instituted for the purpose of raising funds for national sports promotion, supporting youth fostering projects for wholesome future for youths, expanding national & regional finances, and providing healthy relaxation and leisure for people. Source: https://www.koreatotosite.net/

Another sports South Koreans and expats can bet on is the Golf Toto. In this game, punters can choose a particular player as he plays against 11 more golfers. The bet is placed on whether the player will win, lose, or force a draw against each of the 11 players. Sports Proto is a fixed betting odds option. Bettors have a higher probability of winning because the payout is calculated by multiplying the stake to the predetermined payout ratio.

System bets: System or yankee bets are mostly interesting when you want to play risky bets. So you can bet on that only 3 out of 4 bets have to be correct. By doing so, on the one hand, your chances to win increase although, on the other hand, you have to accept a decrease of your overall odd. But if you bet on one or two underdogs you can push your odds again and still play very profitably. We show you how to win a system bet and which sports are best suitable for this betting concept. If we have caught your attention for sports betting strategies and everything that deals with it, we recommend you our SafeTOTO bet calculator app, where you can calculate your odds easily on your smartphone.

Ranking strategy and statistics based on academic studies: This is not really a strategy in itself, but rather teaches us how to form an advanced strategy according to our style of play and our favorite types of bets. In this regard, I have proposed some complex academic studies, but I warn you that they are rather intended for bettors with solid knowledge of mathematics, statistics and probabilities.

Korean visitors : 메이저사이트 또는 메이저놀이터는 강하고 정직한 토토 배팅사이트를 우리들은 말합니다 이를 검증할 때 들어가는 시간이나 인원이 저희 드리미는 만만치 않게 정성을 들여서 하고 있습니다 누구에게도 트집잡히지 않을 만큼의 토토사이트들에 대해서만 추천함을 기본 정신으로 하고 있음을 자부합니다 먹튀폴리스에 찾아가서 메이저사이트를 알아낼 필요가 없습니다 슈어맨에 가서 메이저토토사이트를 찾아낼 필요가 없습니다 안전놀이터를 찾기 위해서 다음드나 먹튀다자바를 굳이 방문할 필요가 없습니다 이제부터는 토토파워가 있습니다 모든 메이저 검증사이트에 공통적으로 추천되어 있는 사이트를 안전놀이터로 추천하는 일을 저희 토토파워가 합니다 메이저사이트.