Jim's Articles

Top strategies for how to multiply your money. If you’re saving for a house deposit and hoping to buy in a couple of years, investments such as shares or funds will not be suitable because their value goes up or down. Stick to cash savings accounts like Cash ISAs. If you’re saving for your pension in 25 years’ time, you can ignore short-term falls in the value of your investments and focus on the long term. Over the long term, investments other than cash savings accounts tend to give you a better chance of beating inflation and reaching your pension goal.

Investors often place great importance on price-earnings ratios, but placing too much emphasis on a single metric is ill-advised. P/E ratios are best used in conjunction with other analytical processes. Therefore a low P/E ratio doesn’t necessarily mean a security is undervalued, nor does a high P/E ratio necessarily mean a company is overvalued. Some mistakenly believe there’s less to lose with low-priced stocks. But whether a $5 stock plunges to $0, or a $75 stock does the same, you’ve lost 100% of your initial investment, therefore both stocks carry similar downside risk. In fact, penny stocks are likely riskier than higher-priced stocks, because they tend to be less regulated.

Funding your retirement is one of the best investments that you can make to ensure the financial future of you and your family. It’s important to plan for your retirement whether you have just finished high school at 18 or are about to enter your 60’s. It is never too early to start putting money away for your retirement. If you are planning on living a comfortable retirement based on Social Security; forget about it! According to USA Today, the average Social Security benefit paid out to retirees is a paltry $1,324 per month, which amounts to just $16,424 per year. Read more details at Why you need a retirement plan.

If you’re on a tight budget, even the simple step of enrolling in your 401(k) or other employer retirement plan may seem beyond your reach. But there is a way that you can begin investing in an employer-sponsored retirement plan with amounts that are so small you won’t even notice them. For example, plan to invest just 1 percent of your salary into the employer plan. You probably won’t even miss a contribution that small, but what makes it even easier is that the tax deduction that you’ll get for doing so will make the contribution even smaller. Once you commit to a 1 percent contribution, you can increase it gradually each year. For example, in year two, you can increase your contribution to 2 percent of your pay. In year three, you can increase your contribution to 3 percent of your pay, and so on.

One of the best investment tips from Warren Buffett is to not put too much stock (no pun intended) into each and every news headline that you see. Buffett believes in the 99-1 rule. Most investors take actions based on 1% of the financial news they consume. Doing so, they quickly sell their stocks whenever bad news comes up – e.g. a company’s revenues have fallen by 10%. If the company in this particular example has been in business for, say, 100 years, then Buffett says that it’s definitely capable of withstanding such events. In other words, people often tend to overreact.

About MultiplyMyMoney : I have more than 12 years of experience as an independent and personal financial and investment consultant. I used to run a financial blog called BuylikeBuffett which provided insight on investing, saving, money management, and all things finance. I am also the author of Your Financial Playbook: A Guide To Navigating The World Of Personal Finance a financial guide written to inform the beginning investor about the basics of the market. I decided to start a new site because I receive a great number of questions about financial topics on a daily basis. I figure that this would be a great way to answer those questions and increase financial literacy. I also figured it would be a good platform to write articles on everything from teaching how to get rich, explaining the basics of cryptocurrency, to detailing ways of rebuilding your credit score. I was the founder and president of New Horizons Financial Management, LLC, and was a registered investment advisor. New Horizons was an independent investment advisory asset management and personal financial consulting firm offering investment advisory services to high net worth individuals. See more details on https://multiplymymoney.com/.

Looking for NLP training to improve you or your teams skill levels ? It gives you a sense of direction and makes you more clear on what you want to achieve and it also makes the decision making process easier. You can focus on doing the things that take you towards achieving your objectives.

Develop your personal life coaching style by learning with, and modelling the approaches of, three trainers who share between them decades of practical, hands-on counselling, coaching and mentoring experience. You will be learning how to apply advanced NLP methods to facilitate enduring and in-depth personal change – in a natural, and conversational manner. And you will be developing a style of coaching that is unique to MindTools NLP and which integrates coaching with Behavioural Modelling.

You will find that one important aspect of corporate training involves project management. If you want to improve how your business handles projects of all sizes, this training can certainly be of great assistance. The efficiency with which you complete your projects will have a huge effect on how easily you are able to grow your business, so you will need to learn all you can. Most businesses don’t realise just how much they could improve the way they handle projects. This training will provide your employees with the necessary knowledge and tools they need to help your business become even more successful.

This training is inclusive Extensive Manual for your NLP Master Practitioner Certification, a wide choice of extra materials, worksheets, resources and media is shared throughout the progress of the training. Tea, Coffee, Water and Soft drinks are available during the day. Snacks during breaks and well-organized lunch make this training complete. Who should attend? Dentists, Consultants, CEO’s and everyone who is looking to improving their lives drastically. See more info at NLP practitioner Thailand.

One of the biggest challenges corporate trainers face today is motivating employees to participate in the learning/training process. This is especially daunting for organizations whose training tools and strategies have failed to leverage the technologies that their employees are using every day in their personal lives. To motivate today’s learners who think nothing of playing video games with people all over the world, streaming videos on demand, connecting with others anywhere and anytime-all via a smartphone or other mobile device- takes a lot more than having them click “next” during a training exercise to keep them motivated and engaged.

Don’t try to be everything to everyone. Focus. Relentlessly grow as a professional. Have a vision for yourself and pursue diligently. Though progress requires action, sometimes we can be too quick to act. Sometimes a momentary pause is all we need to see a challenge from a different perspective, therefore resulting in a different and more effective approach. Thinking and acting are not mutually exclusive. Switching perspective from “me” to “you” switches everything. The saying “people don’t care who you are until they know what you can do from them” is absolutely true! Anyone wanting to influence anyone else must first know what is already influencing them. You do that by asking enough questions to truly understand what they need, and then packaging what you want in a way that meets their needs first.

Each of us has our own unique style, or leadership style. When we interact with others who have a similar leadership style, communication is relatively easy. When we deal with others who have different leadership styles from ours, communication and cooperation can be challenging. The most important element of working across different leadership styles is our flexibility; our willingness and our ability to see things from the other person’s point of view. Read more on Corporate training Chiang Mai. Meet the team: Wirawat is Mind Tools Senior Trainer and specializes in Team Building. Wirawat is Certified in Neuro Linguistic Programming and has a proven track record in enjoying what he does best: Build your team to an unparalleled high. Mind Tools strives to have short lines of communication. Our organization excels in direct communication, open and honest attitudes, working hard and celebrating success. Want to join our dynamic team? Did we awaken your interest? We encourage you to contact us. We are always looking for skilled and qualified people. No matter if you want to work freelance, on project basis or obtain a permanent position, do send us your resume. For more information or to submit your resume, please send an email to hello@mindtools.co.th

Bobbleheads are funny, amazing looking and perfect items to be collected. How are bobbleheads made? We begin with the head of the bobble head doll. The body is made of hollow plastic that is covered by felt cloth. On the head, a metal clasp is connected to the downward portion of the head to connect into the bobble head dog’s body. At the far end of the body is a bolt that acts as a weight for the head. When attached to the body, this allows for the bobble head to sway and bob around. Without the weighed bolt at the end, the bobble head would simply rise to the top of the body in a fixed position. Next up is the body of the bobble head doll. The body, which in this case is about 4″ (10.16cm) in length, is made of a hollow core like the head, but the mold is not enclosed in order to allow space for the head piece to attach to the body. To attach to the body, a small metal anchor is attached inside the upper portion of the body to allow the clasp from the head to rest in the center of the anchor. When the head is attached to the body, the bobble head bobs and glides with ease. The movement can be endless as long as the bobble head doll is in contact with motion to jostle the parts enough to cause movement.

First with a small history of bobbleheads. 2015: A 1961-62 New York Yankees Oversized (14″) Promotional Nodder sold at auction by for $59,750. It was one of only two known in existence. According to John Brey of “The Nodder Exchange,” this was “the most desirable nodder in the hobby, bar none.” It’s a truth that endures regardless of your personal team affiliation, and it’s likely due to the fact that the Bronx Bombers claimed the World Championship during both potential years of production that the uniform was chosen. While five or fewer promotional nodders exist for each of the NFL teams of the era, only the Yankees model is believed to have been produced to represent our National Pastime. And today, just two of those are known to survive. See extra details on custom bobbleheads.

Bobblehead is a collectable doll which has characteristically oversized head that is connected to the body with spring or wire and when the head is lightly tapped it would bobble from which doll got its name. Some of the alternative names are bobble heads, Thanjavur thalayatti bommai, bobble head dolls, Tanjore head-shaking doll, bobbing heads, moving heads, nodders, nodding heads, akabeko, wobblers and nodding heads.

Among the most popular bobble head dolls, bobble head dogs continue to lead the way. The bobble head animals are popular due to the love of various animals, their compact size, and the ability to place the bobble head on the car dashboard or back window. In the United States, the availability of bobble head dogs have been limited greatly over the past several years. As of late 2013, one of the top producers of ceramic bobble head dogs discontinued their product line.

The easiest way to see what specific bobbleheads are going for is to look on eBay. In addition to viewing current listings, you can also see the completed listings and their final prices. While there will always be deviations from the norm, with the proper search string and timeframe, it can be very easy to see the expected price range for a specific bobblehead. Naturally, when something has value, people are curious which versions command the highest values. With bobbleheads, there are few categories which tend to draw the highest values.

We have a fast delivery service. the fastest sculpture is 2-3 days can send the proof to customer preview.shipping will take 2-3 days, you can receive your bobblehead 5-7 days after you place your order.

Abobolehead has been set up since 2006.5, till now we have 11 years making bobblehead experience. Our company specialized in custom bobblehead. During 2008-2014 we mainly produce the bobbleheads for the agents. Our company can custom all kind of bobbleheads you want, such as : personalized single and couple bobblehead/ custom wedding bobblehead/ sport bobblehead/ Multiplayer bobblehead/ company annual group bobblehead/ bulk order/ any style animal bobblehead / custom company bobblehead with company logo etc. We can custom the bobblehead according to the picture you provide us. If you have any questions or need a quote, please contact us email , we would reply you within 12 hours. See extra info at custom bobblehead online store. Wholesale order, we would use resin material, safe and environmental. processing, we would polish the surface very smooth, in order to reduce rough surface.

Working and earning money from home can look like a dream, but it can also be a reality. You can be cautious of the methods of earning money by working at home, but they do exist. Here are some of them :

Projects always take longer than you initially think they will. For that reason, you’ll frequently get done less than you set out to do. So, just as you’re encouraged to overestimate how much time you’ll spent doing one thing, you should also overestimate how many things you’ll do during the day. Even if you come up short of your goal, you’ll still come out of that day with a solid list of tasks filed under ‘complete.’ Nobody sprints through their work from morning to evening — your motivation will naturally ebb and flow throughout the day. When you’re working from home, however, it’s all the more important to know when those ebbs and flows will take place and plan your schedule around it.

Who knew you could be paid to listen to music? Slicethepie is the largest paid review site on the internet that pays you to listen to music and write detailed reviews. How much you’ll earn per review varies by the quality of your review. A.k.a. the more detailed and constructive, the better. The minimum payment is $10, so once you’ve reviewed enough songs to earn at least $10, your money will be sent to you via a direct payments on PayPal.

Enjoy your flexibility. Find your focus wavering? Take a break with a bike ride, swim, or even by quitting work for the entire day. That’s according to Patti Hill, founder and managing director of Austin, Texas-based Penman PR. “Because my work schedule can be as flexible as I need it to be, sometimes it’s important to walk away,” she says. “It’s amazing what a cool dip on a hot day can do for helping boost creative juices.” Enjoy disruptions. While some remote workers eschew personal visits during the work day, others take the opposite tack. Denny Daniel, curator of New York City-based The Museum of Interesting Things, says he started his own thing to reap the benefits of being his own boss. “So when people drop by I try to live life and see them unless I am with a client or not here, of course. If it is busy then at least I see them for a moment and enjoy life a bit too. It makes me work better in the end,” he says. See more details on Make money online working from home.

Upwork is one of the largest all-in-one freelance platforms. It’s free to join and you can bid on up to 30 projects each month plus receive invitations to interview for other job proposals. You can connect with clients for nearly any online task including freelance writing, graphic design, data entry, customer service, computer coding, translation, and legal services. There is a 10-day holding period from the time the client approves your work (milestone) to when you can collect payment. Once your available balance is at least $100, you can request payment via direct deposit or PayPal.

Best welding tricks: how to become a more skilled welder and how to choose the top welding equipment. Use the smallest tungsten that will get the job done. Use the smallest tungsten to get the job done. …within reason. Another way of saying this is don’t just use a 1/8” electrode for everything. There are jobs where a 1/8” electrode is great like for welding 3/16” thick aluminum. But what if you are welding on the edge of a .030” turbine blade? A .040” electrode will be plenty to handle the 15 amps and will give much better starts than even a 1/16” electrode. Too large an electrode can cause an erratic arc and contamination…and A bad start where the high frequency tries to arc up inside the cup and off the side of the tungsten can easily melt off a thin edge and scrap an expensive part. 2% thoriated or lanthanated tungsten electrodes hold up at high amperage better than most all other electrodes. When welding at higher amperages, often times you can use one size smaller electrode by using 2% thoriated or lanthanated. And that is a good thing.

Not all aluminum alloys are weldable: For example: 7075 and 2024 are not considered readily weldable using TIG welding. You can usually TIG weld them and they might be fine for a tool tote or some little art project…but don’t be fooled. You can’t depend on the welds in critical applications. Take a tree stand for instance. Lets say Joe gets a good deal on some aluminum angle iron at his friends scrap yard and he decides to make a tree stand. Joe has no way of knowing what alloy of aluminum he got from the scrap yard. He makes the tree stand, it holds together and looks just fine. The welds are real pretty…like a stack of dimes. One day he is sitting in his tree stand about 20 feet up a tree. The stress corrosion that has been happening on a microstrucutural level since he finished welding the tree stand finally comes home to roost and CRACK!!

Do a practice run. This may sound silly, but you’ll find that many professional welders do this before every pass. Get in the most comfortable position you can, with support blocks in place if helpful, and run your hands along the path they will traverse as you make the weld. You will often find that a slight adjustment of your position will allow you to make a longer pass, or to move your hands with less stress. Any strain in your position will have a negative impact on the weld. Also, you build valuable muscle memory when making your practice run, which will help keep everything on track when you make the ‘real’ pass. Clean a contaminated electrode immediately! Every welder will contaminate their electrode at some point, but it’s essential that you replace a contaminated electrode immediately. I usually keep a group of pre-sharpened electrodes right on my welding bench, so I can swap them out without having to walk to my grinder.

Looking for the best MIG Welders? We recommend Welding Supplies Direct & Associate company TWS Direct Ltd is an online distributor of a wide range of welding supplies, welding equipment and welding machines. We supply Plasma Cutters, MIG, TIG, ARC Welding Machines and support consumables to the UK, Ireland and Europe.

Before you get started, conduct online research to see what the best practices are for the specific wire you have or contact a trusted filler metal manufacturer. Doing so not only tells you what the manufacturer’s recommended parameters are for your diameter wire, but also what the proper wire feed speed, amperage and voltage is, along with the most compatible shielding gas. The manufacturer will even tell you what electrode extension or contact-to-work distance (CTWD) is best suited for the particular wire. Keep in mind that if you get too long of a stickout, your weld will be cold, which will drop your amperage and with it the joint penetration. As a general rule of thumb, since less wire stickout typically results in a more stable arc and better low-voltage penetration, the best wire stickout length is generally the shortest one allowable for the application.