Jim's Articles

Top destinations in Malaysia

Posted on by Amelia Whitehart

Malaysia is a fabulous destination, so much history, a must see for any travel fan. The Petronas Twin Towers in Kuala Lumpur were the world’s tallest buildings before being surpassed in 2004 by Taipei 101. However, the towers are still the tallest twin buildings in the world. The 88-floor towers are constructed largely of reinforced concrete, with a steel and glass facade designed to resemble motifs found in Islamic art, a reflection of Malaysia’s Muslim religion. The Petronas Twin Towers feature a sky bridge between the two towers on the 41st and 42nd floors.

Along with the Petronas Twin Towers, Menara Kuala Lumpur is easily Malaysia’s most recognizable and popular landmark. Constructed in 1994, the tower stands at 421 metres and effortlessly trumps the Petronas Twin Towers with the highest and most spectacular view of the city. This gleaming tower’s spindle-like apex is visible from almost anywhere in Kuala Lumpur. Menara KL’s viewing deck is, at 276 metres, at least 100 metres higher than the Petronas Twin Towers’ Skybridge; the view is marvellous during the day and even better at night when you can see the entire sparkling city centre.

One of the most popular spots for international tourists, Batu Ferringhi is a beautiful cliff-side area with beautiful sandy beaches at the foot of a mountain. Penang is also a haven for food, and the streets of Batu Ferringhi are lined with hawker stalls serving only the best. Spend all day lounging on the white fine sands or take part in some water activities offered by the local thrill seekers. Malacca is one of the best states to visit for heritage sites and antique stores, and is immensely popular with history lovers and artists. By day it is a town-sized museum, filled with relics from Dutch settlers and Malaysia’s unique Baba Nyonya Peranakan culture; by night it turns into a giant night market, lining the length of Jonker Street.

This 20 kms long and 11 kms wide Tioman Island is the best example of what an happening island life is all about. This paradise for travellers is replete with adventure and leisure activities that compel to call the island one of the best places to see in Malaysia. Located in the South China Sea, Tioman Island boasts teal water, breathtaking waterfalls, lush forests and orange blossoms. The island is perfect to enjoy activities like snorkelling, diving, sailing as well as paddling. One also will enjoy taking a sneak peek at the rich village life on the island.

Need to travel to Malaysia and looking for an eVisa? Read extra info at Malaysia visa online. Malaysian visa is issued on time and sometimes before because a number of tourists keep visiting continuously in this country. This is the reason for which the visa process has become much faster and easier.

Anonymous chat

Posted on by Marie Poppins

Communication has lots of benefits for your mental health. Mental health is a serious problem within the American workplace. Each year about 43.6 million American adults suffer from a mental illness including depression, bipolar disorder or schizophrenia, according to the Substance Abuse and Mental Health Services Administration (SAMHSA). In addition, SAMHSA’s report found approximately 9.8 million adults experience “serious” mental illness, which can render them unable to work. Apart from productivity loss due to behavioral health issues, there is cost. Employers foot a major part of the medical tab for mental illness. One study found that mental disorders topped the list of most costly healthcare conditions, with spending at $201 billion. As far back as 2008, the National Institute of Mental Health found mental illness costs the US resulted in $193 billion in lost earnings annually.

How to be interesting in online chatting ? Boredom is usually a two-way street. If your conversation partner is bored, so are you. But the opposite is also true. If you’re having a blast, it’s likely others will enjoy talking to you. So “gamify for your own amusement,” suggests social cause marketer Keirsten Lindholm. Before entering an event, she chooses a topic to find out more about and then uses small talk as an opportunity to complete her self-appointed mission. “Sometimes I feel like finding out about secret hobbies, favorite volunteer activities or how their industry is changing,” she says, adding that “trading ideas is like weaving a story together of playful banter and should probably be regarded as foreplay to possibility. The possibility of more time with one another.”

If you chat with strangers over the Internet, you can open yourself to predators. People can lie about who they are in an effort to hurt you in some way. Your conversations can also be saved, which can come back to haunt you if someone has bad intentions. According to the United States Computer Emergency Readiness Team, you should be careful about what you reveal unless you are certain of who the person on the other end of the chat is. The US-CERT also recommends updating your security settings to protect yourself from a software attack from a malicious user.

Improve morale, meet people, have conversations with new people, talking with strangers has many of plus points. Online chatting can be a great tool to stay in contact with friends or family who may live far away or overseas. While calling each other and talking for hours can be a rather costly expense, online chatting is free. People can chat for hours without worrying about the expenses a phone bill would bring. Online chatting can create, re-create or maintain relationships, despite being oceans apart.

Online chats are also a great marketing tool : The Internet Revolution and digital marketing brought about many new business terms, and “pain points” is one of them. A pain point is a problem that a customer has that has not been solved, or a need that has not been addressed. With traditional support systems, such as email or phone calls, it is sometimes difficult to know the pain points of your customers because they may only be heard or received by one team or individual. With live chat, though, administrators and supervisors have access to all chat histories, which can be sorted, searched and filtered to quickly learn customer pain points. Online chat can be a cure against depression caused by failed relations. If you don’t normally exercise, you should consider it after a heartbreak. If you exercise regularly, then continue exercising even after the heartbreak. Exercising is important after a heartbreak because it helps you release all the anger inside of you gotten from the heartbreak. Meeting new people will help you during your recovery from a heartbreak because it sort of helps rebuild your pride and confidence again. While you make new friends, it’s important you don’t jump into a relationship. It’s important you give yourself a break from relationships for at least three months.

The words we use when we argue are one way to determine whether our communication styles are positive or negative. Words are a measurable quantity, and so it is possible to evaluate a communication style by counting the number of positive and negative messages. Couples with good styles have as many as five times more positive to negative comments passed back and forth, or negative comments will usually be counter-balanced by jokes, laughter, and other forms of positive interaction. In contrast, the ratio of negative to positive messages may be as high as three to one in favor of the negative for ineffective styles. Of course, each of us will express some aggression or hostility during a fight because we can’t always control our emotions. However, if there are consistently much fewer positives to offset the negatives, and if negative feelings persist afterwards, we probably have communication problems. Chat to someone today at Chat with Strangers!

Home mortgages tips

Posted on by Marie Poppins

Do you require money for personal reasons ? Looking for property refinance advices? Sometimes it takes a big investment of resources to move the needle for your small business. Maybe there’s special equipment that could save you money on labor and make you more productive. There might be a building next door that would make a perfect addition to your shop. Or, your existing facility might need a serious facelift. In each of these cases, an SBA 504 loan would be perfect. These loans offer up to $20 million to purchase real estate, equipment, and machinery. You can also use them to remodel or upgrade existing facilities. SBA 504 loans are very small business-friendly, requiring only a 10% to 15% down payment and offering 10- to 25-year terms and low-interest rates.

You can actually use a personal loan to indirectly increase your credit score by making the monthly payments on time. The higher the credit score, the higher the credit limit and lower the interest rates will be. There isn’t much paperwork involved. Fast processing times. It usually takes less than a week for a lender to process your personal loan application, whereas a traditional bank loan may take much longer. Flexibility. Most personal loan lenders allow you to spend funds in whatever way you want, either for a holiday vacation with your family, backing the capital of your business and so on. See extra info on Equipment loans.

Calculate the EMI: To avoid any penalty or accruing debt, it is important to be able to make the EMI payment on time, every time. You will have to be the impartial judge of how much of an EMI you can handle with your current and expected income in the short term. The best possible way calculate the overall cost of your personal loan, including the EMI, are the online personal loan EMI calculators. Repayment Period: Banks usually offer one of many standard loan repayment periods. Personal loan tenures generally do not last longer than 60 months. This period is determined based on your ability to repay the loan as well as the amount of the loan. You may be able to choose the repayment period as per your preference but you have to be careful while doing that. A lower tenure means that you would have to pay less total interest but your EMI amount will increase. On the other hand, a longer tenure results in lower EMI amount but higher interest outflow.

When the company directors don’t have commercial security to offer, the lenders will ask for a personal guarantee. These documents allow the using of a personal asset to secure a commercial loan, commonly a family house. While personal guarantees are now standard practice and facilitate much needed finance, they should also be used with caution and always with full understanding of the potential consequences. If the business should other default on the loan, or become insolvent with the loan outstanding, the personal guarantor’s property will be sold. While the limited company structure commonly protects directors from the fallout of business insolvency, with its clear separation between corporate and personal debt, personal guarantees are specifically designed to surmount these laws and breach the corporate veil.

How do mortgage deposits work? You have to pay for part of the property yourself, and this amount is called the deposit. It is shown as a percentage of the property’s value, so if you bought a house for £200,000, a 10% deposit would come to £20,000. Your mortgage provider will lend you the rest, which is called the loan to value (LTV). In the above example a 90% LTV mortgage would cover the remaining £180,000, which would be the amount you owe your lender.

Greenlight Funding provides low-interest affordable loan programs for home and commercial real estate. Loan programs available up to 100% financing. Fixed and adjustable rates for single and multifamily real estate, construction loans, fix and flip and business loans from SBA and private lenders. We cater to homeowners, real estate investors, and business owners and are dedicated to helping you to fulfill your goals. Call us at 917-722-1761 and get your prequalification today. Guidance: A straight forward process every step of the way, Objectivity: The right loan at the best rate and lowest cost, Transparency: No surprises, no hidden costs.

Business Name: Greenlight Funding, Manhattan
Web: https://greenlightbiz.com/
Address: 99 Wall Street, Suite 1605, NY, NY 1005
Tel: 917-722-1761
eMail: info@greenlightbiz.com

Top quality toner cartridges

Posted on by Amelia Whitehart

Here are a few advices about how to decrease the costs of your printing jobs. Your printer manuals will come handy when you encounter any glitches so, keep them safe and in a shelf that is accessible. It would be quite useful to refer to your manual when one of the maintenance lights pop up and you have no clue why the light is on. In case, you have misplaced your manuals, you can check the online support offered by your manufacturers. Most manufacturers have an exhaustive list of commonly encountered issues along with probable solutions.

At some point, you’ve probably seen a document come out of a printer with white lines running across the text or graphics that are missing ink, even though the cartridges are full. This means that the printer heads are clogged and need to be cleaned. Check out the manual that came with your printer or look on the manufacturer’s website to find out how to clean the printer heads on your particular model; many printers will self-clean with just a few clicks but can also be cleaned manually if you prefer. Just be careful not to clean the heads more often than necessary, as the cleaning process will use some ink.

There cannot be any compromise on ink cartridge refill or replacing ink cartridges itself owing to the large amount of printing work that needs to be done constantly at your office. To make it more economical and affordable, you need to follow a few strategies that can help you curb your monthly expenditure on buying ink cartridges for regular use.

Proper care starts the moment you bring home a new cartridge. Before you install the cartridge, be sure to inspect it. Gently shake the cartridge or tap it on a hard surface a couple times to prime the ink. On the top of most cartridges, you’ll find a piece of plastic tape that covers the vent hole and a plastic clip that is protecting the cartridge while in transit. Not every cartridge will have a clip or tape, but if they do it’s important to remove them before you try installing your ink. We recommend doing this over a trashcan as ink can sometimes escape from the cartridge when you remove the tape. On the side of the cartridge, you might notice a gold contact chip. This chip is very sensitive, as it is the electric component that communicates with the printer once it is installed. If you do accidentally touch it with your finger or notice a bit of dust, gently wipe it clean with a Q-tip or lint-free cloth.

Our product line of premium quality ink and toner cartridges offers the opportunity to get the best quality prints while at the same time giving back to the environment. Use of compatible printer cartridges is beneficial to the environment and to your wallet as well. We are continuously improving our products and services to make sure that we fulfill your orders and demands without issues and delays. For inquiries about our products and services, we have a US-based customer support open every Mondays to Fridays 8:00 AM until 5:00 PM. See extra details at https://smartprintsupplies.com/.

eMail : support@smartprintsupplies.com
2501 7th Ave N Suite #1
Fargo ND
USA 58103

Camping sleeping pads tips

Posted on by Marian Vasilescu

A good camping sleeping pad will ensure that your hiking travel trip will be a success. Here are some camping tips.Keep a light handy: Campers are often amazed at how dark the night feels outdoors. Wear a headlamp or keep a flashlight handy. Hang a small LED lantern inside your tent as soon as you set it up, so you can turn it on when you prepare for bed. Some tents now come with built-in LED lights for a gentle glow.

If you get peckish, eat a small snack before bed of nuts or cherries. These are easy to pack, don’t require refrigeration, and best of all – are shown to promote sleep. While you’re at it, avoid alcohol and caffeine after the late afternoon, too. Many campers like to bring along their favorite adult beverage in a trusty flask. Save this for daytime sipping only. While alcohol initially makes you drowsy, it interferes with your sleep during the latter half of the night.

These are filled with some foam which expands when you open the valve and spread the pad, and it sucks the air in. You may blow some air in if you want. The outside shell is usually waterproof. The Therm-a-Rest model given in the picture above is one of them. An open-cell foam structure is similar to a bath sponge. So you have the gas pockets which are connected with each other. They are self-inflating due to memory effect of the foam. These pads are popular among backpackers and campers. They come in a large variety of weight (and thickness and price), but they are usually more lightweight than the air pads.

Self-inflating pads are typically the most convenient. You simply open the pad’s valve, which allows the foam cells to begin self-filling with air. Top it off with a few puffs of air to get to your desired firmness. They too can be punctured, but again this is a pretty easy fix. They are slightly heavier, so if packing weight is your biggest concern, you won’t find the lightest pads in this category. They are typically warmer than a lot of other pads. For an average hike or camping trip, the convenience and extra warmth may be worth the weight. Overall, self-inflatable sleeping pads are generally the most comfortable and warmest options, but are the heaviest.

Buy camping sleeping pads on Amazon at a very good price: We recommend this one, TFO Air Camping Sleeping Pad 1lb Ultralight, Upgraded 40D Tear-Resistant Nylon, Textured Inflatable Camping Mat with Compact Carrying Bag for Backpacking/Hiking/Car. See extra details on Soft Air Camping Sleeping Pad on Amazon. 1lb ULTRALIGHT CAMPING PAD & COMPACT CARRYING BAG The camping pad is 75″ X 23″ X 2″, which can satisfy your desire to enjoy a good night’s sleep in the wild. The super tiny packed size (10″ * 4″) is almost half the size of standard camp sleeping pads and perfect for fitting into a backpack in your funny hiking trip.

Purchase camping sleeping pads on Amazon cheap

Posted on by Marian Vasilescu

A top camping sleeping pad will make sure that your camping travel trip will be a success. Here are some camping tips.Wear dry clothing. Change out of any dirty or sweaty clothes. A good sleepwear choice while camping is clean long underwear, top and bottoms, plus clean socks. Avoid overdressing before you hop into your bag. Wearing bulky clothing inside a bag can actually reduce the bag’s ability to efficiently trap body heat. Instead, drape items such as a jacket on the outside of your bag for an extra layer of insulation. Or bring an old comforter from home to serve as an extra layer when car camping.

Nothing’s better than getting into a cozy warm bed at night. Bring this luxury to your campsite by boiling a pot of water an hour before bed. Let it cool a bit, then pour it into a heat resistant water bottle, seal it tight, and place it in your sleeping bag. Sleeping bag liners can also add warmth, as can stuffing in extra clothing to fill any pockets between your body and the bag. Adjustable sleeping bags allow you to unzip individual layers of insulation. For additional warmth, pack a blanket, a beanie or warm hat, and some socks to warm your extremities.

These are filled with some foam which expands when you open the valve and spread the pad, and it sucks the air in. You may blow some air in if you want. The outside shell is usually waterproof. The Therm-a-Rest model given in the picture above is one of them. An open-cell foam structure is similar to a bath sponge. So you have the gas pockets which are connected with each other. They are self-inflating due to memory effect of the foam. These pads are popular among backpackers and campers. They come in a large variety of weight (and thickness and price), but they are usually more lightweight than the air pads.

The most durable option is a closed cell or foam pad. They require no inflation but you’ll be exchanging comfort for durability, as you don’t have much ability to change a closed cell pad’s firmness. They take up more space than the other two options but can be strapped to the outside of your pack without worry because punctures won’t hurt the performance of a foam pad. Overall, closed cell or foam pads are generally the least comfortable option and are the middle of the road in terms of warmth, but are typically the least expensive option and the lightest.

Looking for the best camping sleeping pad? We recommend this one, TFO Air Camping Sleeping Pad 1lb Ultralight, Upgraded 40D Tear-Resistant Nylon, Textured Inflatable Camping Mat with Compact Carrying Bag for Backpacking/Hiking/Car. Read extra details on Air Camping Sleeping Pad on Amazon. UPGRADED AIR VALVE & CUSTOMIZE FIRMNESS After opening the top air valve, you only need 10-15 breaths to blow the sleeping pad and customize softness by air as you wish. The inside flap prevents air from escaping during inflation. Then close the top valve to prevent air from leaking and enjoy a comfortable night. It takes only a few seconds to deflate after opening the bottom valve.