Jim's Articles

Month: February 2020

Life insurance unbiased comparison

Posted on by Marie Poppins

Stop smoking and extra life insurance advices: Joint policies can be poor value. Although a little cheaper to buy than two singles, the policy will end when the first person dies. This means that even if your spouse has paid into a policy for many years, they will have to start over again after you die, which could be expensive if they are getting older by then.

Always Ask Your Agent for a Screenshot of the Quote Results. Why should you ask for a screenshot of the quotes your agent generates? Unfortunately, there are agents that tend to favor some life insurance companies over others as they might be trying to send more business to a particular company. Now, it’s not always the case that they are trying to bamboozle you, they may actually have a valid reason to do so. They may not quote the most favorable company because of something you revealed about your health or lifestyle which would prevent you from getting the best or lowest quote. Since you’ll never know – ask the agent to email you or show you a screenshot of the quotes they have on their screen. If the quote isn’t the lowest, you may politely call them out on this to find out why they didn’t give you the best quote.

Insurance can be used to transfer risk that has a very low probability of happening, but would be catastrophic if it did, or protect against something that is certain — such as death — but has unknown timing. How should millennials decide which kind of insurance to buy? Most insurance needs have a time limit — for example, you need to insure yourself so that your kids can be cared for while they’re young. Once they’re old enough to fend for themselves, you don’t need to carry insurance anymore. This would point toward purchasing term life insurance. Read additional details at Life Insurance Comparison Pennsylvania.

Life insurance is a smart financial move. If you’re looking for a recommended amount of coverage, you can expect to pay about 1% of your annual salary on the annual cost of term life insurance. (Spending 1% of your income to protect years of income is a pretty good deal.) Make sure you know how much life insurance you get at work. Many people assume they have more coverage at work than they really do. You should look carefully at the amount of coverage your company may provide, then buy additional life insurance, either through benefits plans at work, or on your own, to make sure you have the right amount of coverage for your unique needs.

If you like what you see you can initiate the application process online through Terms4Less and our licensed experts will handle all the paperwork and followup – at no extra cost. Life insurance doesn’t have to be complicated or expensive! Get accurate quotes, compare policies, and start the application process all in one place with Terms4Less. You need life insurance when you have somebody or something that depends on you for financial security; family or business. Don’t leave those behind in financial duress. Start the process of securing protection for your family today. Discover extra details at terms4less.com.

The ascent of an entrepreneur and writer : Moshe Reuven Sheradsky

Posted on by Marian Vasilescu

There are numerous Youtube “stars”, Twitch celebrities and so on. Almost all devoid of any substance, adding nothing of value, unable to show off any achievements. But still they are regarded as stars, celebrities or influencers. The nature of my business makes me read frequently, explore a lot and connect with many people. Therefore, i gained a relatively broad picture of what is on the offer today in the world’s “famous” people area.

Every so often, but not very often, new people appear that set themselves apart from the wannabe stars. They have charisma, ideas and what’s extremely important, they have achieved and constructed something that you can see, something that works. They are not only words and charming pictures. And what is even more awesome is that the age doesn’t even matter. On top of that true value overflows the specialization barriers.

Like, for example, Moshe Reuven, the CEO of tech startup called Wedu. This young man is what you would get mixing genes from Bill Gates, Kanye West, Andy Warhol and Dalai Lama. I said before, age doesn’t matter if you work hard and you are gifted. Consequently, we have a tech startup CEO, who writes for Huffington Post and Forbes, inspires young Jewish people with a deep understanding of the world, an artist and musician signed with A&R agents for Universal Music Group, Def Jam Records, & Island Records.

I believe this qualifies as a genuine raising star, a non-hollow celebrity on whom you can look up with trust and gain inspiration from. Moshe Reuven Sheradsky has 1 million followers on Instagram @moshesheradsky , isolated this number doesn’t says too much but when we add it to the bigger picture then you have a coherent picture of something of true value.

His company Wedu has been tipped by Inc Magazine as one of the fastest growing companies in America, Forbes Tech Council member in 2018 & 2019 and writing on Huffington Post, also a gifted musician and wisdom teacher, Moshe Reuven Sheradsky is a member of the Chassidic movement. Jewish people’s latest arising star? I think he qualifies for that title.

Moshe Reuven brand and business witnesses a continuous growth and this could be a reason why Moshe plans to reopen the gates of opportunity for investors to capitalize by investing in the Moshe Reuven Brand & Wedu. Certainly a personality and business to keep an eye on.

Therefore let’s get back to what initiated this article. Do you want to follow someone? Do you want to gather inspiration from someone? Maybe we should try to separate celebrity balloons that contains nothing from truly innovators that deliver ideas, art and build something in to our world.

E-bikes guides

Posted on by Marian Vasilescu

Several electric bikes tips: This mechanism is pretty straightforward, but one day might save your life. Wear a helmet and other protective measures. For instance, if your head bounces off a car windshield or rather scraping along the surface, it’s good that it will be covered by the helmet more probably the full-face helmet. Comparing a regular bike and an e-bike, this has a higher speed. It’s advisable to be keen and take care. Signal your movement, maintains eye contact for turning vehicles in and out of the traffic and other side roads. Be able to scan well ahead. Keep away one meter of parked and moving cars.

Ebikes are zippier and faster than regular bikes. That rider huffing and puffing up the hill who you pass effortlessly with a carefree wave can be forgiven for despising you. To him, you’re a cheater. To others, you’re a menace. An ebiker weaving through the bike lane at 32km/h is going to disrupt the flow of traffic, surprising fellow riders and, if the e-cyclist is not cautious, potentially causing accidents. So ebikers need to be extra-considerate of other cyclists. If you’re riding in a pack of commuters going average speed, it’s not acceptable to tailgate, nor is it ok to swerve into traffic to pass everyone.

The QuietKat 750 Bandit Folding Frame Electric Bike is hands-down a contender for the best folding e-bike on the market. This folding e-bike gives you both power and speed with ease. It doesn’t sacrifice either, so you’ll always have reach good speeds with quick acceleration. This folding electric bike can carry up to 300 lbs. The fat 20”x4” wheels provide great comfort and a smooth ride. And the suspension fork delivers safety on and off the road. No matter if you’re hunting in the wild or cruising the streets, the QuietKat 750 Bandit Folding Frame Electric Bike is a multi-purpose folding e-bike that will give you all the fun you want. Discover additional details on Electric bikes.

You can use electric bikes for quick daily errands. If you want to avoid using a car for quick errands around town, electric bikes are a great option, even if you aren’t that athletic. You can carry cargo or even bring kids along in the proper seat attachments. You won’t be all sweaty when you go about your errands, and you won’t have to pay for gasoline just to run a few errands. A survey showed that people with e-bikes have been able to replace 30% of their errands with biking, that they used to do by driving.

Class 2 (also known as throttle assisted electric bicycles) is equipped with a throttle that can activate the electrical power without any need to pedal. These ebikes can develop speeds of around 20 mph quite easily. Class 3 (also defined as speed pedelecs, or speed pedal assist electric bicycles) provides you assistance only when you pedal. They will provide you with enough power to go up to 28 mph and have a motor with 750 watts. In some states and countries, they are considered equal to mopeds, and therefore require a driving license and registration. Read even more info on honestelectricbikers.com.

Tamara de las Tormentas: In the center of the Storm

Posted on by Marian Vasilescu

She has been awarded with the Auguste Rodin prize, hosted a tv program and few weeks ago one of her art pieces, a 70 thousand usd painting, was stolen from a Pasadena private collection. In this interview the Chilean artist set in Concepcion, answers many questions.

How do you feel about the art market? I am intellectually interested, I studied art history so I am supposed to be able to put a price on a painting, but I think I am mostly concerned with the inner quality of a product and not its fame or with whom the painter is friends with. I think we should be allowed to have an opinion and not be dependent on what others think, so I have a sort of critical approach.

You seem to move from one style to another with some ease. You say it because one day I paint abstract and other I paint flowers? Yes, I like switching because I like freedom of thought, because with the abstract painting I can make emotional, personal statements. With flowers I get to communicate with nature, and the beauty that surrounds us all, I get to capture a particular moment, a particular quality of the light, a particular shade of a color. Many of my floral paintings are in hospitals in the USA, I’ve told that people feels more calmed when seeing an object of beauty on their waiting.

You seem like a happy person, what do you want to communicate with your art? I want to communicate emotions, personal thoughts, ideas I explore on my daily life. I want to share the beauty that’s around us.

Tamara de las Tormentas is a visual artist from the Bio Bio Region, resident of the Chiguayante commune, with more than 30 years of experience in abstract painting, landscapes, oils and graphite. She has worked in various areas, being also the host of the online TV program “Conversing with Tamara”, as well as an actress and executive producer of the movie “Opera Prima”. He began to work in black and white, to eventually get to the colors, “I began to mix and bring my art to life, to capture in it what I saw in reality,” said the visual artist.



It is from these two aspects that her greatest source of inspiration emerges when expressing her art, “nature is there and that you can take it to the canvas is the maximum, then what I paint most are forests, water, streams that they form, plants that grow at the water’s edge. It is intriguing and fascinating to be able to capture a particular moment, an exclusive quality of light and a specific shade of a color, ”said Tamara de las Tormentas. You can visit her exhibition online here, extra info at Tamara de las Tormentas: exhibicion Onirica – La Concepcion del Arte.

For our spanish language guests :

Tamara de las Tormentas, artista visual de la octava region, residente en Chiguayante, con mas de treinta anos de experiencia en la pintura abstracta, paisajes, oleos y grafito. Se ha desempenado en diversas areas, siendo tambien conductora del programa de Television “Conversando con Tamara” y actriz y productora ejecutiva de la pelicula una “Opera Prima”.

La destacada artista visual chilena Tamara de las Tormentas recibio el premio Auguste Rodin a las Artes Visuales de manos de la directora del Centro Cultural de Tome Valeria Gajardo. La Concepcion del Arte ha sido la entidad organizadora de la exhibicion Onirica y proximamente de la exposicion Dualidades.

Robots are the new helpers

Posted on by Marian Vasilescu

The aftermath of an earthquake impinges rescue operations. With collapsed building debris everywhere, rescue operations become dangerous and slow. Worse, people might get trapped in hard to reach places because of the debris. The debris makes it difficult for rescue workers to contact them or send aid supplies to them. At times, reduce the flow of oxygen to where they are. This is usually a challenging operation for rescue workers. However, with the aid of a snake-like robot called Guardian S. Developed by Sarcos, the robot is perfect for hazardous conditions that require getting a reading of the environs before sending a rescue team in. It also provides real-time information about high-risk rescue attempts to the control room and the rescuers. With this, rescuers can strategize the next line of action.

There are also some studies which have attempted to find out whether these pets have the same impact on children. As we’ve briefly discussed above, children have positively responded to them, despite there being some limitations. In conclusion, robot pets are a great idea that needs to be further explored scientifically. And when we consider the physical and social needs of living pets, maybe robot pets are a better alternative. The world is also becoming more and more receptive to robotics, and robots are now being used in our day-to-day lives. Therefore, we believe that, even though more scientific research needs to be conducted in this subject, the future is promising for robot pets. Find more details at this website.

The SRS Robothon is held annually in Seattle and is recognized as one of the most engaging robotics events of the year 2019. Although the 2020 robotics events’ date is yet to be confirmed, the event is set to hold in the Seattle Center Armory. The Robothon holds a record of attracting innovations in robotics from amateurs and veterans can’t resist the event. The event is free and open to the public as it promotes talents in robotics. Robothon is hosted by the Seattle Robotics Society. If you greatly desire to showcase your talent in robotics, the SRS Robothon 2020 is one event you don’t want to miss.

Robotics Vs. Robots: Scholars define robotics as a scientific and engineering discipline that focuses on understanding and using artificial, embodied capabilities. The real people behind the scholar definitions – i.e. the roboticists – design, construct and operate robots through complex computer systems that allow them to control their creations, obtain sensory feedback, and process information. Historically considered a branch of engineering that focuses on the design, conception, manufacture, and operation of robots, robotics is closely inter-related with electronics, computer science, artificial intelligence, nanotechnology, mechatronics, and bioengineering. More details at this post.

Your robots may perform specific tasks that are not achievable by these materials. For instance, stainless steel exists for handling salty environments. Heavy-duty robots also operate in sensitive environments like handling food, electronics, and medical applications. Whatever purpose your robots may serve this hopefully helps you widen your knowledge about making. Hopefully, we have managed to cover some of the most common materials used in robotics. Bear in mind that these are the basic and most common ones. There are some additional materials and parts which are used in order to fully construct a functioning robot.

In his remark, President Jeff Burnstein, Association for Advancing Automation hailed the use of robots in the country as he stressed that they have not only helped to increase competition amongst companies in the United States but have aided the generation of new jobs for more employments. He pointed out that the dispensation of robots and its growth has never been experienced in the history of the country like its current state with over 180,000 robots already being imported into the country since 2010.

Manufacturing is constantly evolving and we are currently going through the age of increased digitization. While it’s always changing, there have been three manufacturing revolutions in the past and we are currently seeing the fourth. The first was the industrial revolution that started in Britain around 1760 with powered machinery used in the likes of the cotton industry. In the late 19th century, we saw the second revolution with electricity and mass production. The third came in the last century with the development of computers and robotics. Read extra details on a website to learn more.

Get free Instagram views and growing tips

Posted on by Patrick Moreau

Bigger number of views on Instagram recommendations? So with a shift in how we measure engagement, it’s only natural that we change how we try to improve engagement on our feeds. It’s not just about likes anymore — Instagram engagement is going to become a lot more holistic in 2020! To help you improve your Instagram strategy, we’re sharing our best strategic tips to boosting engagement on your posts, videos and stories.

One of the best kinds of comments you can get on any social media post, not just Instagram, is a comment where one user tags a friend. Not only do these comments contribute to your post’s engagement, which in turn makes it favorable to the Instagram algorithm, but each tag brings you a new audience member who arrived through a recommendation and who you could potentially win over as a follower. One way to encourage this behavior is by posting relatable content that begs for 1:1 sharing (e.g. A gym meme that asks you to tag a friend who skips leg day). But a more reliable way to get your audience to tag their friends is by running a giveaway that encourages your audience to tag a friend and follow your account.

So whether you’re trying to break into the influencer circle of your niche, or just want to breathe a little life into your dried out account, free Instagram video views can totally help you take your Instagram game to the next level. One moment you’re nowhere to be found, and then the next thing you know, a whole snowball effect kicks off, and your video starts showing up in the explore feed as well as across the recommended content lists of your followers’ network. In addition to this – most people on Instagram tend to judge the quality of your content by the number of likes and views it gets. See more details at check this out.

It’s definitely the first piece of information businesses take into consideration whenever they’re looking to expand their list of creative partners and associates. The number of followers also makes your account seem more interesting and fun, playing a huge role in someone’s decision to follow you. This is why our Instagram followers counter makes an essential addition to your Instagram toolbox. It’s simple, free, and it’s the most accurate way to monitor your Instagram follower count in real-time.

If you want to get more Instagram followers in 2020 you need to pay attention to what your Instagram profile looks like as a whole. Your feed is the first opportunity you have to make a great impression and entice people to hit the “follow” button. And since your Instagram profile is becoming as important as your homepage, you want to make sure it looks on point. When someone visits your Instagram profile, they will decide in seconds whether or not to follow your business. How do they make that decision? By quickly scrolling through your feed, reading your bio, or clicking on your stories highlights. When it comes to converting visitors into followers, it’s no longer just the editing style of your photos that need to be consistent.

Here’s a trick that I use for my ecommerce businesses. For every product and product category for my stores, I have done the research to see which are the most popular Instagram hashtags around those product categories. I came up with 15-20 popular hashtags for each category of products I sell, as well as a base of 5-10 popular tags that describe my brand and product offering overall. Finally, I also created a list of popular local specific hashtags that relate to my brand. I can easily open my Evernote and copy my standard brand, product and location specific hashtags to post with each photo. Some Instagram scheduling tools also let you save caption templates that you can use to store your hashtag groups. Find more info at https://famoid.com/.